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In this audiobook, Roth takes you inside the trending world of financial independence and early retirement, giving you the tools both to achieve financial independence and to improve the quality of your everyday life. You'll explore the ins and outs of the "FIRE movement", a collection of ideas and habits that allow people to manage their money so they can quit working while they're young. You'll consider the shockingly simple math behind financial freedom.

When washed-up 80s rock legend Johnny Freestone is found dead in a cave off Scotland's North Coast 500 tourist route, it looks like a tragic accident–another celebrity lost to a reckless lifestyle. But Police Scotland detective–and secret Freestone fan–Jack Logan isn’t convinced that the star's death was an accident. As Logan delves into Johnny's final days, he uncovers a trail of bitter rivalries, broken promises, and a comeback tour that wasn’t quite what it seemed.

When a young man is found frozen to death on a Highland street in mid-December, DCI Jack Logan initially puts it down to a Christmas night out gone tragically wrong. But, when a postmortem reveals something more sinister, Jack discovers he is dealing with a cold, calculating killer with a long line of victims, a talent for torture, and a perverse sense of justice.

She is heir to a Sultanate that once ruled the world. He is an unwanted prince with the power to destroy. She is order and intellect, a woman fit to rule in a man's place. He is chaos and violence and will stop at nothing to protect his people. His magic answers hers with shadow for light. They need each other, but the cost of balance may be too high a price. Magic is dying and the only way to save it is to enlist mages who wield the forbidden power of death, mages cast out centuries ago in a brutal and bloody war.

The hunter has become the hunted. Ten years ago, DCI Jack Logan caught the twisted child killer known as Mister Whisper. Two days ago, Mister Whisper escaped. Now, Jack must track down the most ruthless enemy he has ever faced before he can strike again. But after 10 years behind bars, it isn't just murder that Mister Whisper has in mind. It's revenge. A Whisper of Sorrows is the sixth book in the DCI Jack Logan crime thriller series, all based in the Highlands of Scotland, and it's perfect for fans of Tartan Noir crime fiction.

When a badly mutilated body washes up on the shores of Loch Ness, DCI Jack Logan's dream of a quiet life in the Highlands is shattered. While the media speculates wildly about monster attacks, Jack and the Major Investigations Team must act fast to catch the killer before they can strike again. But with Nessie-hunters descending on the area in their dozens, and an old enemy rearing his ugly head, the case could well turn out to be the most challenging of Jack's career. And, if he isn't careful, the last.

When Sarah’s husband, Nick, is killed in a car accident, her world shatters. Facing a future without him seems impossible. But maybe she doesn't have to. When Sarah discovers EternaTech, the AI program Nick and his business partner have been working on in secret, she is given the chance to speak to Nick from beyond the grave. It sounds like him. It feels like him… As Sarah becomes consumed by her connection to this digital Nick, she begins uncovering secrets about his final days.

DCI Jack Logan should’ve known things were going too well. Genuinely happy for the first time in years, Jack has almost fooled himself into believing that the world is a decent place. But when the discovery of a mutilated body kicks off a series of grisly murders, Jack’s dream of a peaceful life rapidly begins to crumble around him. With friends in danger and enemies begging for his help, Jack must risk everything to protect the final would-be victim and stop the most monstrous killer he’s ever faced.

When the remains of a brutally murdered young woman are left hanging from the Glenfinnan Monument in the Highlands of Scotland, DCI Jack Logan and his Major Investigations team are dispatched to investigate. At first, the case appears to be fairly open and shut. But, as evidence mounts, Jack uncovers some shocking truths about the victim that risk turning the investigation into a potentially explosive international incident.

When a sadistic killer begins picking off victims on the streets of Inverness, Jack’s boss decides to bring in some outside help. But the new team member is an old flame from Jack’s past who isn’t quite ready to let him go. And as the dead bodies rack up, the happily ever after that Jack has been building for himself might just be the next victim to fall....

When the body of a teenager is discovered near Eilean Donan Castle several months after she disappeared, DCI Jack Logan and his team journey across the Highlands to investigate. As they start to unpick the young woman’s life, the secrets and lies they expose soon threaten to tear the small rural community apart. But when a second girl goes missing in similar circumstances, it isn’t just a murder investigation that Jack finds himself running. It’s a race against time.

When a nurse is murdered on her way home from nightshift, Jack and his team go on the hunt for her killer. As more victims are uncovered, Jack finds himself tracking a murderer afflicted by a unique psychosis - one that leaves him free to maim and kill without a shred of remorse. Facing a new type of killer in an unfamiliar city, DCI Jack Logan is about to be pushed to his limits, before being forced to realize just how little he truly knows.

Disgraced ex-cop Robert Hoon has crossed the wrong people for the last time. Having struck a humiliating blow against the criminal network known as the Loop, Hoon has been targeted by the Alphas, an elite squad of assassins who will not stop until he is dead. Outnumbered, outgunned, and on unfamiliar territory, Hoon’s only chance of survival lies several hundred miles north, in a place he knows better than anyone else on Earth. He swore he’d never set foot there again, but almost four decades after he left, Bob Hoon is finally going home.

Community service clean-up was supposed to be a tedious affair. But, when a young offender stumbles upon a bin bag filled with human remains, a quiet Highland village is thrown into chaos. The investigation leads DCI Jack Logan to a remote and nightmarish cottage, where a forgotten freezer holds a disturbing discovery: a full set of human fingers. As more body parts are uncovered, Logan and his team hunt for a killer with a gruesome obsession for collecting trophies.

Following a convention in the Scottish Highlands, eight social media influencers vanish without a trace, leaving their followers–and families–in a state of shock, and the police clueless as to their whereabouts. And then, the livestreams begin. Broadcast live from their squalid underground cells, the young influencers are forced into a sadistic battle for survival. With each livestream, their captor pits them against each other in a twisted competition for likes. The influencer with the fewest positive reactions faces a gruesome end–live on camera.

When a badly burned body is found near the remote Ardnamurchan Lighthouse on the west coast of Scotland, it feels like just another day on the job for DCI Jack Logan and his team. But the victim’s list of enemies, including a diminutive loan shark and a powerful local politician, is far longer than Jack was prepared for. And don’t even get him started on the magic psychic sex cult.

Was the biggest case of his career the worst mistake he ever made? Ten years ago, DCI Jack Logan stopped the serial child-killer dubbed "Mister Whisper", earning himself a commendation, a drinking problem, and a broken marriage in the process...When another child disappears a hundred miles north in the Highlands, Jack is sent to lead the investigation and bring the boy home. But as similarities between the two cases grow, could it be that Jack caught the wrong man all those years ago?

Tormented by the recent loss of a colleague, DCI Jack Logan is on the warpath, determined to bring down all those he holds responsible for the officer's death. His quest for revenge is cut short when a woman's body turns up on the remote island of Canna, and Jack is summoned to investigate. As a storm closes in, Jack finds himself cut-off from the rest of the world, with no car, no phone signal, and only DC Neish for company,

She is lightning and storm. A spy, driven out of her home by a tyrant ruler. He is granite and earth. A guard, ordered to keep her contained. To protect herself and her family, she’s learned to go unnoticed, unseen. Suddenly, a refugee in a land that once was enemy and now must be home, she isn’t certain where she belongs, or what her duty is beyond her family. She can’t protect them alone this time, but the only man who can help her is the only one she cannot ask.

DeathWizards have been the scourge of Talohna for over 5000 years; they are executed at birth or hunted to the death. There are no exceptions. Pulled by magic and blood sacrifice into a world he can't possibly begin to understand, Kael Symes soon finds himself the focus of a Talohna-wide manhunt. Desperate and trying to stay ahead of ArchWizard Giddeon Zirakus's execution squad, Kael soon discovers that Talohna's ArchWizard may be the least of his worries.