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Jeremiah is an Executive Vice President at Colliers & one of the leading Land & Building Salespeople in Canada

This episode we are going to look at the current Housing Correction from the point of origin: buying the land to start the Development. He takes is through the Boom Cycle & the Bust Cycle

How did we get here?

And how long is this current cycle going to last

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Realosophy Realty

Having John on the Pod was breakthrough in thinking about the true reasons behind Batshit Crazy House Prices in Canada. Has the mindset of Homes as an INVESTMENT & all that comes with that thinking created an environment of never ending price spirals. How Canada's last big Housing Crisis in 1946 - 1956 was solved without any home price increases

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#1 Insolvency Trustees In Ontario

Scott is a return guest with extremely timely updates on Insolvency Trends in in the Province. Hoyes Michalos is the top Consumer Insolvency Firm in: they have the best data

Truly awful Trends:

Massive Increase In Homeowner Insolvencies

CRA goes wild - an extreme increase in Aggressive Collections

Credit Availability has DRIED UP

Indicators of the future right here

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Here's What's New

Ron & Sacha review the Breaking News on Mortgage Rates. Canadian 5 - Yr Bond Yields push 5 - Yr Fixed Rate Mortgage in the low 4% Range, the Sweet, SWEET 3.64% 5 - Yr Fixed Rates are gone, is it time to Switch Back to Variable

Also a flurry of house purchases in a really terrible Resale Market: what going on? It's Interesting: all the purchases were LESS than the list prices

And Ron has a message for BC Premier Dave Eby..... not a nice one

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Want to Build Your Own House?

Derek is the President of Westboro MIC & one of their Specialties is providing Construction Mortgages to Ontarians to build their own homes. It's complicated, the Borrower needs a lot of cash to get started & should be prepared to for a complex process to finish but it's possible

Ron & Derek cover the Private Lending landscape in detail

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Nobody Knows Real Estate Like An Expert Lender

Nick Is one of the very top Equity Lenders in Canada

His Company RiverRock Mortgage Investment Corporation is one of the best run operations in Ontario

Ron & Nick break down Product & Regions in Real Estate & Mortgage all across Ontario

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On The Street Mortgage Broker Feedback

Rob is one of our favorite guests & this Pod is so damn funny

What's going on in Mortgage World: Purchases way down, Renewals & Refinances way up

How the economy impacts on Mortgage Choices & it is really starting to go in direction

What should we expect from the economy in the next 2 quarters

And GOD SAVE KING CHUCK

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What A Finish!

One of the most hard fought & important elections in generations comes to a close & some people are cheering & others in tears

And Real Estate in Ontario in particular is entering a new phase of worries & most importantly the need for urgent attention to Low Rise Housing development had never been more compelling

Ron really loses it on the insanity of the Greenbelt

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