Personal Financial Planning

Retirement planning was simple and predictable 40 years ago. All you needed was your company pension, personal savings, and Social Security. Those days are long gone. Most public pensions are underfunded, and private companies can't get rid of them fast enough. Social Security's own trustees predict it will run out of money in less than 20 years. And most people haven't saved even a fraction of what they should.

Fewer than half of Americans nearing retirement age are confident their savings are on the proper course. But if you take the steps highlighted in this book, you will be well prepared for a stress-free retirement. These steps are so simple anyone can do them, even if you feel you are disorganised, and no matter how much your current take home pay is.

A unique hybrid of dual expert guidance, wake-up call motivation, and compelling memoir, The Health and Wealth Sisters’ 360° Action Plan is for the modern woman who needs a swift kick in the pants in order to stop taking a back seat to her own life.

Feel like you’re stuck, struggling, and stressed financially? You have been led to believe that you’re climbing the ladder of success. The truth is, you’re on a never-ending hamster wheel. Now more than ever, money is attracted to speed. The slow-and-steady financial philosophies of the late 20th century are nothing more than dust on your rearview mirror. Financial Fast Track proves that the only way to succeed today is to build wealth fast.

Welcome to the start of the rest of your life-the one where you aren't wandering in the (financial) dark without a flashlight. The one where you have a clear roadmap to your future, and mathematical confidence that you and your family can have the life you dream of! Plan Your Money Path contains thousands of dollars worth of professional financial planning advice, hints, tips, and hacks. Imagine how well you’d sleep at night knowing your boxes are checked—everything the kids will need, all your dreams right on through early retirement, when you’re young enough to enjoy those dreams.

Managing your money can be intimidating, scary, and stressful. Theresa Yong wrote this guide as a simple resource for everyday people who want to get a handle on their finances. She explains how to avoid the headaches so often associated with personal financial matters.

This volume explores how financial literacy can enhance peoples' ability to make informed economic choices. It proposes that financial literacy determines how well people make and execute saving, investing, borrowing, and planning decisions. It examines causality using controlled settings to disentangle whether financial literacy causes saving or vice versa, and demonstrates that financial education programs do indeed enhance financial decision-making and asset accumulation.

When it comes to investing, you might have a few assumptions (you have to be rich to invest, it's too risky, you need to be a 'professional'), are bombarded with financial jargon (index, funds, stocks, shares) or are not sure where to start. Kalpana Fitzpatrick, financial journalist and money expert, will help you take control of your finances with this easy-to-understand guide to investing.

Laying out the nine common hazards that trip up otherwise well-prepared retirees to encourage you to think through your decisions and set a course aligned with your values and your ultimate goals, Retirement Fail helps you identify potential pitfalls and teaches how to safeguard your hard-earned retirement assets. Contrary to what most people think, it is not poor portfolio performance that usually busts your retirement accounts. Rather, it's the emotional decisions you make that can cause major problems.

Personal finance writer and financial education expert Margaret Malaspina takes you through all the options and decisions that you'll face when you are ready to retire. This guide can help you get the most out of what you've earned, lower your tax bills, and create a stream of income that will last for the rest of your life.

Teaching your kids to understand and appreciate the value of money can be difficult. This recording's simple step-by-step approach can help.

The popular Today financial editor Jean Chatzky helps you navigate through the critical challenges and potential catastrophes of personal finance.You've just lost your job. You've got a baby on the way. Your parent has had a stroke. Most people seek financial help not because they're planning for the future but because they need it - right now!

Award-winning financial journalist Joel Kranc presents basic but essential strategies to start your retirement planning today. Retirement Planning in Eight Easy Steps is a quick and easy way to start learning about retirement planning, helping you envision your ideal retirement and how to get there through investment planning, maximizing social security benefits, and the other basics central to sound financial planning for retirement.

We live in a new financial world. Our wallets - like every other aspect of our lives - have gone fully digital. From mobile pay to on-demand everything to cryptocurrencies, technology is rewriting the rules for how we earn, save, spend, and invest. Technology has made virtually every aspect of our lives cheaper and more convenient. Shouldn't it do the same when it comes to managing our finances? Alexa Von Tobel says that it can. In this straightforward and jargon-free guide, she shows us how to use the simple tools found on any smartphone to put more money back into our wallets.

The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if it's worth less than what you owe or should you sell it?

You really can be rich in every way, every day. So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too? You can - starting here and now. With lively humor, proven know-how, and practical principles for financial health, Living Rich for Less helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart.

With lively humor, proven know-how, and practical principles for financial health, Living Rich for Less helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay's entertaining and enlightening examples show you simple steps to give, save, and spend smart. Her three main principles are undergirded by dozens of effective rules and hundreds of Cha Ching Factor tips that keep or put money in your pocket.

A Gamer's Guide to Money is written by a financial planner, CFP® Professional, and gamer to connect the stale world of financial planning to gaming in a meaningful way. The book is filled with gaming jokes, metaphors, and memes that are used to convey financial knowledge. While no reasonable book can ever hope to cover an entire financial plan in one edition, this book lays the foundation for an individual getting started on their main quest.

Smoothly Glide Into Your Dream Retirement with Joy and Excitement from the Very Beginning, Even If You Start Without a Plan! Are you ready to embrace this exciting and adventurous milestone in life but need some direction and encouragement as you get started? Are you worried about your financial comfort and uncertain how to stay socially involved, physically active, and emotionally fulfilled without breaking the bank?

Are you ready to unlock the secrets to a stress-free, financially secure retirement? Your Ultimate Retirement Plan is the definitive guide to achieving financial independence and living your best life in retirement. Packed with expert insights, proven strategies, and actionable steps, this book will help you navigate the complexities of retirement planning with confidence and ease.