Money Budget

Budgeting is one of the most important skills to your financial freedom. People either do or don't know how to budget. It's not taught in schools effectively, and most books only give band-aid solutions to help you budget. Don't waste any more time being broke and not knowing why. This audiobook has all the tools needed for a better financial future for you and your family.

Want to stop stressing about money, but don't know where to start?

Are you sick of trying to stick to a budget and feeling like you're depriving yourself in the process?

Are you tired of figuring out where you money is going and finally finding a way to spend the money on the things you absolutely love?

Yup, been there, done that. Budgeting can be stressful when you don't know what you're doing.

Unlock your potential for financial independence with "Essential Money Skills for Teens", the ultimate beginner's guide to money management for teens and young adults.

Many young adults feel unprepared for adulthood, especially regarding financial matters. Schools often overlook teaching practical money skills, leaving you to figure it out on your own. But financial literacy is a skill you can learn, even without being a math whiz. This book provides invaluable insights to help you avoid common financial mistakes and build a secure future.

When you're trying to manage a busy family, it's easy to lose sight of the things that really matter and feel like you're drowning in worries while the pennies are drowning away. So many of us feel we have to pretend to be wealthier than we are and try to hide it when we can't afford something. Why though, when we are all sharing what we had for our tea and how many press ups we did that morning on social media, can't we be more honest about our finances? Why is there still so much shame and secrecy about being a bit strapped for cash, or in debt?

Sure it does pay the bills, but it also limits your true value and the income that should be flowing into you. By learning the things I mentioned, you will be able to save for your future, protect yourselves from recession or sudden unemployment, live debt-free, and be financially independent. I hope that by listening to this book, you may avoid some of the mistakes couples commit especially regarding financial matters.

Instead of telling you the importance of budget and how to stick to a budget, we turn budgets into daily habits. This 20-day challenge follows a carefully designed curriculum to make budgeting as easy to implement as possible. I promise that you will feel more in control of your spending habits, know precisely where your money goes, set up some practical goals, and, most importantly, have some fun during these 20 days!

If you want to control your finances, get out of debt, save more money, and do it all using strategies like a minimalist, then this audiobook is for you.

Financial literacy is seldom taught in schools, leaving many teens clueless about money matters, which can lead to poor financial habits later in life. But how about turning the tables around? With "The Skills Teens Need to Manage Their Money Wisely", you're about to discover how mastering the value of a dollar today can pay brilliant dividends tomorrow.

Do you want to smartly set up a budget, and start saving money to fulfil your dreams and support your family at the same time? Then look no further as this is the book for you! No matter what people say, the truth is money indeed is the single most essential element that makes the world go round. No matter what you want to do, it will cost you money.

Are you struggling with debt and saving money? Do you find that near the end of the month, there is more month left than money? Does your family need and want more out of life than you can financially afford? If you answered yes to any of these questions, this book is for you.

Are you trying to invest your money but are not sure where to start? In this guide you will find useful tips that you can apply in a simple and precise way. A preview of what you will learn: What is Forex Trading? What are Cryptocurrencies? Make money with Cryptocurrencies, and money management.

Have you always thought that your life would change if you could invest in real estate, but the number-one thing holding you back has been the lack of cash to make a down payment? If you were able to invest in real estate tomorrow, with the little that you’ve got in the bank, would you do it? Yes. There’s no doubt at all, you would do it. Why don’t you then? Because, like many others, you think that you need heaps of cash to get into the real estate game. If you have the right mindset, then low funds don’t matter at all.

Aren’t you tired of never knowing whether or not your money is going to last you to the end of the month? Chances are that you’re already all too familiar with asking friends or relatives for a couple of bucks. You’re not alone in this predicament. Some shocking reports suggest that 74 percent of all employees have no emergency savings and are entirely dependent on their paycheck.

This audiobook is for people who want to make the most of their money. Are you working hard yet have little to show for it? Do you ever get to the end of the month, only to discover that there is more month left than money? Does your bank balance seem to hang around the same amount (perhaps a big fat zero?) no matter what you try? Have you noticed that whenever you have money you seem to lose it or are forced to spend it on an emergency?

Budgeting is setting aside a certain amount of money to spend a day, a week, or a month. In this "learning the basics" guide, I first discuss how to divide your check and make sure you are accounting for all of your bills. I then discuss how to set a budget and stick to it, resisting the urge to overspend. Afterward, you'll learn various budgeting methods, whether you want to use a handwritten technique, a computer program like Microsoft Excel, or an app on your tablet.

Having a proper budget can help you reduce outstanding debt, take control of your financial destiny and become a more relaxed and happier person. Depending on the nature of your circumstances, the perfect budget may not necessarily mean you spending less. But you may require be required to make effective and informed financial decisions. Creating an appropriate budget will help you jump off the treadmill of surviving from paycheck to the next.

Work consumes just about every waking minute of your life. Before long, you realize that the years have quickly passed, your hair has turned gray, and the only meaning you had in your life was earning money. And for that reason, a lot of people have chosen the minimalist lifestyle. They may not have the top position with the highest pay, but shockingly, they are happier than most. They have fewer belongings and less money, but they have more time...time that they spend well, finding meaning in their lives through their passions.

Are you thinking about eating healthy, but not sure how to save money? Would you like to being healthy eating all while you budget like a pro? Then, Cooking on a Budget is for you! This short guide about properly budgeting for healthy eating habits includes: Cooking 101, a back to basics approach to food preparation, budgeting for beginners, how to save and eat what you want, how to incorporate healthy cooking into your daily life, information on money saving most dieting books won’t cover, and more.

This unique guide to all things money is designed specifically with you in mind. It knows what’s important to you now as a teenager… and it knows how to prepare you for what will be important in a few years’ time.