Future Evolution

A cargo ship in distress . . . A mysterious stowaway in an SA pod . . . A crash-landing on a distant, unexplored world . . . An unexpected rescue by an equally unexpected friend . . . Captain Scott and his cohorts are lost in space, and time is running out. To make matters worse, the Free Fleet are not the only ones looking for them.

REVELATIONS FROM THE Z’S ABOUT WHAT LIES AHEAD Humanity is facing an unprecedented phase of evolution, planetary revolution, and the acceleration of time. More and more people are seeking guidance as they wake up to a connection with something far bigger than what they were taught about human life.

For over 100 years, Insurers have stood by customers at some of the toughest moments in their lives, and helped allow people to go about their lives and pursue their business ideas without having to worry about the risks involved. Today, those customers have different expectations for how they want to do business and be served. And those expectations are changing faster than ever before. The industry has faced many headwinds, making it difficult to keep up with change - regulation, bureaucracy, system constraints, past technology project pain, thin margins, etc.

For centuries, the Insurance industry has been there for people at the worst moments of their lives, and kept the risk of those moments from stopping us from pursuing our dreams. Today, customer expectations are changing at an ever-increasing pace, driven further by the rapid digitization the world embraced in the pandemic. But that isn’t the only thing driving change in the industry, with a new generation of insurers emerging to serve customers differently and rethink the art of the possible in Insurance.

In an alternate history of Detroit, the Motor City was never surrendered to the US. Its residents deal with pollution, poverty, and the legacy of racism—and strange and magical things are happening: children rule over their own kingdom in the trees and burned houses regenerate themselves. When Gloria arrives looking for answers and her missing granddaughters, at first she finds only a hungry mouse in the derelict home where her daughter was murdered. But the neighbours take pity on her and she turns to their resilience and impressive gardens for sustenance.

Over the past 20 years, paleontologists have made tremendous fossil discoveries, including fossils that mark the growth of whales, manatees, and seals from land mammals and the origins of elephants, horses, and rhinos. Today there exists an amazing diversity of fossil humans, suggesting we walked upright long before we acquired large brains, and new evidence from molecules that enable scientists to decipher the tree of life as never before.

We human beings share 98 percent of our genes with chimpanzees. Yet humans are the dominant species on the planet - having founded civilizations and religions, developed intricate and diverse forms of communication, learned science, built cities, and created breathtaking works of art - while chimps remain animals concerned primarily with the basic necessities of survival. What is it about that two percent difference in DNA that has created such a divergence between evolutionary cousins?

More than 30 years after his landmark book Evolution: A Theory in Crisis (1985), biologist Michael Denton revisits his thesis about the inability of Darwinian evolution to explain the history of life. From the origin of life to the origin of human language, the great divisions in the natural order are still as profound as ever, and still unsupported by the series of adaptive transitional forms predicted by Darwin. Denton makes a provocative new argument about the pervasiveness of nonadaptive order throughout biology, order that cannot be explained by the Darwinian mechanism.

Capitalism, Socialism, and Democracy: Exploring the Evolution of Economic Systems and the Future of Democracy by Joseph A. Schumpeter is a seminal work that examines the dynamics of economic systems and their societal impact. Published in 1942, this influential book introduces the concept of "creative destruction," illustrating how innovation disrupts established industries to drive progress. Schumpeter explores the strengths and vulnerabilities of capitalism, arguing that its success ironically paves the way for its decline through institutional shifts and bureaucratic expansion.

Though it is the fastest growing religion in the world, Islam remains shrouded by ignorance and fear. What is the essence of this ancient faith? Is it a religion of peace or war? How does Allah differ from the God of Jews and Christians? Can an Islamic state be founded on democratic values such as pluralism and human rights? A writer and scholar of comparative religions, Reza Aslan has earned international acclaim for the passion and clarity he has brought to these questions.

Award-winning journalist Masha Gessen's understanding of the events and forces that have wracked Russia in recent times is unparalleled. In The Future Is History, Gessen follows the lives of four people born at what promised to be the dawn of democracy. Each of them came of age with unprecedented expectations, some as the children and grandchildren of the very architects of the new Russia, each with newfound aspirations of their own - as entrepreneurs, activists, thinkers, and writers, sexual and social beings.

In this intriguing book, evolutionary biologist Scott Solomon draws on the explosion of discoveries in recent years to examine the future evolution of our species. Combining knowledge of our past with current trends, Solomon offers convincing evidence that evolutionary forces still affect us today. But how will modernization - including longer lifespans, changing diets, global travel, and widespread use of medicine and contraceptives - affect our evolutionary future?

This is no mere observational account. The Future of Insurance, Volume IV: Asia Rising offers actionable insights, serving as both a roadmap and inspiration for those daring to navigate the future complexities of the insurance market—whether you're an industry professional, policy-maker, or a tech-savvy individual intrigued by the dynamism of business innovation.

Don't miss the final part of this breathtaking trilogy from Teri Terry, multi-award-winning author of the Slated trilogy. Shay has followed Xander and joined his mysterious scientific cult at their remote Scottish compound. She's desperately searching for Callie, who went missing before the start of the epidemic that kills 95% of cases, and leaves a tiny number of survivors with astonishing new powers. Can Shay uncover the truth about the origins of the epidemic, find Callie, and perhaps even rekindle her relationship with Kai?

Improbable Destinies will change the way we think and talk about evolution. Losos' insights into natural selection and evolutionary change have far-reaching applications for protecting ecosystems, securing our food supply, and fighting off harmful viruses and bacteria. This compelling narrative offers a new understanding of ourselves and our role in the natural world and the cosmos.

From iconic books like Neuromancer to blockbuster films like The Matrix, virtual reality has long been hailed as the ultimate technology. But outside of a few research labs and military training facilities, this tantalizing vision of the future was nothing but science fiction. Until 2012, when Oculus founder Palmer Luckey - then just a rebellious teenage dreamer living alone in a camper trailer - invents a device that has the potential to change everything.

InsurTech solutions have created amazing new opportunities for insurers to innovate and evolve. But the path to bringing them to market can vary greatly, with some efforts going well and some fraught with delays, cost-overruns, scope issues and more.

Tribalism is one of the most complex and ancient evolutionary forces; it gave us the capacity for cooperation and competition, and allowed us to navigate increasingly complex social landscapes. It is so powerful that it can predict our behavior even better than race, class, gender, or religion. But in our vast modern world, has this blessing become a curse? Our Tribal Future explores a central paradox of our species: how altruism, community, kindness, and genocide are all driven by the same core adaptation.

The World in 2050 is a provocative journey into a future already under construction. It’s not just about artificial intelligence — it’s about what happens when society lets systems decide who is visible, valid, and valuable. This book blends speculative storytelling, real-world parallels, and sharp analysis to explore what happens when predictive scoring replaces human judgment — and when machines are authorized to make irreversible decisions. Experience algorithmic ghosting, risk profiling, and digital erasure — all based on real-world systems that are already shaping our present.

Following the catastrophes of the 21st century - the pandemics, the environmental disaster, the end of oil, the ensuing chaos - people are doing whatever they can to get by and pursuing a simpler and sometimes happier existence. In little Union Grove in upstate New York, the townspeople are preparing for Christmas. Without the consumerist shopping frenzy that dogged the holidays of the previous age, the season has become a time to focus on family and loved ones.