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Smart Money Smart Kids

Raising the Next Generation to Win with Money
Written by: Dave Ramsey, Rachel Cruze
Narrated by: Rachel Cruze, Dave Ramsey
Length: 7 hrs and 19 mins
5 out of 5 stars (38 ratings)

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Publisher's Summary

Dave Ramsey and Rachel Cruze teach parents how to raise money-smart kids in a debt-filled world.

In Smart Money Smart Kids, financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

©2014 Lampo Licensing, LLC (P)2014 Lampo Licensing, LLC

What members say

Average Customer Ratings

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Truly, the young lady has to relax her voice

There is so much tension in the young lady's voice. Her voice keeps cutting into the message. If you are "auditory" you will have to think twice before purchasing this.

1 of 1 people found this review helpful

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Could be titled How to Raise Kids Who Win at Life

I can’t recommend this book enough! It could easily be titled How to Raise Kids Who Win at Life in General. So many principles and practical guidelines on things to do with your children that will set them up for life, not just financially but in so many ways. Finances affect almost all aspects of our lives. For kids to be able to have a good relationship to money and learn know how to manage a little well (so that it doesn’t manage them) allows them to be ready to manage a lot well. Applying these principals while you can still give your child a safe environment to learn and possibly make mistakes, keeps them from making big mistakes with big consequences later in life. Excellent information that isn’t often taught at home because parents weren’t taught it themselves! I am SO glad I listened to this book! Will definitely be ordering the paper copy so I can underline, make notes and use the templates in the back.

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Excellent

This book not only talk about finances, but deeply and intentionally teaches good, common sense parenting. I feel that I have the confidence and that empowerment to prepare my two daughters for life.

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simply fantastic!

best book on training up kids in money and life!
A ton of smple lessons and strategies to learn and use. Definately buying a hard copy!

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Excellent Advice for Parents

Dave Ramsey and Rachel Cruze do an excellent job of presenting parents with a plan for teaching their kids about money. I plan to implement their ideas with my four kids. They even talk about preparing for college, and teaching your kids about contentment. A great overall listen. #Audible1

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Excellent audiobook, excellent content!

Loved the that it was read by the authors. The content was excellent, helpful, and practical. Very encouraging and empowering read for parents. Highly recommend it.

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SO HELPFUL

this book is written to help you teach your children through all stages of their life into adult good. It isn’t boring but rather full of wisdom in the form of storytelling. Loved t and will be re reading it numerous times as my children continue to grow.

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amazing value

Covers every aspect on teaching your kids about money including yourself. I recommend this book!

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love dave ramsey. So helpful !

makes you want to work hard to get your end goal. I will be debt free in 3 months by following Dave ramsey

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  • Craig L. Clevenger
  • 2014-05-23

Excellent ideas for all ages of children

Great, age appropriate ideas for your children of all ages. Love the stories from his actual children. I began the first day and it has gone very well for my three kids from 6 to 10 years old.

21 of 22 people found this review helpful

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  • Chris McKinney
  • Florida
  • 2014-05-10

Essential Parenting Advice

If you could sum up Smart Money Smart Kids in three words, what would they be?

Financial advice for parents.

What other book might you compare Smart Money Smart Kids to and why?

Total Money Makeover, Financial Peace

What does Rachel Cruze and Dave Ramsey bring to the story that you wouldn’t experience if you just read the book?

The opportunity to hear Dave and Rachel deliver advice in their own cadence. The ability to hear the narrators passion on the content.

Was there a moment in the book that particularly moved you?

Dave's final chapter "I was that Dad..." - It's as if he's speaking directly to you, empowering you to take control of your family tree, and ultimately change your legacy.

Any additional comments?

Very good overall. Simple concepts to implement with your children. Having already begun discussing the ideas with my kids, I can say the results are immediate - and surprising.

31 of 33 people found this review helpful

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  • S. Norris
  • 2015-04-27

Practical Advice for Raising $ Smart Kids

This book is based on the authors' years and years of experience with helping people learn how to best handle their finances. The fact that this book focuses on raising money smart kids is great seeing that the two authors are a father-daughter team. This is really great to get both perspectives and it's also great for a lot of laughs.

Dave Ramsey and his daughter, Rachel Cruze, do a great job reading their own pieces of their own book.

Apply these principles to your life and your children's life ASAP and you will not be disappointed.

4 of 4 people found this review helpful

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  • Y. Colish
  • Tzfat, Israel
  • 2015-04-21

Amazing👍🏽👌🏽👍🏽👈🏽

It's an amazing book that teaches you life lessons my 10 year old daughter even listened to it of course she didn't understand all of it but it's so cute how she try's to understand it👍🏽

9 of 10 people found this review helpful

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  • peter greezy
  • 2016-10-23

awesome book

Everything about this book is great! Simple and practical. Would recommend it to every and any parent!

3 of 3 people found this review helpful

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  • Brenna
  • 2015-03-31

Wish I knew this stuff about 30 years ago

Great book with practical how to that will help every family succeed in their financial management and training their children how to apply the principles to their lives at a young age.

5 of 6 people found this review helpful

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  • Funhog
  • Rocklin, CA United States
  • 2015-03-23

Required Reading

A must read for every parent. Buy this for yourself, and gift one to a couple that are expecting. It's that important!

2 of 2 people found this review helpful

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  • sjturpin1
  • JACKSONVILLE, FL
  • 2015-01-02

Helpful & Practical, but Rachel is too dramatic

Great Stuff
Must Read
Listening is hard due to Rachel's over-the-top drama and wannabe professionalism the entire book.

13 of 17 people found this review helpful

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  • Kayce Cover
  • 2016-12-14

Prepare your child for financial independence!

If you could sum up Smart Money Smart Kids in three words, what would they be?

Short. Smart. Statregic.

Which scene was your favorite?

Love that Rachel is co-authoring this.

What’s an idea from the book that you will remember?

I wish I had learned this information before I was on my own.

Any additional comments?

This book raised chills up my spine. It is that important and vital.

4 of 5 people found this review helpful

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  • Amelia327
  • 2015-05-07

Love this book!!

This book was amazing, taught me a lot about how to teach my kids to handle money, well worth the read!! And I love that Dave and Rachel both read the book to you.

4 of 5 people found this review helpful