Smart Finance

The Internet and smartphone are just the latest in a 250-year-long cycle of disruption that has continuously changed the way we live, the way we work, and the way we interact. The coming Augmented Age, however, promises a level of disruption, behavioral shifts, and changes that are unparalleled. While consumers today are camping outside of an Apple store waiting to be one of the first to score a new Apple Watch or iPhone, the next generation of wearables will be able to predict if we're likely to have a heart attack and recommend a course of action.

Today, building wealth isn't just about working harder or what you choose to invest in. There's not much you can count on. But there is one thing you can count on - the ability to spend what you do have smarter. In this enlightening new program, award-winning Tribune Company personal finance columnist Greg Karp shows how to do just that. We are living in a time when you have to plug the leaks of all your financial drains.

This easy-to-follow guide is the perfect gift for helping your teenager understand the ins and outs of money, from saving their first dollar to making smart spending choices. Designed specifically for teenagers, it breaks down complex financial concepts into bite-sized, easily digestible pieces.

Unleash the power within your wallet and the planet! Take charge of your financial destiny by harnessing the untapped potential of your energy choices. Slash your energy bills and watch your savings soar to new heights without sacrificing comfort or convenience. Become an eco-warrior as you embark on an action-packed journey towards a sustainable, greener tomorrow.

We spend most of our adult lives working to be able to enjoy our retirement but forgetting that life was meant to be enjoyed in the here and now. But what if I told you that you didn’t have to live that way? What if I said you could work smarter rather than harder, retire early if you want to, travel the world, and make all of your dreams for the future a reality?

Saving money doesn't have to be a burden. It also doesn't mean you need to stop spending your money completely. Savings and spending is not an either/or proposition. Instead, being smart with your money means you spend it well so you can save it wisely. Joseph J. A. Quijano, CFP®, CDFA®, is a certified financial planner and a national financial educator. Mr. Quijano has a strong passion for protecting his clients' money against losses.

Although still in its infancy, blockchain and Bitcoin have already started a multi-billion-dollar global economy which is available to anyone who has the knowledge and desire to get involved. Don’t get left behind. Bitcoin and Blockchain Basics has all the information that you need to get started today.

Do you worry that maybe you haven't been doing the right things? This audiobook is for you, from Jane Bryant Quinn, the most trusted voice in personal finance today. Her classic best seller, Making the Most of Your Money, guided a generation toward smart and sensible financial choices. Here she offers money management the No Worry way, choosing from the best financial ideas and products available today to give you all you need to create a successful and long-lasting financial plan.

Against a drumbeat of hopelessness about too much student debt and too few jobs requiring a college degree, Smart Is the New Rich: Money Guide for Millennials is a realistic and optimistic road map for millennials to save more, navigate their careers, invest in the stock market, and pay their student loans all at the same time.

Take charge of your money today with Personal Finance Simplified. By making smart personal finance choices now, you can build a solid foundation for your family and your future. Personal Finance Simplified will show you, step by step, how to understand your personal-finance needs, plan for your future, and create a budget that will bring you security and peace of mind. With helpful tips for saving money in the short term and long term, and straight talk on how to manage your debt, savings, investments, and major purchases,

This comprehensive guide to personal finance and financial management will provide you with the tools and strategies you need to take control of your finances and achieve your financial goals. From setting financial goals and creating a budget to understanding credit and debt management, this book covers all aspects of personal finance.

We’ve all made financial mistakes—splurging on wants, chasing bad investments, or letting emotions steer our decisions. Financial mastery is more than just budgeting and saving; it’s about uncovering and overcoming the biases and behaviors holding you back. Do you splurge on treats, only to stress about bills later? Jump on a hot stock tip and regret it when it flops? These mistakes happen to everyone, but they don’t have to define your financial future.

Fear can be paralyzing. And the financial world can be a labyrinth of both lucrative opportunities and potential pitfalls, creating anxiety and uncertainty. When it comes to your retirement, there is no greater asset than knowledge and understanding of your options, empowering you to make the best decisions possible.

The time of cryptocurrency is arriving sooner than we think. Because of this, it wouldn't be wise to ignore it. But, the most confusing part of this is the hundreds of terms and procedures out there, and it can be difficult for a beginner to figure out where to start. Studies have found that now at least one in every 10 people are investing in cryptocurrencies. That means there are more than 21 million adults who own at least one type of cryptocurrency.

The essence of being street smart is the ability to take advantage of lucky breaks. And everyone—at least once in their lifetime—gets a lucky break. What they do with that lucky break varies tremendously from individual to individual. Street smart people don't just sit around waiting for something to happen and fall into their laps—they create their lucky breaks. It's certainly not taught in school and formal education!

There are several benefits of offshore online banking. Learn the pros and cons of offshore Internet banking from firsthand experience as well as critical mistakes to avoid. This book discusses what offshore banking is, why to consider it in the first place, who it is for, its advantages and disadvantages, and some important things to know and keep in mind before getting involved with offshore banking.

Everyone looks forward to retirement, but how many people are financially prepared to retire? A survey by the United States Census Bureau’s Survey of Income and Participation found that up to 49 percent of people aged 55 to 66 years are not financially prepared to retire. In fact, many people have loads of debt that they are yet to clear. Others only have a lump sum saved up that can barely last them a few years. You need not worry about outliving your retirement income when you can find ways to generate massive income that will last a lifetime.

Are you ready to take control of your finances, but overwhelmed by the endless jargon and complexity? Does it feel like your money disappears as soon as you earn it, while others seem to be effortlessly saving and investing? Whether you're a teen fascinated by the world of crypto or an adult looking to finally get a grip on money management, Smart Money Skills for Teens is your step-by-step guide to mastering your financial future.

So you have an idea. Now what? Taking a concept from the mind to the marketplace is a daunting task, especially when you don’t feel academically, financially, or emotionally prepared to do so. But here’s a little secret: No one is prepared. Ever. Smart Startup: The Fine Art of Being the Dumbest One in the Room addresses the realities of moving from idea to industry - what it takes to get started, what to expect along the way, and, in the end, why success isn’t dependent on making millions.

Do you want to avoid first-time home buyer mistakes? Buying a home can be both exciting and overwhelming for all first-time home-buyers. If you have already started the search process, make sure you're not making some common first-time home buyer mistakes. Most first-time home-buyers have never gone through the stressful experience of buying a home, and they often have to learn the hard way when buying their first home, but by making only a tiny mistake during the home buying process, it can be extremely costly and frustrating.