Saving Lives

Alexander’s two brothers have money in their pockets. All he has are bus tokens. It isn’t fair. He had money last Sunday when his grandparents gave them each a dollar. Now it’s all gone. At first he was saving the money for a walkie-talkie. But saving money is hard. He bought gum with some of the money, and when it stopped tasting good, he had to buy more. Good-bye 15 cents. Then Eddie offered to rent him his snake for an hour, and he couldn’t pass up a chance like that....

Have you ever bought a cold drink at a lemonade stand? Or have you baked cookies for a school bake sale? If so, you’re a consumer and a producer! Consumers, producers, buyers, and sellers all provide things other people want and need. How do they work together in the marketplace? Listen to this audiobook to find out.

Do you plan how much money you’ll use to buy candy? Or how much you’ll save for a new video game? Then you’re budgeting! A budget is a plan for spending and saving. Budgets help people decide how to use their money wisely. What do you need to buy? What do you want? And how can you make a budget? Listen to this audiobook to find out.

Lily wants a new bike. And a new raincoat. And ice cream. But how many of these things does she need? As Lily and her dad drive around town, Lily soon discovers that wants and needs are different things. She picks out which things people have to have. She might even remind her dad that he doesn't need root beer!

Shanti wants to try the Monster Ride. It's the wildest ride at Fun Park! But the Monster costs money. So Shanti makes a special save jar. She tries not to spend all her allowance. She even helps her busybody brother study! But will Shanti save enough for a turn on the Monster? Listen to this audiobook to find out!

Brody doesn't have enough money for a cool rock at the gift shop. He borrows some money from a friend, but he can't pay it back. Oops! Now Brody's dad has to help out. Sometimes Brody's dad borrows money too. He teaches Brody about when it's okay to borrow money and when it's not.

Have you ever received a birthday card with a $10 bill inside? Or found a quarter on the sidewalk? These bills and coins are made of paper and metal. But they’re far more valuable than what they’re made of. So what makes money so special? Where does it come from and how is it used? Listen to this audiobook to find out.

Kyle's club is going camping. All the kids will sell Cool Candy to earn money for the trip. Kyle needs to find buyers for 10 boxes of candy. Can he keep track of his cash and join his friends on the camping trip? Listen to this audiobook to find out!

Gabriel really wants to buy some fancy Fast Kids shoes. But his mom says they can spend no more than thirty dollars. Gabriel searches for a great deal on the shoes. He looks online, goes to the shoe store, and checks a discount store, too. Will he find the shoes at a price he can afford? Listen to this audiobook to find out!

Investor Ninja is introduced to three types of investments. Find out what happens in this book about investing. Life is hard! And it's even harder for children who are just trying to figure things out. The new children's book series Ninja Life Hacks was developed to help children learn valuable life skills.