Financial Budgeting

Retirement planning was simple and predictable 40 years ago. All you needed was your company pension, personal savings, and Social Security. Those days are long gone. Most public pensions are underfunded, and private companies can't get rid of them fast enough. Social Security's own trustees predict it will run out of money in less than 20 years. And most people haven't saved even a fraction of what they should.

Your Financial Future Deserves the Fast LaneSpeed matters. When we stagnate or stall, we feel frustrated and anxious—especially when it comes to wealth. Pre-packaged, cookie-cutter plans are designed to move slowly, delaying your dreams. Life is too short, so why wait to start living the life you want? After growing up in poverty and living in fear, Certified Financial Planner and author Scott Jarred broke free and found a proven path to financial freedom. Over twenty years ago, he left corporate America to build Invst, a company committed to making money work for people.

Not everyone wants a life of nothing but leisure. And if you made money mistakes, had debt, or never made a plan for your money, comfortable retirement may not be possible without changes. It’s time to go back to school and redefine retirement. Don't Retire...Graduate! is your degree in full-fledged financial freedom and the option to work, if you choose.

Being able to retire securely, with enough income to last - and allow you to enjoy - your post-work life, is a major concern not only for seniors, but for everyone. To make sure you're ready, take the advice of Julie Jason, an internationally recognized authority on retirement savings whose popular column receives fan mail with plenty of questions. Organized in 10 sections, each following a theme, Retire Securely is her accessible, easy-listening collection of need-to-know facts about a process that can be intimidating to even the most knowledgeable investors.

"America's Money Answers Man" explores the relationship between money and emotions, identifies seven "money types", and offers the keys to life-changing financial success.

The foundation of finance is understanding how to run the numbers, and while there's nothing wrong with a rule of thumb, making an informed decision based on solid data is a guaranteed way to set yourself up for consistent success. The chapters of the book are organized to align with the sequence of major financial decisions a typical person would encounter as he/she progresses through life. It gives real-life examples, walks you through the decision-making process, and, most importantly, shows you how to quantify your options.

Unlock financial prosperity with “Wealth Dynamics: Insights For Financial Empowerment”. This comprehensive guide is a must-listen for anyone seeking to understand the importance of financial literacy and the path to wealth. Whether you’re a beginner, or someone looking to enhance your financial knowledge, this book is a valuable resource. Empower yourself with financial education and pave your way to wealth.

Imagine a world where you are the master of your finances, steering the ship of your economic destiny with confidence and precision. Capital Creations: Crafting Your Own Wealth Narrative is your map to this world—a detailed guide designed to transform your approach to wealth and set you on the path to financial freedom. This isn't just a book; it's the start of a journey that leads to the life you've long deemed possible.

How can we handle the impact of comparison culture on our bank accounts? Should we want an engagement ring, or is that anti-feminist? How can we say no to events we can't afford but we feel obliged to attend to please others? Money has the power to shape, make or even break our lives, and can have a significant impact on our mental health—so why aren't we treating it as an important part of our wellbeing? In each chapter of this book, financial writer, speaker and influencer Ellie Austin-Williams tackles a major area in our life that might bring us financial anxiety, from friendship to love.

Truth is, there’s no secret to spending and saving wisely. Rather, living a financially secure lifestyle is as simple as taking time-proven steps today to solve past credit problems, while also preparing for a financially successful future. Others have done it. Anyone can do it. So can you. You just need someone to show you how. In Credit 911, Rodney Anderson does just that.

Universities train talented students to develop the most advanced technologies in the world. Graduates sign employment offer letters that promise salaries, bonuses, stock options, and restricted stock units (RSUs) that will make them earn far more than most Americans. Despite this, personal finance remains a taboo among many people, rarely talked about openly and rarely discussed in polite company. I wrote Personal Finance for People in Tech to share what I've learned about managing my finances after nearly 20 years of working in the software industry.

S.A.V.E. Yourself is a personal finance/money management book that feels more like an empowering relationship book. I know we've hardly met, but can I ask you a personal question? How’s your relationship with money? If you’re not satisfied, chances are your money isn’t, either. In this book, you'll find out how to create a healthy, mutually supportive, and thriving relationship.

What are you trying to do with your money? Few of us take the time to analyze our financial needs and goals to answer that pressing question. In Wealth Odyssey, author Larry R. Frank Sr. uses his extensive financial background to provide a universal road map that will help you determine the wealth you need to support your chosen lifestyle.

Live Well, Grow Wealth is Personal Finance 101, a commonsense guide to shrinking your financial footprint. Sharon Marchisello compares managing your financial life to reaching and maintaining a healthy weight, and in 10 easy-to-follow steps, she shows ordinary people how to build wealth by living within their means without compromising their values.

What if God calls us to be a Tightwad? Finally, a book that makes money management fun, while helping you break free from debt and savings! Call Me a Tightwad offers a lighthearted, honest approach to money management that will give you a little kick in the pants and encourage you to reach your financial goals. It weaves humor and spirituality with budgeting into a much-needed message of stewardship and contentment. In our can't-get-enough culture, listeners will find a refreshing perspective on the meaning of true wealth in the sweet spot.

When you know how money works, you make better financial decisions. It's that simple. Mastering Money demystifies finance and provides plainspoken, straightforward advice for building a solid financial foundation you can count on in good times and bad.

In Infinite Love & Money, Mollie and Joel bring their expertise with love and money, respectively, to help lovers connect at a deeper level. Listening to this audiobook will help you understand each other’s financial backgrounds and money personality types. It will dive deep into the emotions surrounding money and finances, as well as your dreams and desires. Coupled with some pragmatic ideas on how to handle your finances, celebrate your differences, and recover from your conflicts, this audiobook makes the perfect guide for any couple at any point in their financial journey.

Practical, spiritual, and above all soundly financial, The Courage to Be Rich addresses the rites of passage we all must face - marriage, divorce, death; spending (and overspending) on life's necessities and luxuries; taking control of our financial tomorrows today. Orman shows us how to find the clarity, conviction, and courage to meet the obstacles and opportunities of a lifetime.

In Freedom Street, financial advisor and CEO Scott Danner shares lessons learned and insights gained from nearly two decades of managing assets, purchasing financial practices, and creating succession plans to ensure a future that is both prosperous and rewarding. He knows what it takes to effectively balance your goals to serve your clients, make an impact in your community, and make your next chapter count. Learn what Scott did to create a rich life now, live his legacy today, and own the future of his dreams.

Consumers looking to protect their financial future in today's turbulent economy will find all the right advice in Safe Money in Tough Times. Well-known for conveying sophisticated insight in simple and engaging terms, Jonathan Pond explains how readers can take control of their financial lives, overcome any money problems, and develop an all-weather portfolio to last a lifetime.