Personal Benefit

Social Security admits it has made $21.6 billion in incorrect benefits payments! Now it wants its money back—from widows, orphans, retired schoolteachers, and even young children whose parents received disability benefits on their behalf. Often with no explanation, they send threatening letters clawing back amounts ranging from several thousand dollars to more than $100,000. Learn how to make sure you get the correct Social Security benefits, avoid frightening clawbacks, and how to deal with the opaque bureaucracy of Social Security.

This book provides a step-by-step approach toward enhancing spiritual wisdom by sharing how to address any issue experienced in our daily lives such as: issues involving marriage, problematic friendships, provides steps to properly managing finances by using Biblical guidelines, and understanding why bad things sometimes happen to good people.

Comment transformer votre état d'esprit et atteindre vos objectifs professionnels sans vous sentir dépassé, même si vous débutez.

If you're ready to experience a profound shift in your life, unlock your true potential, and embrace a path of self-discovery and inner peace, then 10 Proven Benefits of Mindfulness Meditation is the book you've been waiting for.

As it turns out, there are tons of reasons why you should go out of your way to learn how to journal properly, if you want to change your life for good. This book is here to make this process as easy and painless as possible by providing you simple, well-structured and practical guidelines and strategies to help you start a seamless journey into journaling.

Are you making the most of the Social Security benefits you’ve spent a lifetime earning? Social Security is one of the most important and often misunderstood parts of financial planning in the U.S. Whether retirement is years away or just around the corner, claiming benefits without a strategy could cost you tens of thousands over your lifetime. This comprehensive, listener-friendly guide demystifies Social Security and shows you how to optimize benefits for retirement, disability, and survivor protection.

Read by the author. How to Embrace Motherhood Without Compromising Your Career. Step-by-step strategies and tangible scripts that have helped women nationwide care for their children, honor their health needs, and embrace their motherhood journeys, all without jeopardizing their ambitions!...

The key to making better decisions is found in the capability of unity in diversity. By going beyond traditional patterns of relationships based on unity in uniformity and division in diversity, we discover how diversity can enrich our understanding and lead to better decisions. We can learn to work harmoniously with those who have a different profession, race, culture, or way of thinking. By taking advantage of diversity, we not only make better decisions but can also carry out more complex projects than what we could do with a group of people who all think the same.

Produced and Published by Audiobook Publishing Services & Narrated with clarity and passion by Ron Garner, this audiobook is a must-listen for teachers, school counselors, education administrators, and aspiring educators who want to transform their calling into a sustainable and impactful future. Dr. Dorsainvil, a veteran educator and fierce advocate for equity in schools, tackles the real-life challenges educators face—especially those from minority communities—and provides practical solutions for overcoming them.

Having a hard time figuring out your optimal Social Security claiming strategy? Navigating Social Security benefits can be a confusing process. Claiming at the wrong time can cost you and your heirs hundreds of thousands of dollars over your lifetime. But it doesn't have to be intimidating. Industry insider Matt Feret helps simplify the process for you and makes it clear. With decades of experience in retirement and aging issues, Matt walks you through the Social Security maze, and gets you ready for the best time of your life...

A New York Times columnist delivers an eye-opening big idea: Embracing mistakes can make us smarter, healthier, and happier in every facet of our lives. In Better by Mistake, Alina Tugend shows that mistakes are everywhere, and suggests that when we acknowledge and identify them correctly, we can improve not only ourselves, but our families, our work, and the world around us.

This book guides charitable giving and the stages of charity giving. This book will take you through the stages of charitable giving. Charitable giving is a financial gift given to a non-profit organisation, an individual's cause, or a cause-related non-profit organisation. This is a very complex process, and many elements must be considered. However, knowing how to approach charitable giving is essential in today's competitive environment, especially for non-profits.

Stop leaving money on the table—learn the proven strategies that turn anxiety into confident negotiation. Do you find yourself fumbling through conversations with hiring managers or avoiding the topic entirely? Have you ever accepted a job offer and later discovered you could’ve earned thousands more—if you’d only asked? Or maybe you’ve told yourself, “I’m just not the negotiating type.” If so, Salary Negotiation Made Easy is for you.

Worried about your child’s financial security after you’re gone? Overwhelmed by legal terms, complex regulations, or endless advice? You’re not alone—this audiobook is here to change that. Designing Special Needs Trusts is the essential guide for parents and caregivers. Written in simple language, it provides the knowledge you need to make informed decisions and safeguard your child’s future.

En este nuevo libro del reconocido psiquiatra Luis Rojas Marcos, aprenderemos que sentir y pensar en positivo es una inversión sumamente rentable para desarrollar al máximo las posibilidades de vivir sanos y felices. Además de conocer los ingredientes que distinguen el optimismo del pesimismo, explorar las fuerzas que forjan nuestro temperamento e identificar los venenos más dañinos, el autor describe eficaces estrategias para fomentar el positivismo al tiempo que examina la influencia del optimismo en las relaciones con otras personas, así como en la salud y el trabajo.

This audiobook is both a handy resource for stress management and a close look into the causes of anxiety. Science has clearly vindicated that stress is one of the major causes to much of our mental and physical ill-health and even death. It provides an easy-to-listen exploration of how a range of stresses impact our wellness. This book contains proven steps and strategies on how to manage stress in a way that it can either be prevented or reduced, if not eliminated.

You're not alone. Many people struggle with negative thinking, but traditional methods assume you're ready to tackle it head-on. But what if you're not? Atomic Steps is here to help. Our seven-day practice is designed for people living in the real world. It's not about expecting you to drop everything and meditate on a mountaintop for a month. It's about taking small, manageable steps to gradually change your mindset over time.

Sind Sie es leid, im Alltag immer wieder unter Ihrem mangelnden Selbstbewusstsein zu leiden? Sind Sie einfach zu gut für die Welt? Erfahren Sie in SELBSTBEWUSSTSEIN STäRKEN, wie Sie mithilfe geeigneter Strategien gezielt Ihr Selbstbewusstsein aufmöbeln können! Fühlen Sie sich oft von Ihren Mitmenschen ausgenutzt? Sagen Sie viel zu selten Ihre Meinung, weil Sie Angst vor schlechtem Feedback haben?

Sind Sie es leid, unter Ihrem mangelnden Selbstbewusstsein zu leiden? Wollen Sie Ihr Selbstbewusstsein gezielt stärken, doch Sie haben keine Ahnung, wo Sie anfangen sollen? Erfahren Sie in SELBSTBEWUSSTSEIN STäRKEN - DIE 30-TAGE-CHALLENGE, wie Sie wieder mehr Mut erlangen und endlich der Mensch sein können, der Sie immer sein wollten!

An insightful look at how cross-racial friendships work and fail within American society. In a U.S. national survey conducted for this book, 70% of respondents strongly agreed that friendships across racial lines are essential to making progress toward improving race relations. However, further...