Épisodes

  • EP405 CAD to USD Forecast 2026 Where the Canadian Dollar Could Go (Rates, Tariffs, and Volatility) with Rahim Madhavji

    EP405 CAD to USD Forecast 2026 Where the Canadian Dollar Could Go (Rates, Tariffs, and Volatility) with Rahim Madhavji
    Jan 29 2026
    Raheem Madjavi from Knightsbridge FX joins Glen Sutherland to unpack what’s driving the Canadian dollar vs. U.S. dollar and what Canadians should watch in 2026. They discuss key macro factors that move currency markets—interest rate differentials, jobs/GDP, oil and commodities, and trade-policy uncertainty—plus why the USD/CAD rate can stay volatile when policy shifts and headlines change fast. Raheem shares practical scenarios for how the loonie could strengthen modestly if U.S. rates come down, and why Canada’s outlook also depends on broader economic resilience and trade outcomes. They also get tactical for Canadians investing in U.S. real estate: why bank FX spreads and wire mistakes can quietly cost hundreds (or thousands), and how to avoid getting “hosed” on exchange rates when moving large sums. Raheem explains how Knightsbridge works and walks through the common ways to move money cross-border—bill payment (CAD only), wire transfers (fast, often same/next day), and debit/credit between accounts (slower but convenient)—including when each method makes sense. The big takeaway: don’t obsess over perfectly timing the currency market; focus on the underlying investment, reduce friction and fees, and execute a clean transfer strategy when you’re ready.
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    36 min
  • EP404 Why Most People Fail at U.S. Real Estate

    EP404 Why Most People Fail at U.S. Real Estate
    Jan 19 2026
    In this episode, Glen Sutherland reflects on eight years of releasing a podcast episode every single week and breaks down how long-term consistency has played a major role in his success. He explains that his results didn’t come from viral moments or overnight wins, but from showing up week after week—even when it was boring, unsexy, and felt like nothing was happening. Glen highlights why most people quit too early, often confusing activity with progress or expecting momentum before they’ve earned it, and emphasizes that consistency compounds in business, real estate, and life. However, Glen makes a critical distinction: consistency alone is not enough. Success comes from consistent, correct actions, not just staying busy. Using real estate as an example, he explains why education without execution keeps investors stuck in a “comfort zone trap” and outlines the actions that actually move the needle—deal analysis, building teams, making offers, tracking KPIs, and creating systems that outperform motivation. He closes by reminding listeners that results take time, lag is normal, and real growth comes from doing the right things long enough for them to compound, while challenging listeners to reflect on where they may be consistent but not effective.
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    14 min
  • EP403 Florida Investing for Canadians, What You MUST Know Before Buying with Lancelot Lenard

    EP403 Florida Investing for Canadians, What You MUST Know Before Buying with Lancelot Lenard
    Jan 15 2026
    Lancelot Lennard is a Florida realtor, investor, contractor, and non-profit founder who focuses on the Daytona / Volusia County area. He explains why he left Miami for Daytona: Miami’s become a “billionaire playground” with weak ROI for small investors, while Daytona still has mom-and-pop landlords, realistic prices, and solid opportunities for both buy-and-hold and flips. He breaks down where he sees opportunity in Florida right now, noting that the market is still somewhat buyer-leaning, allowing strong negotiation on both price and repairs. He also walks through the short-term rental landscape around Daytona Beach, Daytona Beach Shores, Port Orange, and parts of Ponce Inlet—stressing the importance of zoning, municipal rules, and HOA bylaws to ensure Airbnb/STR is actually permitted. A big part of the discussion is around the recent changes to realtor commissions in the U.S. After the NAR settlement, buyer-agent commissions are no longer automatically offered in the MLS, and agents must now have buyers sign an exclusive agreement before showings. Lancelot explains how this impacts first-time buyers, lower-income buyers, and Canadian investors who are used to the old “seller pays both sides” model. He also touches on Florida’s proposed elimination of property tax on primary residences, current homestead rules, and what that could mean for dual citizens or retirees relocating from high-tax states. The episode closes with practical tips on how Canadians should vet investor-friendly agents (ask about zoning maps, NOI and cap rates) and how to clearly define scope in buyer-broker agreements so you don’t accidentally commit yourself to multiple agents at once.
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    25 min
  • EP402 From Firefighter to Deal Maker- Learning to Bring Value to the Table with Dave Seymour

    EP402 From Firefighter to Deal Maker- Learning to Bring Value to the Table with Dave Seymour
    Jan 8 2026
    In this episode of A Canadian Investing in the U.S., Glen Sutherland sits down with Dave Seymour to unpack his incredible journey from blue-collar firefighter to nationally recognized real estate investor and educator. Dave shares how financial illiteracy, predatory lending, and the 2008 financial crisis nearly cost him everything—and how a pivotal decision to invest in education and take massive action changed the trajectory of his life. From learning real estate fundamentals during the crash to completing his first deal and eventually leaving the fire department, Dave’s story is a raw and honest look at what’s possible when preparation meets opportunity. The conversation dives deep into the importance of execution, relationships, and coaching in real estate investing. Dave explains why real estate is fundamentally “5th-grade math,” why mentorship is worth every dollar, and how buying access to other people’s mistakes can save investors hundreds of thousands—or more. He also breaks down his current focus on larger multifamily opportunities (25+ units), market selection, underwriting discipline, and capital alignment, offering valuable insight for investors ready to move beyond single-family deals.
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    21 min
  • EP401 How Canadian Real Estate Investors Should Prepare for Tax Season (Cross-Border CPA Tips) Tim Miron

    EP401 How Canadian Real Estate Investors Should Prepare for Tax Season (Cross-Border CPA Tips) Tim Miron
    Jan 1 2026
    In this episode of Canadian Investing in the U.S., Glen sits down with Tim Miron, CPA, founder of Pursuit CPA, to walk Canadian investors through how to properly prepare for tax season, especially when dealing with cross-border real estate and business income. Tim explains why January–March is the ideal time to get organized instead of waiting until April, and highlights common bottlenecks that slow down tax filings. The discussion covers ITIN requirements, what documents accountants actually need (and what they don’t), how to properly summarize rental income and expenses, and when large repairs should be reviewed more closely. The conversation also dives into cross-border reporting, including T1134 and T1135 filings, HST considerations for short-term rentals, Airbnb reporting rules, and why tracking exchange rates on major capital expenses matters. This episode is a must-listen for Canadian investors who want to reduce stress, avoid penalties, and make tax season smoother on both sides of the border.
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    17 min
  • EP400 How to Buy your 1st US Property with Glen Sutherland

    EP400 How to Buy your 1st US Property with Glen Sutherland
    Dec 24 2025
    In this special 400th episode, Glen shares the full story of how he bought his very first U.S. investment property and all the mistakes that came with it. After struggling to scale his Canadian portfolio due to rising prices, lender limitations, and tenant issues, he turned to U.S. podcasts for answers and eventually bought a turnkey property in Huntsville, Alabama using a HELOC from his Ontario home. Glen admits he didn’t understand lending, valuations, property management, wire transfers, or the major differences between Canadian and American real estate. He trusted every number from the turnkey provider, bought the property sight unseen, and quickly learned the challenges of using a large national property manager, handling accounting disputes, and navigating cross-border money transfers. Despite all the mistakes, Glen stresses that taking action mattered more than having everything figured out. That first imperfect deal became the catalyst for every U.S. property he bought afterward in Kansas City, Indianapolis, and Ohio. Looking back, he says hiring an experienced coach would have saved him money, stress, and years of slow growth—but he still credits that first deal for creating momentum and opening doors. Today, Glen encourages Canadians to leverage the abundance of U.S. real estate opportunities, do proper due diligence, and get guidance so they can scale faster, avoid expensive errors, and build a real business. If listeners are ready to take the next step, he invites them to book a free consult call and get personalized help. glensutherland.com/consult
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    14 min
  • EP399 Where the U.S. Real Estate Market Turns Next with Neal Bawa

    EP399 Where the U.S. Real Estate Market Turns Next with Neal Bawa
    Dec 18 2025
    In this episode of A Canadian Investing in the U.S., Glen Sutherland welcomes renowned data-driven real-estate investor Neil Bawa. Neil shares his journey from tech entrepreneur to full-time real-estate operator after selling his company in 2013 and facing a huge tax bill that pushed him into multifamily investing. He now manages a $660 million portfolio across multifamily, self-storage, industrial, and student-housing projects, backed by 1,300 accredited investors. Neil explains why he diversifies across asset classes—citing supply-cycle shifts, learning opportunities, and partnerships—as well as the value of publishing commercial-real-estate data to attract like-minded, analytical investors. Later, the conversation turns to market cycles and practical indicators of when new opportunities emerge. Neil predicts that within 18 months, most U.S. metros will transition from oversupply to shortage, starting a new bullish phase. He outlines how professionals can track this shift using CoStar, Yardi, RealPage, or Hello Data, and even simple rent-growth trends above 2 percent as a signal of recovery.
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    15 min
  • EP398 The Best Tax Strategy Is a Year-Round Mindset with Priscila Cosentino

    EP398 The Best Tax Strategy Is a Year-Round Mindset with Priscila Cosentino
    Dec 11 2025
    In this episode of Canadian Investing in the U.S., host Glen Sutherland interviews Priscilla (Pre) Cosentino, a U.S.-based financial advisor, author, and mentor who specializes in helping clients build a true wealth mindset. Priscilla explains that financial planning is about much more than simply accumulating money—it’s about aligning one’s financial goals with personal values and life purpose. She shares examples of clients with vastly different goals, from relocating overseas to buying a first home or going back to school, emphasizing that understanding what matters most to each person drives the right financial and investment strategies. The conversation then dives into tax planning—a subject many people only think about when faced with a large bill. Priscilla stresses that effective tax planning must be proactive, not reactive, and should begin now, regardless of the time of year. She encourages investors to build an “A-Team” of professionals—financial planner, CPA, and attorney—who collaborate to design forward-looking strategies that balance current actions with future goals. She also offers practical advice on how to prepare for planning meetings, such as bringing an overview of assets, account types, and investment values. The episode closes with a thought-provoking reminder: financial planning should start with your end goal in mind—how you want to be remembered and what legacy you want to leave behind—and then reverse-engineer your path toward that vision.
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    16 min