Our guest this week is Jim Chuong—better known online as “The Lazy Canadian Investor.” With over 1 million followers across TikTok and Instagram, Jim has built a massive audience by breaking down investing concepts in a clear, no-BS way.

In this episode, Dave and Jim cover a wide range of investing topics—from how Jim first got into real estate investing to whether it still makes sense today. They dig into Jim’s philosophy on using leverage, his take on individual stocks vs. ETFs, and why he prefers US-only investing over global diversification. Jim also shares what motivates him to create content and how he approaches simplifying complex financial ideas for everyday Canadians.

If you’re curious about real estate, passive investing or just want to hear from someone who’s built a personal finance brand from scratch—this episode is packed with practical insights.

Show Notes

(00:00) Intro & Disclaimer

(00:55) Intro to Jim Chuong

(01:44) How Jim Learned About Personal Finance

(06:52) Jim’s Early Investing Approach

(09:49) Getting Started with Real Estate Investing

(15:54) Is Real Estate Investing Still Attractive Today?

(20:34) The Toronto Real Estate Market

(22:12) Is Crypto An Investment?

(23:57) Jim’s Philosophy on Leverage and Investing

(25:49) Canada is a Wonderful Country

(27:43) Parenting Teenagers

(29:12) Why Does Jim Make Content Online?

(33:15) US-Only Investing Versus Global Diversification

(36:43) Investing in Individual Stocks vs. Broad-Market ETFs

(39:56) Why Private-Market Investing Isn’t Well Suited for the Average Investor

(42:05) Conclusion

Our guest this week is Kelley Keehn—best-selling author, personal finance expert and media personality who is on a mission to help Canadians build healthier relationships with money.

In this episode, Dave sits down with Kelley to unpack some of the most pressing financial challenges people face today. From the emotional weight of debt to the psychological traps that make it so easy to overspend, Kelley brings both empathy and expertise to the table. They dive into why debt happens in the first place, practical strategies to get out of it and how to avoid the subtle (and not-so-subtle) pressures that push people to spend more than they should. Kelley also shares crucial tips on how to spot and prevent financial fraud in a world where scams are becoming increasingly sophisticated.

Whether you’re struggling with debt, trying to get a better handle on your spending or simply want to protect yourself from financial fraud, this episode is full of valuable insights.

Show Notes

(00:00) Intro & Disclaimer

(00:55) Intro to Kelley Keehn

(03:57) The Crushing Weight of Debt

(06:10) Strategies to Get Out of Debt

(08:31) Snowball vs. Avalanche Method

(10:41) Why Do People Get Into Debt?

(12:01) It’s So Easy to Spend Today

(14:23) Everybody Wants You to Spend

(17:24) Spending Summaries

(20:32) How Taking a Timeout Can Help You to Spend Purposely

(21:59) Credit Scores

(25:48) Pay Yourself First, But Revisit the Amount

(27:39) Are FHSAs Always Best?

(29:05) Don’t Chase Discounts on Things You Don’t Need

(32:39) Buying Used Can Come With Opportunity Costs

(34:17) How to Prevent Financial Fraud

(43:45) What’s The Worst Investment Kelley Has Ever Made?

(44:17) What’s The Smartest Investment Kelley Has Ever Made?

(45:39) Conclusion

Our guest this episode is the legendary Canadian comedian Gerry Dee! You know him as the creator and star of “Mr. D” and the host of “Family Feud Canada”—but did you know “The Wealthy Barber” is one of the five books he’s ever read?

In this 15ish minute episode, Gerry sits down with Dave to talk about the lessons he learned during his early career as a teacher, his leap into stand-up comedy, his big break with “Mr. D” and how all of those experiences shaped how he thinks about money.

Tune in for laughs, insights and a fun dose of nostalgia!

Show Notes

(00:00) Intro & Disclaimer

(00:55) Intro to Gerry Dee

(02:14) Gerry’s Early Life

(04:20) Gerry’s Career as a Comedian & Entrepreneur

(07:56) Lessons Learned From Gerry’s Athletic Background

(12:16) When Gerry’s Career Took Off

(13:43) The Story of Mr. D

(14:33) Gerry’s Investing Approach

(17:41) The Best Investment Gerry Ever Made

(18:17)  Does Gerry Follow The Wealthy Barber Principles?

(20:08) Conclusion