Personal Budget

This audiobook is for people who want to make the most of their money. Are you working hard yet have little to show for it? Do you ever get to the end of the month, only to discover that there is more month left than money? Does your bank balance seem to hang around the same amount (perhaps a big fat zero?) no matter what you try? Have you noticed that whenever you have money you seem to lose it or are forced to spend it on an emergency?

Are you struggling with debt and saving money? Do you find that near the end of the month, there is more month left than money? Does your family need and want more out of life than you can financially afford? If you answered yes to any of these questions, this book is for you.

Build bonds with your family that will last a lifetime. Discover activities to draw your family together and get them excited about outings and trips. Use this book to make your family into the image you hold in your mind of a perfect family - all on a budget! This intensive resource has every kind of fun and frugal activity that you and your family will enjoy. The many topics covered in this book range from gaining family buy-in and team-building to families with special needs, money making family activities, and frugal vacations.

It’s not enough to have a great reel and be nice to deal with, if the value of the product you are selling or the service you are delivering is not clearly explained to the client. You have to be able to present the prices of your service offerings in a professional manner and overcome clients’ objections ahead of time. The issue of presenting your prices has raised a healthy argument.

In this book you'll discover clever tactics for reducing kids' clothing budgets that are fun and enjoyable for both you and your family. Furthermore, this book will help you to purchase kids' clothes at a fraction of their retail prices by giving you some super cool tips and simple advice that will help you to solve this parenting dilemma. What you need is a bit of creativity, and Internet connection, and an eye for detail. That’s all, and then with these, you can get affordable clothes for kids that will help you to save money while being totally in fashion.

Your sweetheart popped the big question and you said yes! I’m sure you’re so excited to start planning your perfect dream wedding. There is just one nagging little question that keeps popping up, “How am I going to afford all of this?” You want to have the wedding you’ve always dreamed of, but without a side of massive debt and financial stress to go along with it! I get it! Weddings are expensive and I don’t blame you for not wanting to spend all of your life’s savings for just one day of fun! And the good news, it is possible to have your cake and eat it too!

Work consumes just about every waking minute of your life. Before long, you realize that the years have quickly passed, your hair has turned gray, and the only meaning you had in your life was earning money. And for that reason, a lot of people have chosen the minimalist lifestyle. They may not have the top position with the highest pay, but shockingly, they are happier than most. They have fewer belongings and less money, but they have more time...time that they spend well, finding meaning in their lives through their passions.

The Debt-Free Duo offers an engaging narrative intertwined with practical advice and actionable steps for couples facing the challenge of managing student loan debt. We'll guide you through the fundamentals of financial literacy tailored specifically for newlyweds. From creating a budget to understanding loan terms and interest rates, you'll gain essential knowledge to make informed decisions about your finances.

Are you thinking about eating healthy, but not sure how to save money? Would you like to being healthy eating all while you budget like a pro? Then, Cooking on a Budget is for you! This short guide about properly budgeting for healthy eating habits includes: Cooking 101, a back to basics approach to food preparation, budgeting for beginners, how to save and eat what you want, how to incorporate healthy cooking into your daily life, information on money saving most dieting books won’t cover, and more.

When planning your dinner menu for the week, try to focus on recipes that will allow you the freedom to stretch the protein beyond the current meal. This is the part of the book where I will show you practical ways to plan and save on your grocery budget–probably the number one place to make your money stretch farther.

Finanzielle Freiheit: Ein umfassender Leitfaden für den Umgang mit Geld, wirtschaften, organisieren und planen. Dieses umfassende Handbuch deckt alle Aspekte der persönlichen Finanzplanung ab und ist ideal für alle, die ihre finanzielle Kompetenz verbessern und ihre Ziele erreichen möchten.

Divorce is one of the most high-pressure situations you’ll face in your life, especially if the level of conflict is high. Triggered, you’ll say things you don’t mean and make impulsive decisions you’ll later regret. Getting A Divorce Without Losing Your Mind provides both emotional perspective and the divorce tactics you need to empower you through the process.

This is a book for self-development and budgeting. The tone is friendly while still being firm, and the main goal of the book is to educate the audience on simple but essential money-management rules. Concepts such as budgeting, saving, and investing are regular topics discussed in this publication.

Get a clear, concise plan for dumping debt now. Learn about controlling your expenses and increasing your income to help you live debt-free for the rest of your life.

In this book, we'll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we'll tackle your money issues the simple way: day by day. We'll consider realistic ways to save money, but also look in-depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is.

Contrary to popular belief, starting your own business does not have to be expensive. If you are like millions of other people out there and dream of your own business, there is no reason not to. There are ways to keep costs down, raise the money that you need, and be efficient and profitable all at the same time.

It's called romance. It is inside all of us, yet we refuse to use it, are afraid to use it, or don't know how to use it. Q. Stovall takes the listener into the basics of romance and explains many of the reasons why the spark in a relationship dies. He provides 12 secrets - also called exercises - you can do that may leave your mate speechless. These exercises are under $12 and through the basics, he teaches you the fundamentals of dating on a budget.

Do you want to do better financially but just don’t know where to start? Do you want to get ahead and stop barely getting by? Do you want to thrive and not survive? You may think that it's impossible and you have tried every way but you haven’t. There is a simple way to help you budget so that you can stick with it and dedicate to your needs and situation. This book will teach you about many things but the main thing you will do is learn and stick to your Financial Goals for the future.

Budgeting is setting aside a certain amount of money to spend a day, a week, or a month. In this "learning the basics" guide, I first discuss how to divide your check and make sure you are accounting for all of your bills. I then discuss how to set a budget and stick to it, resisting the urge to overspend. Afterward, you'll learn various budgeting methods, whether you want to use a handwritten technique, a computer program like Microsoft Excel, or an app on your tablet.

Remember: As important as the wedding day is, what’s more important is the marriage. Starting off with a mountain of debt looming over your head is definitely not the way to go. So calm down, and start listening, for you are about to be taught not only how to re-budget and re-plan your wedding expenses, but how you can do so without working yourself into the ground.