Personal Credit

Credit card debt is a form of unsecured debt taken from a financial tool - usually credit cards. These credit card debts are generated when the credit card holder purchases products from these cards, and accumulates due to the interest charged on it. Difficulty arises because people are not able to repay their loans effectively or in time. When a card holder is unable to pay his debts he is declared as defaulter.

Unlock the keys to financial success with this powerful two-in-one bundle, designed to take you from financial novice to master of personal finance and credit score optimization. Whether you are just starting on your financial journey or need to boost your credit score, this audiobook will pave the way to financial freedom. Whether you're a young adult trying to understand the world of personal finance or someone aiming to improve your credit score, Mastering Personal Finance 2-in-1 offers comprehensive guidance tailored to your needs.

What is the fastest and cheapest way to get your dream home, desirable car, or starting a super-successful business? When it comes to credit score, more often than not, people have no idea how powerful this tool really is. How it can make or break your future in both your financial and personal life. Here are just a few things I would find in this audiobook: What is a credit and credit score? Why you need to learn and understand how credit score works if you want to have a secure and fair future, what is your credit score? The secrets of 100 credit score, and much more.

Struggling with bad credit? Tired of being denied for loans, paying sky-high interest rates, or feeling trapped by your financial past? Credit Repair Secrets 2025 is the step-by-step audiobook you need to finally take back control of your credit and your future.

We need credit for everything nowadays, whether it's to buy a house, car, or get a loan. As you grow older, your needs change and so does your credit. Analyzing your own credit can be difficult if you don't understand what it entails. This audiobook will teach you the importance of credit and all the factors involved, from credit scores, debt, credit cards, and credit mistakes, that can contribute to or destroy ones' credit.

This comprehensive guide to legal deductions, credits, and loopholes covers rules of thumb for record-keeping and how to stay organized, secrets to mortgage, tax and insurance deductions, maximizing work-related expenses, making the most of medical expenses and health savings accounts, strategies for utilizing deductions and credits for education, and lots of tips on how to make more money - some of it tax-free!

Did you know that you could have credit scores in the low 600s even if you never missed a bill payment in your life? That's because your payment history is only 35% of your credit score. How to Boost Your Credit Score 100+ Points in 30 Days Without Credit Repair will show credit industry secrets for maximizing the other 65%. The best part is you will see real results in just 30 days.

According to Experian’s Annual Credit Review, 16 percent of Americans have credit scores between 300 and 579, and another 18 percent have “fair” credit scores up to 669. But even if you’re barely squeaking by with a “fair” credit score…it only takes one late payment to send your FICO score plummeting down.

Are you having a hard time budgeting your money to the point where it gets you into debt? Do you think you’re spending money wisely, but your savings are still not enough to build your wealth? Are you wondering how you can create different streams of passive income to reach financial freedom? If you want to secure your future and start building your wealth, then you need to get this audiobook today!

Need a credit makeover? You're not alone: In the US, outstanding credit card and other types of revolving debt have jumped more than 20 percent in the past decade, and millions of Americans are struggling with one or more credit-related issues. Whether you're just working on improving your score or need some sound advice on how to make debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed with reliable information for taking the steps needed to build up a solid score.

Like it or not, a healthy credit score is essential if you want to participate in today's financial world. But very few people actually understand how their credit score is determined. Worse yet, most don't know how their score is used by all kinds of companies and banks to dictate financial terms that will strongly affect their daily lives. When consumers interact with the world of credit, they do so from a position of weakness. In Your Score, Anthony Davenport aims to change that. Finally, there's a road map for navigating the confusing world of consumer credit.

David Bach has a plan to help you live and finish rich—no matter where you start So you feel like you’ve started late? You are not alone. What if I told you that right now as you flip through this book, 70% of the people in the store with you are living paycheck to paycheck? What if I told...

Are you struggling to manage and keep your finances in control? Are you finding it difficult to invest or build a savings for your retirement? Do you think it is too complicated, but you are willing to learn? You'll know everything you need to know to invest safely, smartly, and sensibly by listening to this audiobook A Simple Guide to Finance & Money Basics for Kids, Teens, & Adults. It is a comprehensive and up-to-date guide to aid you in understanding the investment world, by helping you set clear objectives on finance literacy.

In the vein of Get Good with Money and The Black Girl’s Guide to Financial Freedom, an accessible, witty, and necessary guide from the beloved creator of The Broke Black Girl that addresses the unique financial issues of Black women and others shut out of traditional finance conversations...

The definitive guide to financial independence that offers proven skills and realistic strategies you can use to retire early—and still have time to enjoy your golden years! Retiring early is not limited to lottery winners or the super rich. In fact, with proper planning, we can all retire at...

Debt-related fear, anxiety, and stress can take a toll on your physical and mental health, which can affect your relationships, your career, and your future. But you don’t have to live like this for the rest of your life. You can take small steps today toward fixing your finances and finally closer to a life without financial burdens.

If you find the prospects of making money exciting, if you get the feeling there is wealth hidden in the real estate market in your community, and if you desire to learn demonstrably successful techniques to apply in your own ventures, then The Art of Wholesaling Properties: How to Buy and Sell Real Estate Without Cash or Credit will give you the guidance and education you need to begin wholesaling homes and generating profits without using your own cash or credit.

This is a guide to create a "positively selfish" position on building a financial foundation on which you can stand. It may take a bit of sacrifice in learning, but as with any goal, you start off slow, address habits, and then, over time, you have a financial foundation and have developed strategies to grow your income. It will allow you to get through days, weeks, and years of life events and unforeseen circumstances during your lifetime, whether positive or negative. The goal is to create your best lifetime for you, your family, and generations to come.

The ultimate hands-on workbook for anyone looking to get their finances in order—from budgeting to investing and everything in between—by Tiffany “The Budgetnista” Aliche, the New York Times bestselling author of the smash hit Get Good with Money We all want to live within our means...

One of “The Best Books for Personal Growth in 2025!” —Oprah Daily Atomic Habits and Psychology of Money meets Investing 101 and Personal Finance 101 as financial superstar Bernadette Joy breaks down how using her CRUSH program can help you get out of debt, save money, build wealth, and...