Personal Finance Retirement

The Rule of 30 changes the mindset from saving the same flat percentage of pay to saving when it is most convenient to your situation. In most cases, it means less saving early on while mortgage payments are high and children are costly, and more saving later. Saving for retirement is a high priority, but it is not the only priority in life. It is time to dispense with old myths like “just save 10 percent of your take-home pay.” The truth is we should save differently throughout our pre-retirement years — and The Rule of 30 is a road map for doing so.

Are you tired of spinning your wheels following financial advice that leaves you feeling broker than before? Are you pulling your hair out trying to follow the complicated instructions offered by the gurus? In The Black Girl's Guide to Financial Freedom, Paris Woods takes the guesswork out of wealth-building and presents a plan that anyone can follow. This audiobook is perfect for Black women of any age, including young professionals just starting to set financial goals and mid-career women who are tired of following the same old rules.

Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn what God had to say about managing money and building wealth. As a result, Dave developed the Ramsey Baby Steps and became a millionaire again—this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: the Baby Steps not only work for everyone, but they’re proven to work fast.

Une fois passé le cap de la quarantaine, travailler devient facultatif pour la plupart des Québécois. Quoi, vous n’étiez pas au courant ? En fait, il s’agit du secret le mieux gardé de notre système économique : la sur­consommation et l’analphabétisme financier nous main­tien­nent artificiellement prisonniers du métro-boulot-dodo. Ins­piré par la stratégie FIRE ( Financial Independence, Retire Early ), j’ai moi-même pris ma retraite à 39 ans, sans gagner à la loterie et en dépit d’un salaire moyen.

Certified Financial Fiduciary® and Investment Advisor Abe Abich takes you on a journey up and down the challenging peaks of retirement planning. Just as mountain climbers face different obstacles during their ascent and descent, retirees encounter unique challenges as they build their nest egg and then live off it in retirement. With clear explanations and real-world examples, Abich shows you how to navigate common hazards like market volatility, inflation, and changing tax laws.

Becoming Your Own Banker - The Infinite Banking Concept is a text about the power of dividend-paying whole life insurance. This book demonstrates that your need for finance, during your lifetime, is much greater than your need for protection. Solve for this need through this instrument and you will end up with more life insurance than the companies will issue on you. It is not a sales tool for life insurance agents.

Don't have enough money saved up for retirement? No problem. Never started a 401k or IRA? Don't worry. And are you so far behind in your personal finances you're worried you'll never be able to retire? It's all good. Because whether you know it or not, the entire US retirement system is horribly flawed and was doomed to fail anyway. And that's why every American needs to listen to Poor Richard's Retirement.

Guide #1 pour investir avec succès ! Par l'auteur du best-seller du New York Times "L'argent : l'art de le maîtriser" ! Les millions de lecteurs ont déjà réussi sur le plan financier à l'aide du livre audio "Inébranlable: Votre guide vers la liberté financière". L'objectif principal de ce livre audio est de vous livrer les connaissances et les outils dont vous avez besoin pour maximiser vos chances de réussite en matière d'investissement. Les experts les plus compétents en matière de finance, Tony Robbins et Peter Mallouk, vous présentent le guide étape par étape.

An illustrated, practical guide to navigating your financial life, no matter your financial situation We are all weird about money. Whether you have a lot or a little, your feelings and beliefs about money have been shaped by a combination of silence (or even shame) around talking about money...

How do you imagine retirement? Many of us imagine retirement as one long, well-deserved holiday. And rightly so. However, beyond the financial plans and advice, there’s something deeper to consider. Without work filling your days, will boredom creep in? What will I do with my days? How can I smoothly transition as my daily routine changes?

Eliminate fear from your retirement, minimize taxes, take control, and gain permission to spend.

Our book, Fun Things to Do in Retirement provides a comprehensive guide to retirement planning. From understanding retirement to staying busy in retirement, our book covers all the topics you need to know.

From Here to Financial Happiness is the day-by-day guide for anyone dreaming of a better life. Whether you're dealing with debt, uncertain about retirement, or simply want to get a grip on your finances, this book can put you on the road to happiness with a simple 11-week journey. Just five to 10 minutes a day to think about money, your habits, your goals, and your dreams. What steps can you take today to get your finances on track? What bad habits, bad investments, and misconceptions should you let go of?

This book explains how to implement The Infinite Banking Concept® as described by the late R. Nelson Nash, who pioneered the concept. No matter how successful you are, your family’s wealth will always be limited if you rely on mass-market retail banking to finance your future. Instead, take control over the banking function as it relates to your personal economy. Finally, a simple way that you can be in the driver's seat of your money for generations.

What are the secrets to a healthy, happy, and wealthy retirement? To answer that question, longtime Morningstar columnist and podcaster Christine Benz asked 20 retirement thought leaders to go deep on a single lesson that they believe contributes to success in retirement. These lessons range from nitty gritty financial matters to quality-of-life considerations that help pre-retirees and retirees maximize their “time on earth” allocations.

If you don't plan on working hard all your life... this book is for you. If you're ready to retire (or want to retire early enough to enjoy your retirement years) you can learn from Robert's story of how he and his wife Kim started with nothing and "retired" - financially free - in less than 10 years. This book makes the case for how a context shift in the way we think about money and investing allows us to see opportunities others miss and create the life you deserve.

A successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. Then one day, Scott listened to a podcast interview that changed everything.

We all know we should save for retirement, right? But we don't. We're just not sure where to start...or when. Experts use complicated terminology and conjure up magic numbers. Do we really need to set aside a million dollars? And if we don't have a snowball's chance in hell of saving that much, should we even bother to try? Gail's answers are no and yes - no, there is no magic number that fits everyone, and yes, you must bother! The hardest part of retirement planning is getting started, so Gail walks you through the steps to put momentum on your side.

Retirement Planning for Dummies is a one-stop resource to get up to speed on the critical steps needed to ensure you spend your golden years living in the lap of luxury - or at least in the comfort of your own home. When attempting to plan for retirement, web searching alone can cause you more headaches than answers, leaving many to feel overwhelmed and defeated. This book takes the guesswork out of the subject and guides listeners while they plan the largest financial obligation of their life.

When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future.