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Decentralized finance (DeFi) refers to a set of newly emerging financial products and services that operate on decentralized platforms using blockchains to record and share data. DeFi products and services are conducted without a trusted central intermediary such as a bank, and they include payments, lending and borrowing, trading and investments, capital raising (crowdfunding), and insurance. DeFi is a natural historical progression of financial services offered on blockchains.

Thank you for your interest in becoming a citizen of the United States of America. Your decision to apply for US citizenship is a very meaningful demonstration of your commitment to this country. As you prepare for US citizenship, Learn About the United States: Quick Civics Lessons for the Naturalization Test will help you study for the civics and English portions of the naturalization interview. There are 100 civics (history and government) questions on the naturalization test. During your interview, you will be asked up to 10 questions from the list of 100 questions.

Nowadays, people do not just go on YouTube to watch some funny clips of people falling down, cute cats purring, or babies hilariously laughing. It has grown into an extensive platform for the distribution and exchange of valuable information—from makeup tips and cooking to practically anything under the sun. YouTube is now known to be a great way to be famous and earn money just by making videos from the comfort of your bedroom. By learning the strategies mentioned in this book, you will be able to put them into practice and start working your way up to building your career.

In this book, I am going to show you essential lifesaving strategies that will serve you in times of need. While this book is geared toward maximum survival needs which would have you living in the woods for an extended period of time, it is useful for all emergencies. Being prepared can be the difference between life or death in many circumstances, even during at-home emergencies we may face. Having the knowledge you need to survive even the most dire emergencies means that you will have the knowledge and confidence you need to survive much smaller emergencies, too.

We have often been told been told that silence itself is also an answer, but what about God's silence? Does it serve any purpose? Could it be a language on its own? What are supposed to do when revelations that have carried us for days suddenly stop? Is it a delay? Is it a denial? These are the questions that this book seeks to answer.

You’ve probably heard that physical activity, including exercise, is good for you. If you’re already active, keep it up! But it may be time to push yourself a little harder, try a new activity, or find new ways to add exercise to your daily life. Don’t worry if you’re not currently active, have never exercised, or had stopped these good habits for some reason. It’s never too late to get moving, and by picking up this booklet and listening through it, you’ve taken an important step toward better health.

Solar power is a real-life and environmental saver, but labor-related costs have made the average homeowner unable to afford the installation. Thankfully, this beginner-friendly guide details everything you need to know when setting up your home solar system. You’ll be able to do everything from scratch without hiring professionals or making costly mistakes. If you're hiring an expert, this handbook will empower you to engage the right person and avoid mishaps in the installation process. Here’s your golden ticket to starting your solar adventure—don’t wait a moment longer!

If the COVID years taught us anything, it’s that we need to be more self-sufficient, not less so. As a result, and now with failing supply chains and the rumblings of WW3, people are fleeing the cities in droves. But that’s not something you can just pick up and do overnight. That’s why in Off-Grid Living Free, we will take you by the hand and show you exactly how to get off-grid, step by step. You’ll benefit from our hard-won experience and research, enabling you to make the journey quicker and more smoothly.

Everybody wants to get on the train as soon as it arrives, so they're scrambling to buy a ticket as soon as possible. Technology, finance, politics, and the social and economic margins of the digital world have not ceased to deliver surprising packages that provide value and novelty, as well as the promise of a future utopian society. The term "cryptocurrency" is no longer a mysterious, esoteric term.

The United States is experiencing a profound crisis when it comes to mental health care. In a recent Senate Committee on Finance hearing on youth mental health, US Surgeon General Dr. Vivek Murthy shared that Americans wait 11 years, on average, between onset of symptoms and first receiving treatment. The consequences are plain to see: higher suicide and drug overdose rates, more Americans without a safe place to sleep, more children experiencing depression and anxiety. The house is on fire, and the nation is short on firefighters equipped to put out the blaze.

Why GAO did this study. The internet is a global system of interconnected networks used by billions of people across the world to perform personal, educational, commercial, and governmental tasks. The US Government over time has relinquished its oversight role of the internet. A global, multistakeholder community made up of many organizations shapes internet policy, operations, and security. But the ongoing and increasing reliance on the internet underscores the need to understand the risks to its underlying architecture.

The Cybersecurity and Infrastructure Security Agency (CISA), the National Security Agency (NSA), and the National Institute of Standards and Technology (NIST) created this factsheet to inform organizations—especially those that support critical infrastructure—about the impacts of quantum capabilities and to encourage the early planning for migration to post-quantum cryptographic standards by developing a quantum-readiness road map.

The Consolidated Appropriations Act, 20211 (CAA) requires the Board of Governors of the Federal Reserve System (Board) to submit annually for seven years a report focused on cybersecurity to Congress. The CAA calls for a description of measures the Board has undertaken to strengthen cybersecurity within the financial services sector and with respect to the Board’s functions as a regulator, including the supervision and regulation of financial institutions and third-party service providers.

Advances in generating, collecting, processing, and storing data have enabled innovation in AI, allowing this technology to become ubiquitous in modern life and touch nearly every facet of daily activities, directly or indirectly. Besides the AI-enabled applications in smartphones and personal computers, applications of AI have streamlined logistics, accelerated scientific discovery, enabled more efficient design and manufacturing, and aided in detecting financial fraud.

In a world where data flows freely and communication spans the globe, the need for secure and private communication has never been more critical. This book invites you on an illuminating journey into the captivating realm of secure communication, demystifying the intricate techniques that have protected secrets and guarded information for centuries.

Unlock your potential to communicate more effectively and deepen your relationships, both personal and professional, with the approach laid out in Enhance Your Communication Skills: The Imitation Book for Adults.

In an era where AI is redefining industries, businesses are presented with unprecedented opportunities for growth and innovation. ChatGPT for Business unveils a comprehensive guide for harnessing the power of AI, specifically ChatGPT, to drive revenue, enhance customer engagement, and revolutionize operations.

Many people are attracted to trading because of the substantial potential profits. But every year, many people also leave trading poorer than they were when they started. Trading is dynamic, exciting, and exhilarating—but it can also be terrifying. You need the knowledge and expertise of an insider to truly understand the market.

The National Security Agency (NSA) formed a Cybersecurity Directorate in 2019 with the charge to prevent and eradicate threats to the United States’ National Security Systems and critical infrastructure, with an initial focus on the Defense Industrial Base and its service providers. Drawing on the NSA’s rich information assurance legacy, the Cybersecurity Directorate refocused to meet the demands of the present and the future. It integrated key parts of the NSA’s cybersecurity mission into a more public-facing organization determined to raise the cybersecurity bar.

The fact is that heart disease can be produced with diets that are completely void of cholesterol, so chasing after this one "fat" element alone will not reverse the condition. People in Denmark, Switzerland, and Finland eat far more butterfat than we do here in the States, and yet have much less heart disease than we do in America. People in parts of Africa eat as much as 60 to 65 percent of their calories from butterfat. The natural conclusion would be that it is not cholesterol alone that is the problem here, but rather the lack of the other nutrients needed to utilize it.