Personal Finance Retirement

Retire-Me-Not-Planning might sound more like you...And you just realized that retirement planning isn’t something you can wait until retirement to do? You’re not alone… Almost half of the American workforce lacks an available retirement plan. When we’re young, it’s impossible to fathom a future in which we’ll be old enough to retire, and as our careers blossom and our lives fill up, it’s easy to let retirement planning slip by the wayside.

Whether you aren’t sure when you’ll be ready to retire or need to start saving, it’s never too early to get your retirement planning done. The truth is, retirement shouldn’t be an end to your income. It should be the beginning of the next phase of your life. A phase that is as fulfilling and secure as your working life was. A time in your life when you have plenty of time to spend with your loved ones, pursue your favorite hobby full-time, or travel.

Is it possible that everything you have been told about retirement planning is wrong? Is retirement dead? Perhaps not yet, but it's on life support. The concept of retirement, as we've known it, is becoming a thing of the past. With the major economic, social, cultural, medical, technological, and employment shifts that have occurred in the past two decades, most everyone under the age of 100 now has to rethink what they thought "retirement" would be.

What if financial success wasn’t the finish line—but the starting point for something greater? In Beyond Wealth, seasoned advisor Rick Hadrava pulls back the curtain on what it truly takes to live a life of freedom, purpose, and lasting impact. With over 30 years of experience guiding high-achieving individuals through the complexities of wealth, Rick delivers a refreshingly personal and actionable blueprint for designing a life that goes far beyond numbers on a balance sheet. This isn’t a book about chasing market returns or maximizing portfolio performance. It’s a book about clarity.

This volume explores how financial literacy can enhance peoples' ability to make informed economic choices. It proposes that financial literacy determines how well people make and execute saving, investing, borrowing, and planning decisions. It examines causality using controlled settings to disentangle whether financial literacy causes saving or vice versa, and demonstrates that financial education programs do indeed enhance financial decision-making and asset accumulation.

The New Freedom shows you how to build income that never stops—so you can design a life you don’t need to escape from. Whether you’re in your 40s, 50s, or beyond, you’ll discover practical, realistic ways to create freedom now, not decades from now.

Laying out the nine common hazards that trip up otherwise well-prepared retirees to encourage you to think through your decisions and set a course aligned with your values and your ultimate goals, Retirement Fail helps you identify potential pitfalls and teaches how to safeguard your hard-earned retirement assets. Contrary to what most people think, it is not poor portfolio performance that usually busts your retirement accounts. Rather, it's the emotional decisions you make that can cause major problems.

While most retirement planning books ignore this truth, Holistic Retirement Planning shows us why it's best to address the heart and mind before considering personal finance. Such matters, including goals, values, and purpose, should be the focal point of any retirement plan.

It’s time to break the retirement mold and do retirement your way. Whether you want to keep working beyond the traditional retirement years, enjoy a classic retirement playing golf and bridge, go back to school, or start a business, this book offers a clear 7-step roadmap to help you get there and enjoy the journey.

Gregorio Hernández, uno de los grandes divulgadores financieros de nuestro país, nos presenta en este audiolibro su método de forma condensada, con todo lo esencial que necesitas para empezar hoy mismo tu camino hacia la independencia financiera, y nos enseña todo lo que jamás nos contaron sobre nuestras finanzas personales. De este modo, y mediante ejemplos sencillos y casos prácticos pensados para ahorrarnos mucho tiempo, nos ofrece las claves para dejar de ser esclavos del dinero y empezar a sacarle todo su potencial.

If you think you need to work until you're 60, you need to hear this. In Extreme Early Retirement: An Introduction and Guide to Financial Independence, you'll learn about the new wave of retirees and how people are able to retire when they're still young. We'll go over why you should consider early retirement, what to remember as you plan for an extremely early retirement, how to cut down on spending, and how to keep busy well into your early retirement.

Do you ever ask yourself about your life after retirement? Did you already make some strategic decisions? Struggling with a plan you should start today? The truth is most of us are coming to these questions one day. And if your answer is yes to any of these questions, Retirement Strategies might be the solution for you.

Book 4 of Money: Learning the Basics consists of understanding retirement. In this short guide, I discuss the basics about saving for your retirement, whether you're 18 years old and just starting out or 55 years old and getting ready to retire. It is never too early or too late to start thinking about it.

Whatever you have (or haven't) put away, if you are getting serious about retirement, this audiobook can show you the right moves to make and the pitfalls to avoid. You may not be sure where to allocate your investments or how to structure a comfortable income that won't run out. By understanding what you have to decide and when, you can move into retirement on solid financial ground.

In ETF Investing: How to Create a Winning Long-Term Portfolio, you'll learn about why ETF investing is a popular investment strategy by retirees and early retirement planners. ETF investing consists of building a portfolio of assets that remains flexible for you to liquidate at different moments in time. If you like the concept of indexing but do not like the inflexibility of index funds, ETF investing may be the best strategy for you to adopt.

Create the retirement you desire with proven financial strategies. The New Rules of Retirement throws away the rules of thumb, clichés, and obsolete ideas. It provides a proven, updated approach to retiring successfully in today's world. In this new second edition based on independent, objective research, retirement expert Robert C. Carlson uses proven, profitable techniques to coordinate all the factors that lead to financial security and independence.

Mitch Melan, a financial advisor with over two decades of experience, wrote Financial Freedom 101 to help teach people how living a healthy financial life doesn’t have to be complicated. With the resources in this audiobook, you’ll not only be able to better manage your finances and prepare for retirement, but you’ll also be able to teach what you know to your friends, family, and colleagues to help keep them on the track to a great financial future.

This book speaks to those over 50 who are looking to rededicate their lives to something other than work. It's difficult to know where to turn after a long career, so this book offers four helpful concepts. First off, you've probably had miraculous experiences in your life that are not fully appreciated for their significance. Revisiting them with a fresh perspective as described in "Wonderlust" could renew your sense of uniqueness and meaning and provide a strong foundation to pivot in exciting new directions.

Do you want to achieve financial freedom, but have no idea how to get there? Do you feel like you just aren't making enough money? Are you stuck in debt and wish you could get out? Do you feel like your current financial plan isn't working or isn't working well enough? If you said yes to any of these questions, it's time for you to begin your 10-year turnaround. The Ten-Year Turnaround is a life-changing financial plan that will enable you to turnaround your money problems and finally achieve financial freedom.

Many older Americans today are poorly prepared to finance their retirement years, and such under-preparedness is especially acute for members of disadvantaged racial and ethnic minority groups. Black and Hispanic families, for example, have only a quarter of the amount of net private wealth (assets minus liabilities) compared to White families. Moreover, racial wealth gaps have not diminished much in the past four decades, in part because Whites tend to save more in and withdraw less from employer-sponsored retirement plans than do their Black and Hispanic counterparts.