In this episode of the Cover Your Assets podcast, Billy Gwaltney walks you through the Guaranteed Standard Issue (GSI) quote spreadsheet. He explains the eligibility criteria, the benefits of securing coverage early, and the various options available, including premium structures and key definitions of disability. Gwaltney emphasizes the role of brokers in navigating the complexities of insurance and ensuring that physicians receive the best possible coverage without unnecessary medical screenings.

Chapters

(00:20) Welcome

(02:58) Understanding Guaranteed Standard Issue Coverage

(05:45) Navigating Medical Screening and Eligibility

(08:35) Exploring Coverage Options and Premiums

(11:41) Key Definitions and Benefits of Coverage

(14:51) The Role of Brokers in Securing Coverage

(17:44) Conclusion and Next Steps

The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life.

For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn.

If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.