Budgeting Personal Finance

Con La transformación total de su dinero, serás capaz de diseñar un plan infalible para saldar todas las deudas–desde autos hasta casas y todo lo demás–reconocer los 10 mitos monetarios más peligrosos y asegurarte unos ahorros grandes y rápidos para emergencias y la jubilación.

The Twelve-Step program of Debtors Anonymous helps those around the world who suffer from the illness of compulsive debting. It offers still-suffering debtors a simple program of recovery through which they can arrest this serious malady. The program rests on the solid foundation of the Twelve Steps, Twelve Traditions, and Twelve Tools of Debtors Anonymous.

Phil Town is a very wealthy man, but he wasn’t always. In fact, he was living on a salary of $4,000 a year when some well-timed advice launched him down a highway of investing self-education that revealed what the true “rules” are and how to make them work in one’s favor. Chief among them, of course, is Rule #1: “Don’t lose money.” In this updated edition to the #1 national bestseller, you’ll learn more of Phil’s fresh, think-outside-the-box rules.

No fluff. No excuses. Just the hard-hitting truth about money, power, and freedom. In The Street PhD, John Mercer lays out the real blueprint for men who refuse to be wage slaves, who see through the lies of the system, and who are ready to build unstoppable wealth. This isn’t your typical financial book. It’s a battle plan. A street-smart guide to outmaneuvering the rat race, leveraging high-level money moves, and making the system work for you.

Is our national debt really a threat? What is a “mild” recession, exactly? If you’re worried about your bank account balance, job security, or mortgage rate, what data should you be keeping tabs on? For anyone trying to make sense of disorienting headlines, there’s no better interpreter than Kyla Scanlon. Through her trademark blend of witty illustrations, creative analogies, and insights from behavioral economics, literature, and philosophy, Scanlon breaks down everything you need to know about how money and markets really work.

Everything tells us that what will make us happy can be bought, whether it’s the latest gadgets, renovated kitchens, or luxury goods. But research has shown that having more money in the bank and more stuff around the house doesn’t necessarily correlate with being a happier person. With Happy Go Money, financial expert Melissa Leong cuts through the noise to show you how to get the most delight for your dollar.

The Rule of 30 changes the mindset from saving the same flat percentage of pay to saving when it is most convenient to your situation. In most cases, it means less saving early on while mortgage payments are high and children are costly, and more saving later. Saving for retirement is a high priority, but it is not the only priority in life. It is time to dispense with old myths like “just save 10 percent of your take-home pay.” The truth is we should save differently throughout our pre-retirement years — and The Rule of 30 is a road map for doing so.

Bestselling author Michael Maloney makes the case that while stocks, real estate, crypto, bonds, and nearly every major asset class have boomed, gold and silver have been largely ignored, and are now among the world’s last, and most, undervalued assets. But a shift is underway. The coming flight to safety will be staggering… and gold and silver will be the big winners. After accurately predicting the crisis of 2008, Mike now presents unassailable data that an even greater crisis is coming.

Personal Finance for Teens: The Ultimate Guide to Transforming Your Financial Game at a Young Age offers practical tools and strategies to help teens take control of their money, avoid common financial pitfalls, and build a strong foundation for future wealth.

What's the first thing you think of when you hear the word budget? It's a meager little word, one that all too often comes after tight. Maybe you think of this word as an adjective, something to describe a cheap and substandard car or hotel. Budget brings to mind rationing, a kind of money diet. If you're like many people, budgeting is something you do with a kind of deflated spirit: budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach.

This book will teach you how rich people think. It compares the thoughts, habits, and philosophies of the middle class to the world class when it comes to wealth. The differences are as extreme as they are numerous. The strategy is simple: learn how rich people think, copy them, take action and get rich.

These 100 eye-opening ways to create wealth are drawn from the author's successful careers, with many touching personal stories as well as stories and examples from the hundreds of clients these master coaches have advised. This book is chock full of ways to make money, deepen life's pleasure, increase personal wage-earning power, and start fresh entrepreneurial ideas right at home.

In this newly updated 2018 edition, authors Clayton and Natali Morris help you beat the system by paying down your home loan and saving hundreds of thousands of dollars in interest payments along the way. This step-by-step system only works with understanding and a disciplined plan. Clayton and Natali give you that by breaking it all down for you in this book. They arm you with the knowledge, inspiration, and several game plan options to free yourself from the dead weight of your mortgage.

If you’re a cash-strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide.

The Man Who Quit Money is an account of how one man learned to live, sanely and happily, without earning, receiving, or spending a single cent. Suelo doesn't pay taxes, or accept food stamps or welfare. He lives in caves in the Utah canyonlands, forages wild foods and gourmet discards. He no longer even carries an I.D. Yet he manages to amply fulfill not only the basic human needs - for shelter, food, and warmth - but, to an enviable degree, the universal desires for companionship, purpose, and spiritual engagement.

Ce livre a changé la vie de milliers d'auditeurs, il changera la vôtre. Dans cet ouvrage, vous découvrirez que tout le monde peut accéder à la liberté financière et qu'il suffit pour y parvenir de le vouloir et de savoir comment s'y prendre ! Cette nouvelle édition du best-seller international Tout le monde mérite d'être riche révèle : Le secret qui vous mettra définitivement à l'abri des problèmes d'argent. Les principes que les riches utilisent et que vous pourrez appliquer dès aujourd'hui, quels que soient vos revenus. Comment acheter de l'immobilier sans avancer un centime.

¿Quieres alcanzar la independencia financiera? ¿Te gustaría duplicar tus ingresos en un año? ¿Deseas conocer los secretos de los emprendedores de éxito? "El código del dinero" contiene todo lo que necesitas saber para conquistar tu libertad financiera: Lo que nadie te enseño sobre el dinero; Inteligencia financiera aplicada; Cómo superar los tiempos de crisis; ¿Invertir o apostar?; El vocabulario de la riqueza; Cómo convertir tu talento en ingresos; Las 10 habilidades imprescindibles del emprendedor; La deuda óptima y la pésima.

The Easyway method requires no willpower or sacrifice. Clear your debts while buying everything you need to lead a rich and fulfilling life. Get Out of Debt Now applies the world-famous Allen Carr's Easyway method to the problems of over-spending and debt. It removes the desire to over-spend, so that you are able to live within your means without feeling deprived. It then sets out a simple, easy-to-follow guidance on how to clear the debts you have accumulated.

POUR APPRENDRE COMMENT TIRER PROFIT DE L'INVESTISSEMENT INDICIEL, VOUS NE TROUVEREZ PAS MEILLEUR GUIDE QUE CE LIVRE, RECOMMANDÉ PAR WARREN BUFFETT. Écrit par le légendaire John Bogle, qui a fait la fortune de ses clients, cet ouvrage est émaillé d'explications détaillées et de conseils pratiques, qui vous apprendront comment intégrer dans votre portefeuille cette stratégie d'investissement qui a fait ses preuves. Car réussir ses investissements n'est pas chose facile – cela nécessite discipline et patience. Mais c'est simple, parce qu'il ne s'agit que de bon sens.

Best-selling author of The Millionaire Next Door and The Millionaire Mind and leading authority on the wealthy, Dr. Thomas Stanley uncovers the truth that few people become rich by way of a high income, and even fewer high-income people are truly rich. The good news is that almost anyone can become wealthy - even without a super high income. Just stop acting...and instead start living like a rich person.