Smart Money Finance

GOBankingRates did some digging to learn how much we spend on a daily basis and found that the average American spends $164.55 a day. That amounts to just over $60,000 a year. That is okay for people who can afford it, but not for those spending down their entire paychecks and racking up debt. So, we need to fix that and learn how to manage our own savings.

You’ve established your small business from the ground up, juggling countless responsibilities while seeking to make every dollar count. Working within the complex world of taxes feels overwhelming. However, with the right strategies and tools, it becomes an empowering part of your life. This guide turns difficult tax concepts into clear, actionable steps tailored for business owners like you.

We’ve all made financial mistakes—splurging on wants, chasing bad investments, or letting emotions steer our decisions. Financial mastery is more than just budgeting and saving; it’s about uncovering and overcoming the biases and behaviors holding you back. Do you splurge on treats, only to stress about bills later? Jump on a hot stock tip and regret it when it flops? These mistakes happen to everyone, but they don’t have to define your financial future.

Conventional wisdom tells us that people are rational and make rational decisions with their money. But that's simply not true considering most people fail to beat the market. Conventional wisdom also tells us that there are two primary ways to approach the market: technical and fundamental analysis.

An entertaining, deeply informative explanation of how high-level financial crimes work, written “with verve and wit” (The Sunday Times, London) by an industry insider who’s an expert in the field. The way most white-collar crime works is by manipulating institutional psychology. That...

Learn how Jack Gray, a successful and ambitious entrepreneur with an MBA, hit rock bottom financially but turned it all around and gained more wealth than he ever dreamed,within just a few months! He now spends his time sharing the tools and strategies he created to live his financial dreams.

Today, building wealth isn't just about working harder or what you choose to invest in. There's not much you can count on. But there is one thing you can count on - the ability to spend what you do have smarter. In this enlightening new program, award-winning Tribune Company personal finance columnist Greg Karp shows how to do just that. We are living in a time when you have to plug the leaks of all your financial drains.

Use this guide and make the most of the money you have, plan for future purchases like a house or a vacation, save for retirement, or simply become more financially responsible. Perfect for finance beginners or those looking to refresh their knowledge, Personal Finance 101 is the one-stop shop for all of your personal finance questions!

You’re smart. So don’t be dumb about money. Pinpoint your biggest money blind spots and take control of your finances with these tools from CBS News Business Analyst and host of the nationally syndicated radio show Jill on Money, Jill Schlesinger. “A must-read . . . This...

There's nothing wrong with living the lifestyle you want to live, but when this affects your progress in life as far as finances are concerned, then you need to take action. The truth is that you can never become rich by spending. When you sow spending, you reap poverty. You can never move ahead in life by being the biggest spender, whether you do it because you have convinced yourself that your job demands a certain lifestyle or not. When you are constantly broke when you are working or running a business, something is definitely wrong with the way you handle your money.

Are you ready to take control of your finances, but overwhelmed by the endless jargon and complexity? Does it feel like your money disappears as soon as you earn it, while others seem to be effortlessly saving and investing? Whether you're a teen fascinated by the world of crypto or an adult looking to finally get a grip on money management, Smart Money Skills for Teens is your step-by-step guide to mastering your financial future.

Money Mind Choices is a combination of psychology and personal finance that explores your money mindset and provides strategic decision making tools. We all make decisions every day that affect our finances. Making smart decisions is important to your overall health and well-being. Simple, yet effective, tools are explained and discussed to help you make big life decisions and reduce stress knowing all perspectives and outcomes were fully thought out.

Whether you're looking for your first rental property or just looking for a better way to manage the ones you have, this audiobook shows you Mike Butler's strategies, mind-set, tools, and technologies to make your rental business a boatload easier while giving you a lot more time to do what you want!

Smart Mom, Rich Mom explores how women today are navigating the financially challenging career/parenting years. Written by a national money columnist and mom of two, the book chronicles people who have stayed in the game - full-time, freelance, self-employed, and more - and emerged more prosperous and empowered. Kids change our lives, adding joy but draining bank accounts. Smart Mom, Rich Mom helps you adopt healthy habits - and make hard decisions - that pay off in abundance.

Take control of your personal finances with this concise, timely and indispensable guide from acclaimed money expert Laura Whateley. Ten years on from the financial crash, and we are still bad with money. We press ‘cash only’ at ATMs and accept that we’ll be paying back our student loans with our pension savings.

Nathan Nguyen became a millionaire at age 23, making $4.3 million while going to college full-time. After he successfully trained and mentored thousands of students, Nathan realized the biggest factor causing students to financially fail in life: their lack of money knowledge and skills. This audiobook was written, in response to many requests from people who have played Nathan's Money Smarts financial literacy board game, to serve as the critical course for money knowledge.

Retire Early with Real Estate provides practical, proven methods to quickly and safely build wealth, using the time-tested vehicle of real estate rentals. Packed with specific strategies, tips, and techniques you may have never learned before, this book will help you forge a new path toward your retirement.

According to Wall Street Journal investing columnist Spencer Jakab, most of us have no idea how much money we're leaving on the table - or that the average saver doesn't come anywhere close to earning the "average" returns touted in those glossy brochures. We're handicapped not only by psychological biases and a fear of missing out but by an industry with multimillion-dollar marketing budgets and an eye on its own bottom line, not yours.

In Smart Woman's Guide: The Money Belief Formula, author, podcaster, money coach, and founder Herfinance Club Susan M. Diamond, MSW, CFSW, takes traditional money management to a whole new level by engaging the creative side of the brain in financial wellness, which includes looking at how you feel about money and how you relate to it. She outlines a simple, step-by-step process for getting started on creating your financial foundation for winning with wealth.

The world’s greatest investors had strategies. Here’s yours…all condensed into an easy-to-understand road map to success. You can reach success in the financial arena with just the smallest amount of background reading. Franck Normandeau has been in the game for over 20 years, and he’s done all the background reading for you. And that’s exactly what you’ll find in this audiobook.