In this episode, Brett Tanner and co-host Katelyn Mitchell walk through the exact end-of-year and start-of-year wealth checklist they personally use to manage their businesses, reduce taxes, and grow long-term wealth.

This episode is highly tactical — Brett covers how to update entity structures, evaluate your investments, adjust your wealth plan, review rental performance, optimize retirement accounts, and create a simple 12-month business and financial roadmap.

If you're building wealth, this episode shows you precisely what to review, update, and execute every December and January to stay on track for long-term financial freedom.

• Clean up your entity structure yearly.

A simple, accurate flowchart helps your CPA and improves tax strategy.

• Track your wealth consistently.

Monthly net worth and annual plan updates keep you on course.

• Review every rental property annually.

Update values, cash flow, and return metrics to spot underperformers.

• Fix or reposition bad assets.

Refinance, improve, raise rents, or sell—don’t hold dead weight.

• Max out your retirement accounts.

HSA, Roth, Backdoor Roth, and self-directed accounts accelerate long-term wealth.

• Build a simple 1–3–5 wealth plan.

One goal, three priorities, five actions—clarity drives results.

• Wealth is a system, not luck.

Small yearly adjustments compound into financial freedom.

00:00 — Intro

01:30 — Why Your Wealth Plan Must Be a Checklist

02:45 — End-of-Year Framework Overview

05:00 — Update Your Entity Flowchart

09:50 — How to Review Your Entities Properly

14:00 — Update Your Wealth Plan & Personal Balance Sheet

19:00 — Understanding Net Worth Tracking

25:00 — Your 30-Year Plan & Annual Review

28:30 — Update Rental Property Fair Market Values

33:00 — Expense Ratio: The #1 Driver of Rental Success

39:00 — What To Do With Underperforming Assets

43:00 — Retirement Accounts You Should Optimize

49:00 — Building Your 1-3-5 Wealth Plan

55:00 — Final Steps: Calendar, tax strategy, and business financial review

• Entity Structure Template (LLC + Trust Flowchart)
• Personal Balance Sheet Template
• 30-Year Wealth Plan Template
• Rental Tracker Spreadsheet
• 1-3-5 Wealth Planning Template
• Flash Report (Business KPIs)
• Be Wealthy Retirement Account Guide

(Insert actual links once Katelyn provides assets.)

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👉 www.BeWealthy.com

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In this episode of the Be Wealthy Podcast, Brett Tanner sits down with real estate powerhouse and team leader Dan Beer, whose organization has produced over $900M in sales and now spans more than 150 agents across multiple states.

Dan opens up about his early money beliefs growing up in Mexico City, how childhood programming can shape (and limit) our financial destiny, and the deep inner work required to break through those mental ceilings.

He and Brett dive into mindset, wealth identity, personal evolution, and why self-awareness—not strategy—is the true unlock toward long-term success. Dan also shares his journey of merging his business with another top team, navigating leadership at scale, and building a life centered around peace, purpose, and continuous growth.

This episode blends high-level strategy with emotional intelligence, inner work, and the psychology behind wealth creation.

• Your 10-year-old self still runs your financial life—until you consciously rewrite the script.
• Childhood beliefs often shape how big you allow yourself to play.
• Inner work unlocks outer wealth.
• You cannot out-earn your lack of awareness. Self-development is the secret to breaking income ceilings.
• Business is a spiritual journey.
• Entrepreneurship forces you to confront your patterns, triggers, and identity.
• Wealth = peace, not money.
• Real wealth is freedom from anxiety, clarity in thought, and alignment in life.
• Your team must evolve as you evolve.
• Your CPA, advisors, and inner circle must match your current level—not your past one.
• Goals are an orientation, not a finish line.
• When you enjoy the journey instead of living in the gap, momentum comes naturally.

00:00 – Introduction: Meet Dan Beer

01:00 – Dan’s Roots: Growing Up in Mexico City & Early Money Beliefs

05:00 – Watching His Parents Rise, Fall, and Rise Again

07:00 – “That’s Not For Us”: Limiting Money Scripts from Childhood

09:00 – Investing From Your Former Self vs. Your Present Self

12:00 – Why Inner Work Matters More Than Business Tactics

15:00 – Business as a Spiritual Journey

18:00 – Dan’s Daily Mindfulness & Deep Work Practices

20:00 – Hard-Charging Dan vs. Evolved Dan: How Success Changes You

23:00 – The IRS Lesson & Losing Seven Figures to Taxes

27:00 – Rethinking Goals: Orientation Over Outcome

30:00 – The Power of Measuring Backward (Gap vs. Gain)

33:00 – The Million-Dollar Savings Breakthrough

36:00 – Creating Tax, Wealth & Personal Spending Accounts

40:00 – Lifestyle Creep & Fixing Money Systems at Home

43:00 – Why Your CPA Must Evolve With You

46:00 – Inside Dan’s 150-Agent, 900M+ Organization

50:00 – Leadership, Marriage, and the Whole-Person Approach

55:00 – The Real Ceiling: Your Unresolved Personal Patterns

57:00 – Dan’s Most Impactful Books & Final Lessons on Wealth

• Books Mentioned:
• – The Richest Man in Babylon
• – The Untethered Soul by Michael A. Singer
• – Letting Go by David Hawkins
• – The Surrender Experiment by Michael A. Singer
• Wealth & Mindset Concepts:
• – Gap vs. Gain Concept (Dan Sullivan)
• – Passive Income vs. Lifestyle Creep
• – The Power of Automating Tax & Savings
• – Deep Work / Inner Work Routines

🚨 BE WEALTHY...

In this episode of the Be Wealthy Podcast, Brett Tanner sits down with real estate investor and mortgage expert Josh Mettle to unpack the real truth about building wealth in today’s economic environment.

Josh shares his journey from buying single-family rentals with little cash flow, to scaling into large multifamily assets, and ultimately becoming a sophisticated investor who understands inflation, risk, and long-term wealth creation.

This powerful conversation dives deep into the realities of today’s housing market, what actually creates financial freedom, and why many investors get stuck chasing low-return, high-friction strategies. Josh also reveals how he shifted from hustling “for cash flow” to building a portfolio that compounds safely, sustainably, and with far less stress.

- Hard assets win long-term. Real wealth is created through assets that appreciate, hedge inflation, and give you optionality.

- Cash flow isn’t always in the first phase. Early investing gives you equity; the cash flow often comes in the later stages through refinancing or trading up.

- Single-family rentals are harder today. Higher repairs, taxes, insurance, and tenant behavior make cash flow challenging without the ability to bill back costs.

- Know your return on equity. Investors should measure actual dollars distributed vs. the total equity tied up — many would be better off reallocating.

- Mindset matters. Wealth comes from disciplined thinking, resiliency, and moving from “hustle energy” to strategic, sustainable growth.

00:00 – Introduction: Meet Josh Mettle

02:00 – Early Investing: How Josh Started in Single-Family Rentals

05:00 – Understanding Today’s Housing Market vs. the 1990s

12:45 – The Challenge of Cash Flow in 2024–2025

17:15 – Stage 2: Discovering Return on Equity & Rethinking Cash Flow

19:00 – Why Some Properties Are “High Friction, Low Payoff”

23:00 – From Rentals to Larger Assets: Scaling with Intention

27:00 – Inflation, Rates, and the Hidden Forces Affecting Investors

32:00 – Why Many Investors Overestimate Their Returns

36:00 – Hard Assets vs. The Dollar: Protecting Yourself from Inflation

40:00 – Silver, Gold, Bitcoin — and Why They Matter Today

45:00 – AI, Silver Demand, and Global Economic Shifts

52:00 – The True Cost of Being a Landlord in the Modern Market

57:00 – What Josh Wishes Investors Understood About Wealth

1:03:00 – Final Insights: Building Long-Term Financial Freedom

• Josh’s Article: WTF Happened to the American Dream: https://www.linkedin.com/pulse/wtf-happened-american-dream-joshua-mettle-zoh1c/?trackingId=AIL36sgKQKiAfbWux2UVJg%3D%3D
• Josh on The Jason Hartman Podcast: https://youtu.be/zlE23yF95DI?si=TfcDMCEKVPOmfE__

• https://www.jameslavish.com/
• https://www.youtube.com/@allin
• https://www.youtube.com/@JasonHartmanEmpoweredInvestor
• https://www.zerohedge.com