Personal Credit

In The Do-It-Yourself Bailout, author Kenny Golde explains how he completely and legally eliminated $222,000 in credit card debt, without filing for bankruptcy or destroying his credit score. Golde provides a step-by-step handbook on all facets of how to initiate settlement negotiations with banks, how to handle collection agencies, how to separate your emotions from your debt, and much, much more.

This is a guide to create a "positively selfish" position on building a financial foundation on which you can stand. It may take a bit of sacrifice in learning, but as with any goal, you start off slow, address habits, and then, over time, you have a financial foundation and have developed strategies to grow your income. It will allow you to get through days, weeks, and years of life events and unforeseen circumstances during your lifetime, whether positive or negative. The goal is to create your best lifetime for you, your family, and generations to come.

Credit cards are a convenient financial tool, offering rewards, perks, and flexibility. Yet, for many, they’ve become a source of stress and unmanageable debt. Why? Because credit card companies design their terms and practices to ensure profits—often at your expense. The truth is, most people don’t realize they’re playing a game. Every time you swipe your card or miss a payment; credit card vendors are using your habits to their advantage. But here’s the good news: with the right strategies, you can flip the script and win.

This audiobook summarizes some strategies and techniques to help get your credit on the right track. It also provides basic understanding as to the different factors that affect your credit. These items are presented in a way to help you put yourself in the shoes of a lender, so you can see how they would view your credit. These are simple, easy steps that you can take to help improve your credit.

Are you tired of living paycheck to paycheck and want to take control of your finances without sacrificing your social life? "Money Skills for Young Adults in a Digital Age" is the audiobook for you.

Changing your perspective on debt encourages you to learn more about personal finance and money management. It prompts you to seek knowledge about interest rates, debt repayment strategies, and financial planning, which are essential skills for long-term financial success.

Do you need to improve your credit score in order to get lower rates? This guide will show you how in a comprehensive step-by-step process. If your credit score took a hit and you need to improve it in order to get credit, loans, or a mortgage at better rates, or even become a tenant or get a high-responsibility job, then you need this book. Regardless of how bad your credit score may be, there are things you can do to improve it and keep it in good standing. This indispensable guide shares 101 proven strategies to help you achieve stellar credit.

Aren’t you just sick and tired of not being able to live the life you want? At times of trouble, all the doors seem to be closing in and it seems there isn’t a way out. But I am here to tell you there is always a way and sometimes the way is right in front of you! Armed with the proper financial knowledge, you can lift yourself and your family out of a tough situation or any situation for that matter.

Are you sick and tired paying ridiculous amounts of interest on your loans and credit cards because of a poor credit score? Do you want toy say goodbye to embarrassment and rejection, the high fees and money leaving your pocket whenever you finance anything? You see, fixing your credit score doesn't have to be difficult. Even if you've tried everything in the past to boost your score. Thousands of people like you have fixed their credit scores by following the simple steps in this book.

People are getting more and more dependent on credit cards. Some use them to afford the lifestyle of their dreams, while others need them to make ends meet. In fact, 15 percent of US households reported spending more than they received in income, and nearly one in five Americans say that they depend on credit cards to cover basic living expenses. It’s no wonder that you’re probably worried about your credit score.

How to make consistent income from options trading without losing your money - even with little capital. Are you tired of running losses in the stock market and want to earn a regular and steady income...without risking your hard-earned cash? Does the stock market seem to have gone silent - your money stagnating or decreasing by the day - and you are looking for a more predictable trading strategy? Your goal of earning consistent income from the stock market may seem impossible, but with options trading, you are sure to get it all!

Not many people think about their financial health, and they get disappointed in life when a setback occurs. You need to be aware of the fact that you can take control of your financial health by just keeping your credit scores high. You can unlock many benefits by just by having a good credit score. You will get access to loans and credit cards with the most favorable terms as well.

Learn how to take charge of your finances, stop living paycheck to paycheck, and attain financial freedom.

Discover how you can repair your credit and delete negative items from your credit report. This book will help you understand the process, the inner workings of all three credit reporting agencies, and their SOP (standard operating procedure). Learn how to recognize errors and inaccuracies and the correct technique to dispute them.

Do not allow bad credit to ruin your life! Your credit score is one of the most important numbers that will ever be attached to your name. Credit is the deciding factor in whether you will be approved for a mortgage, car loan, credit card, or employment opportunities! Remove negative items from your credit report and take control of your financial future today!

Stop Drowning in Debt, the get out of debt audiobook, gives you the tools, tips, and techniques you need for getting your finances in order once and for all! In this valuable program, you'll learn: eight crucial keys for living a debt-free life; how to assess your financial status and set goals; how to honestly evaluate your debt management skills with our "debt test"; 10 strategies for quickly reducing debt; simple guidelines that let you know when incurring debt is acceptable; what a credit score means and how you can improve it; and sources for getting your credit report.

Discover how to become more financially savvy, find financial freedom, and save money for years to come. Purchase the book Revolutionary Credit Repair Secrets: A Comprehensive Beginner's Guide for Newbies now to learn priceless tools and techniques on how to revitalize your credit score. You'll benefit from chapters on the history of the credit card, why your credit score matters, and ways to fix your credit score, maintain your credit score, and grow your credit score.

Are you struggling with credit problems? Need information on how to remove negative items from your credit report, rebuild your credit, and re-establish a good credit rating? Having negative items on your credit report can make your life miserable. Having poor credit can be a serious hindrance to moving forward with your life. If you have a poor credit rating, it can be extremely difficult to obtain a mortgage loan or credit cards. It can limit your financial choices and keep you from taking part in good opportunities.

Your credit score is a tool like any other. Some people like myself, at one point, ignore their credit score, and they have no idea how much money they can save if they paid a little attention to their credit rating. That is why I wrote this book; to enlighten anybody out there who might have a poor credit score or a credit score that is not where it is supposed to be. Once you know why your credit score is bad, I do not doubt that you would want to make it better.

Credit is undeniably a part of all our lives. Do we need it and why? Good to great credit can help us get ahead in the world quicker than if we didn't have it. Having it can give us better options when it comes to employment, insurance, buying a car, renting an apartment, or buying a home.