Personal Budget

Being in debt is hard. Being financially disciplined is hard. Choose your hard. Your credit history and scores defines who you are. Raise above it, and manage your life to the fullest by taking care of your credit and learning to budget. You won't regret it! This book will help you with the why and the how you need to take control of your financial status, keep your credit great, repair your credit if needed, and takes steps towards budgeting.

Are you a parent wanting to give your teen a head start with financial literacy, or a teen curious about investing and money skills for long-term success? This beginner-friendly guide breaks down personal finance, investing basics, and wealth-building strategies into simple, relatable lessons that inspire action.

No matter how much money you earn, it’s always going to feel like it’s never enough. Why? Because you’re not the one who is in control of your finances. That’s what happens when we live a life without a budget. There’s no guidance, no framework, no reliable source to turn to which ensures we’re doing what we should be doing with our money. What if you knew that the secret to financial freedom all came down to simply having a budget? This audiobook is going to take a deep-dive into everything you need to set you up for a successful financial future by using a budget.

Feeling like you're cruising through the teen years without a roadmap? It's time to switch gears and soar with this ultimate guide. From mastering money to nailing career choices and building rock-solid friendships, this book is your ticket to leveling up—starting right now!

Climate change is the greatest challenge our society faces. Still, our policymakers continue to put off effective action. We direly need a reliable, socially just concept as all encompassing as the problem itself to meet global warming and our planet's limits head on. The non-profit organization for sustainable economy SaveClimate.Earth proposes introducing a new climate currency, the ECO (Earth Carbon Obligation), that puts a separate emissions price tag on all products and services, finally providing consumers with a realistic, transparent climate price.

Financial literacy is the trick you need to make sure you can always afford what you need and take advantage of every opportunity you get to do the things you want to do…Because the secret to financial success isn’t simply to have more money… It’s to know what to do with that money. This engaging guide will be your companion as you leap headfirst into becoming the master of your money and ensuring your future is the one you want to see.

Congratulations - you’re engaged! But, now what? As you start to share the news with your family and friends, you might start feeling slightly stressed about the amount of planning you suddenly have to do. But wedding planning can actually be easier than you think! With Wedding Hacks you’ll find solutions to all your wedding planning worries and prevent any problems that you might not have seen coming. From finding cheaper prices online to dealing with difficult relatives, this book has everything you need to know to make your wedding day one you’ll never forget!

Stressed about how to make money, save it, and grow it? Here's your no-BS guide to financial freedom, written for teens and young adults who want confidence and financial security! I wrote this book for my own kids and their friends to teach them to make money and build wealth at a young age.

Are the adults in your life stressed out about money? It’s not surprising – one survey found that over half of American adults say their financial worries have a negative impact on their mental health. With adulthood looming just around the corner, that’s enough to freak most young people out… But this doesn’t have to be you. You can unlock the secrets decades earlier than your parents did, stepping into adulthood with a far better understanding of money than most adults – and the skills you need to make sure you always have enough.

Ready to master your finances and escape the paycheck-to-paycheck lifestyle? This book is your roadmap to financial freedom, designed for young adults eager to build a sturdy financial foundation. Starting early is crucial in wealth accumulation, and this guide provides a tailored approach, regardless of your family's financial background.

Get ready to take a holistic approach when managing your money and building that wealth nest egg that only a small percentage of Americans get to enjoy as they age. In this audiobook, you’ll be guided on how to take your financial situation and decompress it in such a way that allows you to reconnect only the most important elements of your finances which will surely assist in your renewed managerial skill set over money. Within this audiobook, you will also find real-life, relevant tips and tricks geared toward helping you understand that learned behavior isn’t always correct.

64 praktische Tipps für effektives Projektmanagement! Die Wahrheit ist bitter: Die gängigen Projektmanagement-Techniken eignen sich ausschließlich für Projekte mit großem Team und Millionenbudget. Der Alltag jedoch sieht völlig anders aus: kleine Projekte, kein oder minimales Team, kaum Budget, aber große Erwartungen. Dieses Hörbuch zeigt, wie man als Einzelkämpfer Aufgaben erfolgreich plant und meistert. Wilfried Reiter ist selbständiger Trainer und hat 1999 zusammen mit seiner Frau das Unternehmen in2ition gegründet.

In "Budget Billionaire," Jeff Coker masterfully dismantles the myth that true luxury and fulfillment are reserved for the ultra-wealthy. With wisdom and warmth, Coker guides listeners through a transformative journey, proving that the essence of a rich life lies in contentment, mindfulness, and the joy found in everyday experiences. This insightful book unfolds across 30 chapters, each a beacon guiding you towards living a life of unparalleled richness without the need for a billionaire's bank account.

Finally an approach to simplify your life, expenses, and live a more fulfilling life! If you want to control your finances, get out of debt, declutter your house, have less stress, and do it all using strategies like a minimalist, then this book is for you.

This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you'll budget better and become richer as a consequence. Regardless of how much your income is we'll find a way to budget, save, and increase your net worth.

How to Be Financially Stable(ish): A Humorous Guide to Living Large on a Tiny Budget is here to save the day—and your wallet. Packed with practical tips and plenty of laugh-out-loud moments, this book proves you don’t need a trust fund or a spreadsheet obsession to feel confident about your finances.

It's a special day and you want it to be everything you've ever dreamed about. It can be! No matter how small your budget is, there are ways to maximize your budget and make it go farther than you ever thought it could. You can have that Cinderalla-type of wedding without going in debt and breaking your budget.

In this unconventional audiobook about “retirement”, Claim Your Dream Life, trailblazer Dawn Fleming explains how and why she and her husband, Tom, threw caution to the wind after financial devastation in the 2008 crash. Sailing over 5,000 miles from California to Florida, the couple found their direction in the winds of change. At age 50 and 60, they knew it was probably too late to accumulate that “magic number” in their bank account in order to retire.

When you're trying to manage a busy family, it's easy to lose sight of the things that really matter and feel like you're drowning in worries while the pennies are drowning away. So many of us feel we have to pretend to be wealthier than we are and try to hide it when we can't afford something. Why though, when we are all sharing what we had for our tea and how many press ups we did that morning on social media, can't we be more honest about our finances? Why is there still so much shame and secrecy about being a bit strapped for cash, or in debt?

Are you tired of living paycheck to paycheck and want to take control of your finances without sacrificing your social life? "Money Skills for Young Adults in a Digital Age" is the audiobook for you.