Social Credit

Analyzing the political and banking history of the United Kingdom, the United States, Canada, Mexico, and Brazil through several centuries, Fragile by Design demonstrates that chronic banking crises and scarce credit are not accidents due to unforeseen circumstances. Rather, these fluctuations result from the complex bargains made between politicians, bankers, bank shareholders, depositors, debtors, and taxpayers.

Credit card debt is a form of unsecured debt taken from a financial tool - usually credit cards. These credit card debts are generated when the credit card holder purchases products from these cards, and accumulates due to the interest charged on it. Difficulty arises because people are not able to repay their loans effectively or in time. When a card holder is unable to pay his debts he is declared as defaulter.

Are you sick and tired of being the victim of faulty credit reporting or mistakes of the past? Have you thought about doing something about your credit score but feel overwhelmed and don't know where to start? Do you finally want to say goodbye to being worried the next time a potential employer, landlord, or bank says they are going to check your credit? If so, then you've come to the right place. In this audiobook, you will learn the factors that affect your credit score and how you can fix them. You will also discover ways to pay off debt.

In lively prose that is as engaging as it is illuminating, Dattner tells a host of true stories of those he has worked with - from the woman who was so scapegoated by her colleagues that she decided to quit, to the clueless boss who was too quick to blame his staff. He shares a wealth of insight from the study of human evolution and psychology to reveal the underlying reasons why people are so prone to blaming and credit-grabbing; it's not only human nature, it's found throughout the animal kingdom.

Business Credit Decoded is an insider's guide on how to build an exceptional business credit score and profile for any business. This book will reveal how a business owner can be approved for tens of thousands of dollars in revolving credit cards and credit lines. Plus, this special book reveals how business owners can secure large amounts of cash funding for their business without a personal guarantee required from the business owner.

Adair Turner became chairman of Britain's Financial Services Authority just as the global financial crisis struck in 2008, and he played a leading role in redesigning global financial regulation. In this eye-opening book, he sets the record straight about what really caused the crisis. It didn’t happen because banks are too big to fail—our addiction to private debt is to blame. Between Debt and the Devil challenges the belief that we need credit growth to fuel economic growth, and that rising debt is okay as long as inflation remains low.

How the autonomous digital forces jolting our lives – as uncontrollable as the weather and plate tectonics – are transforming life, society, culture, and politics. David Auerbach’s exploration of the phenomenon he has identified as the meganet begins with a simple, startling revelation...

The world’s most reluctant reader, Charlie Joe Jackson, is becoming an expert in extra credit. How is that possible? His report card is so grim that Charlie Joe has promised his parents that he’ll get straight As so they won’t send him to an academic summer camp. Now, instead of finagling ways to get out of reading, Charlie Joe is staying late after school, posing for art class, and even acting in a school play about the inventor of paper towels...all while falling for the new girl in town! If there’s one thing Charlie Joe is discovering, it’s that extra credit can definitely make your life extra complicated.

Every day across America, consumers face issues with credit cards, mortgages, car loans, and student loans. When they are cheated or mistreated, all too often they hit a brick wall against the financial companies. People are fed up with being run over by big corporations, and few have the resources or expertise to fight back on their own. It is no wonder consumers feel powerless: they are outgunned every step of the way. Since 1970, the financial industry has doubled in size. It is the biggest source of campaign contributions....

Bankruptcy doesn’t have to the be the end of your happiness and security. Let my experience and know-how restore your faith, your peace of mind, and make you money calm. In Money Calm, I take you by the hand as a gentle guide to help you navigate the emotional waves of bankruptcy. I journey with you to financial peace as I share my own financial disaster, lessons learned, and practical tips I gathered on my own path from bankruptcy to financial abundance.

Nothing feels greater than taking your 10 first steps in America. The biggest step is getting here to America. Now that you’re here and learned America’s language, the third most important step is here inside this book. The third most important step is credit. Credit is going to determine what you will make out of your time here in America. Life can be hard, especially without any guidance. But life is always better with credit and I’m here to offer a guide to you.

No margin--no mission! What does it take to bring financial justice to communities of color? Cliff Rosenthal, shaped by the movements of the 1960s, fought for decades against government indifference and systemic bias finally seeing change come after the death of George Floyd. Michael McCray, a renowned whistle-blower, led an unprecedented court challenge to the unjust federal termination of his fraternity's Kappa Alpha Psi Federal Credit Union.

Plastic surgery has become the answer for many Americans, and in American Plastic sociologist Laurie Essig explores how we arrived at this particular solution. Over the last decade there has been a 465 percent increase in cosmetic work, and we now spend over $12 billion annually on procedures like liposuction, face-lifts, tummy tucks, and boob jobs.

It is easy to spend money when you have a credit card or a loan. But it is also easy to spend or borrow more than you can afford. How can you use credit responsibly? How can you avoid going into debt? Listen to this audiobook to understand how credit works.

For decades, immigrants have flocked to the United States of America, inspired by its spirit of freedom and equal opportunity. However, many fail to consider the barriers they may have to face when looking for entrepreneurial avenues. Financial Literacy for Immigrant Entrepreneurs is grounded in research, taking its roots from the state of financial literacy in immigrants of African descent in the United States. It lays out the financial system, which hurdles one might encounter, and possible resources that may aid immigrants during their quest for upward social mobility.

Lucy is over-the-moon excited when her aunt gives her a card—the plastic kind!—for her birthday. She knows just what to spend it on. But using the card isn’t as easy as Lucy thought, and she leaves the store empty-handed. Can Lucy and her best friend, Julian, figure out how to fix her financial crisis?