Why You Can’t Insure Yourself Against Climate Change

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Why You Can’t Insure Yourself Against Climate Change

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While disasters have traditionally been managed through insurance, climate shocks are now too frequent, too costly, and too unpredictable to insure effectively. From the staggering $30 billion flood losses in Brazil to the global funding gap for climate-vulnerable countries, Avinash Persaud, Special Advisor on Climate Change for the President of the Inter-American Development Bank, explores in this episode why resilience—not insurance—is the smarter investment. Tune in to learn why a dollar spent on resilient infrastructure can save ten in future losses, and how innovative financial tools like debt-for-resilience swaps and pause clauses could offer lifelines to countries already drowning in debt.

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At the Inter-American Development Bank we work to improve lives in Latin America and the Caribbean. http://www.iadb.org

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