Personal Money Budget

Instead of telling you the importance of budget and how to stick to a budget, we turn budgets into daily habits. This 20-day challenge follows a carefully designed curriculum to make budgeting as easy to implement as possible. I promise that you will feel more in control of your spending habits, know precisely where your money goes, set up some practical goals, and, most importantly, have some fun during these 20 days!

Financial literacy is the trick you need to make sure you can always afford what you need and take advantage of every opportunity you get to do the things you want to do…Because the secret to financial success isn’t simply to have more money… It’s to know what to do with that money. This engaging guide will be your companion as you leap headfirst into becoming the master of your money and ensuring your future is the one you want to see.

Get ready to take a holistic approach when managing your money and building that wealth nest egg that only a small percentage of Americans get to enjoy as they age. In this audiobook, you’ll be guided on how to take your financial situation and decompress it in such a way that allows you to reconnect only the most important elements of your finances which will surely assist in your renewed managerial skill set over money. Within this audiobook, you will also find real-life, relevant tips and tricks geared toward helping you understand that learned behavior isn’t always correct.

This detailed book is what you need to take control of your finances, while boosting your credit. With step-by-step techniques, tips, instructions, and sample letters, this credit-repair book will guide you to promised land of great credit.

Get a clear, concise plan for dumping debt now. Learn about controlling your expenses and increasing your income to help you live debt-free for the rest of your life.

This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you'll budget better and become richer as a consequence. Regardless of how much your income is we'll find a way to budget, save, and increase your net worth.

"America's Money Answers Man" explores the relationship between money and emotions, identifies seven "money types", and offers the keys to life-changing financial success.

How to Be Financially Stable(ish): A Humorous Guide to Living Large on a Tiny Budget is here to save the day—and your wallet. Packed with practical tips and plenty of laugh-out-loud moments, this book proves you don’t need a trust fund or a spreadsheet obsession to feel confident about your finances.

Financial success can be simple. All it takes is a plan and dedication to that plan. This audiobook provides a suggested retirement withdrawal strategy intended to help support a comfortable retirement and extend the life of your retirement funds. A Tiny Book on Personal Finance: Retirement Withdrawals provides a guide to how to withdraw the money you have saved for your retirement.

Are the adults in your life stressed out about money? It’s not surprising – one survey found that over half of American adults say their financial worries have a negative impact on their mental health. With adulthood looming just around the corner, that’s enough to freak most young people out… But this doesn’t have to be you. You can unlock the secrets decades earlier than your parents did, stepping into adulthood with a far better understanding of money than most adults – and the skills you need to make sure you always have enough.

Ready to master your finances and escape the paycheck-to-paycheck lifestyle? This book is your roadmap to financial freedom, designed for young adults eager to build a sturdy financial foundation. Starting early is crucial in wealth accumulation, and this guide provides a tailored approach, regardless of your family's financial background.

No matter how much money you earn, it’s always going to feel like it’s never enough. Why? Because you’re not the one who is in control of your finances. That’s what happens when we live a life without a budget. There’s no guidance, no framework, no reliable source to turn to which ensures we’re doing what we should be doing with our money. What if you knew that the secret to financial freedom all came down to simply having a budget? This audiobook is going to take a deep-dive into everything you need to set you up for a successful financial future by using a budget.

When planning your dinner menu for the week, try to focus on recipes that will allow you the freedom to stretch the protein beyond the current meal. This is the part of the book where I will show you practical ways to plan and save on your grocery budget–probably the number one place to make your money stretch farther.

Work consumes just about every waking minute of your life. Before long, you realize that the years have quickly passed, your hair has turned gray, and the only meaning you had in your life was earning money. And for that reason, a lot of people have chosen the minimalist lifestyle. They may not have the top position with the highest pay, but shockingly, they are happier than most. They have fewer belongings and less money, but they have more time...time that they spend well, finding meaning in their lives through their passions.

Stressed about how to make money, save it, and grow it? Here's your no-BS guide to financial freedom, written for teens and young adults who want confidence and financial security! I wrote this book for my own kids and their friends to teach them to make money and build wealth at a young age.

Many young adults feel unprepared for adulthood, especially regarding financial matters. Schools often overlook teaching practical money skills, leaving you to figure it out on your own. But financial literacy is a skill you can learn, even without being a math whiz. This book provides invaluable insights to help you avoid common financial mistakes and build a secure future.

My book, How to Live Like a King While Penny Pinching, will teach you how to pinch those extra pennies in your life that will add up to dollars. There is so much more to life than working just to buy the next great thing. You don’t have to live paycheck to paycheck, give up things you love, because you can’t afford them, and you do not have to perpetuate the cycle of debt that so many people find themselves in.

Does the word “budget” fill you with dread? Are you drowning in debt—student loans, creeping credit card balances, or a mortgage that feels like a life sentence—while the usual advice to meticulously track every penny only leaves you overwhelmed, guilty, and defeated? You’re not alone. If budgeting apps, spreadsheets, and endless categories have failed you, it’s time for a different approach. Escape Debt, Ditch the Budget by Clara Hayes is your practical guide to finally breaking free from debt—without the soul-crushing rules of traditional budgeting.

Financial success can be simple. All it takes is a plan and dedication to that plan. Budgeting is the first step towards a financially successful life. This book provides suggested budgets for all stages of life with a goal towards saving and investing to support a comfortable retirement. For those starting off in life, early in their careers and without a personal financial plan, the budgeting guidance can help them start saving and investing early to capitalize on compound interest to set them up for a good retirement.

Climate change is the greatest challenge our society faces. Still, our policymakers continue to put off effective action. We direly need a reliable, socially just concept as all encompassing as the problem itself to meet global warming and our planet's limits head on. The non-profit organization for sustainable economy SaveClimate.Earth proposes introducing a new climate currency, the ECO (Earth Carbon Obligation), that puts a separate emissions price tag on all products and services, finally providing consumers with a realistic, transparent climate price.