In this episode, Brett Tanner and co-host Katelyn Mitchell walk through the exact end-of-year and start-of-year wealth checklist they personally use to manage their businesses, reduce taxes, and grow long-term wealth.

This episode is highly tactical — Brett covers how to update entity structures, evaluate your investments, adjust your wealth plan, review rental performance, optimize retirement accounts, and create a simple 12-month business and financial roadmap.

If you're building wealth, this episode shows you precisely what to review, update, and execute every December and January to stay on track for long-term financial freedom.

• Clean up your entity structure yearly.

A simple, accurate flowchart helps your CPA and improves tax strategy.

• Track your wealth consistently.

Monthly net worth and annual plan updates keep you on course.

• Review every rental property annually.

Update values, cash flow, and return metrics to spot underperformers.

• Fix or reposition bad assets.

Refinance, improve, raise rents, or sell—don’t hold dead weight.

• Max out your retirement accounts.

HSA, Roth, Backdoor Roth, and self-directed accounts accelerate long-term wealth.

• Build a simple 1–3–5 wealth plan.

One goal, three priorities, five actions—clarity drives results.

• Wealth is a system, not luck.

Small yearly adjustments compound into financial freedom.

00:00 — Intro

01:30 — Why Your Wealth Plan Must Be a Checklist

02:45 — End-of-Year Framework Overview

05:00 — Update Your Entity Flowchart

09:50 — How to Review Your Entities Properly

14:00 — Update Your Wealth Plan & Personal Balance Sheet

19:00 — Understanding Net Worth Tracking

25:00 — Your 30-Year Plan & Annual Review

28:30 — Update Rental Property Fair Market Values

33:00 — Expense Ratio: The #1 Driver of Rental Success

39:00 — What To Do With Underperforming Assets

43:00 — Retirement Accounts You Should Optimize

49:00 — Building Your 1-3-5 Wealth Plan

55:00 — Final Steps: Calendar, tax strategy, and business financial review

• Entity Structure Template (LLC + Trust Flowchart)
• Personal Balance Sheet Template
• 30-Year Wealth Plan Template
• Rental Tracker Spreadsheet
• 1-3-5 Wealth Planning Template
• Flash Report (Business KPIs)
• Be Wealthy Retirement Account Guide

(Insert actual links once Katelyn provides assets.)

🚨 BE WEALTHY WEBSITE 🚨

👉 www.BeWealthy.com

📱 Follow Be Wealthy:

Facebook: / brettbewealthy

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In this episode of the Be Wealthy Podcast, Brett Tanner sits down with real estate powerhouse and team leader Dan Beer, whose organization has produced over $900M in sales and now spans more than 150 agents across multiple states.

Dan opens up about his early money beliefs growing up in Mexico City, how childhood programming can shape (and limit) our financial destiny, and the deep inner work required to break through those mental ceilings.

He and Brett dive into mindset, wealth identity, personal evolution, and why self-awareness—not strategy—is the true unlock toward long-term success. Dan also shares his journey of merging his business with another top team, navigating leadership at scale, and building a life centered around peace, purpose, and continuous growth.

This episode blends high-level strategy with emotional intelligence, inner work, and the psychology behind wealth creation.

• Your 10-year-old self still runs your financial life—until you consciously rewrite the script.
• Childhood beliefs often shape how big you allow yourself to play.
• Inner work unlocks outer wealth.
• You cannot out-earn your lack of awareness. Self-development is the secret to breaking income ceilings.
• Business is a spiritual journey.
• Entrepreneurship forces you to confront your patterns, triggers, and identity.
• Wealth = peace, not money.
• Real wealth is freedom from anxiety, clarity in thought, and alignment in life.
• Your team must evolve as you evolve.
• Your CPA, advisors, and inner circle must match your current level—not your past one.
• Goals are an orientation, not a finish line.
• When you enjoy the journey instead of living in the gap, momentum comes naturally.

00:00 – Introduction: Meet Dan Beer

01:00 – Dan’s Roots: Growing Up in Mexico City & Early Money Beliefs

05:00 – Watching His Parents Rise, Fall, and Rise Again

07:00 – “That’s Not For Us”: Limiting Money Scripts from Childhood

09:00 – Investing From Your Former Self vs. Your Present Self

12:00 – Why Inner Work Matters More Than Business Tactics

15:00 – Business as a Spiritual Journey

18:00 – Dan’s Daily Mindfulness & Deep Work Practices

20:00 – Hard-Charging Dan vs. Evolved Dan: How Success Changes You

23:00 – The IRS Lesson & Losing Seven Figures to Taxes

27:00 – Rethinking Goals: Orientation Over Outcome

30:00 – The Power of Measuring Backward (Gap vs. Gain)

33:00 – The Million-Dollar Savings Breakthrough

36:00 – Creating Tax, Wealth & Personal Spending Accounts

40:00 – Lifestyle Creep & Fixing Money Systems at Home

43:00 – Why Your CPA Must Evolve With You

46:00 – Inside Dan’s 150-Agent, 900M+ Organization

50:00 – Leadership, Marriage, and the Whole-Person Approach

55:00 – The Real Ceiling: Your Unresolved Personal Patterns

57:00 – Dan’s Most Impactful Books & Final Lessons on Wealth

• Books Mentioned:
• – The Richest Man in Babylon
• – The Untethered Soul by Michael A. Singer
• – Letting Go by David Hawkins
• – The Surrender Experiment by Michael A. Singer
• Wealth & Mindset Concepts:
• – Gap vs. Gain Concept (Dan Sullivan)
• – Passive Income vs. Lifestyle Creep
• – The Power of Automating Tax & Savings
• – Deep Work / Inner Work Routines

🚨 BE WEALTHY...

In this episode of the Be Wealthy Podcast, Brett Tanner sits down with real estate investor and mortgage expert Josh Mettle to unpack the real truth about building wealth in today’s economic environment.

Josh shares his journey from buying single-family rentals with little cash flow, to scaling into large multifamily assets, and ultimately becoming a sophisticated investor who understands inflation, risk, and long-term wealth creation.

This powerful conversation dives deep into the realities of today’s housing market, what actually creates financial freedom, and why many investors get stuck chasing low-return, high-friction strategies. Josh also reveals how he shifted from hustling “for cash flow” to building a portfolio that compounds safely, sustainably, and with far less stress.

- Hard assets win long-term. Real wealth is created through assets that appreciate, hedge inflation, and give you optionality.

- Cash flow isn’t always in the first phase. Early investing gives you equity; the cash flow often comes in the later stages through refinancing or trading up.

- Single-family rentals are harder today. Higher repairs, taxes, insurance, and tenant behavior make cash flow challenging without the ability to bill back costs.

- Know your return on equity. Investors should measure actual dollars distributed vs. the total equity tied up — many would be better off reallocating.

- Mindset matters. Wealth comes from disciplined thinking, resiliency, and moving from “hustle energy” to strategic, sustainable growth.

00:00 – Introduction: Meet Josh Mettle

02:00 – Early Investing: How Josh Started in Single-Family Rentals

05:00 – Understanding Today’s Housing Market vs. the 1990s

12:45 – The Challenge of Cash Flow in 2024–2025

17:15 – Stage 2: Discovering Return on Equity & Rethinking Cash Flow

19:00 – Why Some Properties Are “High Friction, Low Payoff”

23:00 – From Rentals to Larger Assets: Scaling with Intention

27:00 – Inflation, Rates, and the Hidden Forces Affecting Investors

32:00 – Why Many Investors Overestimate Their Returns

36:00 – Hard Assets vs. The Dollar: Protecting Yourself from Inflation

40:00 – Silver, Gold, Bitcoin — and Why They Matter Today

45:00 – AI, Silver Demand, and Global Economic Shifts

52:00 – The True Cost of Being a Landlord in the Modern Market

57:00 – What Josh Wishes Investors Understood About Wealth

1:03:00 – Final Insights: Building Long-Term Financial Freedom

• Josh’s Article: WTF Happened to the American Dream: https://www.linkedin.com/pulse/wtf-happened-american-dream-joshua-mettle-zoh1c/?trackingId=AIL36sgKQKiAfbWux2UVJg%3D%3D
• Josh on The Jason Hartman Podcast: https://youtu.be/zlE23yF95DI?si=TfcDMCEKVPOmfE__

• https://www.jameslavish.com/
• https://www.youtube.com/@allin
• https://www.youtube.com/@JasonHartmanEmpoweredInvestor
• https://www.zerohedge.com

In this episode of the Be Wealthy Podcast, Brett Tanner and co-host Katelyn Mitchell break down one of the most important concepts in wealth building: The Path of Money.

Brett walks through how wealthy people think about income, cashflow, reserves, investing, and the compounding machine that ultimately builds long-term freedom. Using real examples — including short-term lending deals, mid-term investments, and legacy real estate — Brett shows how anyone can move from human-capital income to capital-asset income.

This episode goes deep into cashflow systems, passive vs. active investments, creating a wealth plan, managing reserves, and understanding the psychology behind spending, saving, and investing. It’s a complete roadmap for anyone serious about achieving financial independence.

• Every dollar needs a job - The foundation of wealth is assigning purpose to every dollar — spend, donate, hold (reserves), or invest.
• You cannot build wealth without paying attention - Most people lose money because they don’t track their burn rate, rates of return, or monthly net worth. Pay attention.
• Human capital → Capital assets → Cashflow - The wealthy move from earning money with time (job/business) to earning money with money (assets).
• Reserves = Freedom + Peace - Everyone needs 12 months of burn rate saved before heavily investing — your “Don’t Get Hurt Plan.”
• Cashflow is more important than net worth - Two people can have identical wealth but completely different lives depending on what produces their income. Cashflow wins.
• The wealth machine must be passive + uninterrupted + compounding - Uninterrupted returns, passive investments, and compounding velocity accelerate financial independence.
• Learn your forever assets early - Start studying commercial or legacy assets today — opportunities go “on sale” during market cycles.

00:00 – Introduction & Brett’s fishing story

03:00 – What “The Path of Money” actually means

05:00 – Human Capital vs. Capital Assets explained

10:00 – Velocity of Money: Using cashflow to grow faster

14:00 – Compound interest: Working for vs. against you

16:00 – Moving from surviving → thriving → investing

20:00 – The Four Decisions: Spend, Donate, Hold, Invest

23:00 – The 12-Month Reserve Rule (Don’t Get Hurt Plan)

26:00 – Using high-yield savings for short-term money

28:00 – The difference between lending vs. owning assets

33:00 – How to properly calculate returns & avoid “lazy” investing

40:00 – Cashflow vs. Net Worth — The real difference in lifestyle

47:00 – Brett’s real Starbucks deal case study (Mailbox Money)

53:00 – Why your wealth plan must use 10-, 20-, and 30-year timelines

57:00 – Passive vs. Active: Why passive wins long-term

1:03:00 – Studying forever assets (commercial real estate)

1:20:00 – Building the snowball that leads to financial freedom

1:23:00 – Final lesson: Pay attention to your money or lose wealth

– Path of Money (from Gary Keller)

– Velocity of Money

– Human Capital → Capital Assets

– Cashflow vs. Net Worth

– Forever Assets

– High-yield savings accounts

– Sweep accounts for automatic 3–4% returns

– Private lending and short-term notes

– Long-term real estate and commercial properties

– Average Sucks – Michael Bernoff (micro-transfers strategy)

– Compounding...

In this episode of the Be Wealthy Podcast, Brett Tanner talks with powerhouse mortgage leader Shayla Gifford, who shares her journey from humble beginnings and family challenges to building a billion-dollar business and a life of balance.

Shayla opens up about growing up in a hardworking, disciplined family, developing resilience early, and turning those lessons into entrepreneurial drive. She reveals how hitting her financial goals didn’t bring fulfillment — and how redefining success through purpose, balance, and freedom transformed her life.

This episode dives deep into high performance, leadership, burnout recovery, and building wealth without losing yourself along the way.

🔑 TOP TAKEAWAYS

• Winning is a mindset. True success starts from self-belief and consistent habits.
• Reinvention is key. Each stage of life requires new focus, systems, and identity.
• Burnout is a teacher. Slowing down can unlock clarity, freedom, and better leadership.
• Structure creates space. Systems and routines empower balance — not restrict it.
• Legacy over hustle. Real wealth is the ability to design a life you truly love.

⏱️ TIMESTAMPS

00:00 – Introduction: Meet Shayla Gifford

01:00 – Growing Up in a Driven, Working-Class Family

04:00 – Early Lessons: Strength, Discipline, and “Changing the Channel”

08:00 – Building Resilience and the Desire to Be Exceptional

12:00 – From Network Marketing to Real Estate and Mortgages

16:00 – Learning the Value of Money and Security

19:00 – 2008 Market Crash: Adapting and Door-Knocking for Refis

23:00 – Discovering Coaching and the Power of Systems

27:00 – Building a Sustainable, Scalable Business

30:00 – Hitting the $4 Million Goal – and Realizing “Nothing Changed”

34:00 – The Journey from Success to Significance

37:00 – Scaling, Leadership, and Building Teams

42:00 – Burnout and the Shift Toward Work-Life Balance

45:00 – Living Abroad in Spain: The Reset that Changed Everything

50:00 – Reinvention, Time Freedom, and Working 3 Days a Week

54:00 – Building Systems for Freedom and Long-Term Success

58:00 – Redefining “On Fire”: The 4 Domains of Fulfillment

1:00:00 – Final Thoughts: Getting Better Every Year

🧭 RESOURCES & MENTIONS

• Guild Mortgage – Shayla’s leadership and growth journey
• Catalyst Coaching Program – Shayla’s framework for high-performing loan officers
• EOS (Entrepreneurial Operating System) – for leadership and team structure
• Win By Noon Planner by Todd Bookspan
• The 7-Day Weekend by Ricardo Semler
• The Be Wealthy Mastermind – Brett Tanner’s coaching community

🚨 BE WEALTHY WEBSITE 🚨

👉 www.BeWealthy.com

📱 Follow Be Wealthy:

Facebook: / brettbewealthy

Instagram:

In this episode of the Be Wealthy Podcast, Brett Tanner sits down with real estate leader Dustin Runyon, who shares his powerful journey from being broke and deep in debt to developing over 1,200 acres and leading one of the top real estate teams in the country.

Dustin opens up about his early struggles with money, lessons from failure, and how he transformed his mindset from scarcity to abundance. Together, Brett and Dustin unpack how discipline, self-awareness, and clear money rules can create real freedom and peace of mind.

This episode dives deep into rebuilding after failure, mastering your relationship with money, and creating a life built on focus, alignment, and long-term wealth.

🔑 TOP TAKEAWAYS

• Financial discipline creates freedom. Lasting wealth comes from structure and habits, not quick wins.
• Active income is your foundation. Keep building before chasing “passive” opportunities.
• Debt is a teacher. Learning from mistakes is the most powerful investment you can make.
• Know your “floor.” Build a savings base that covers your lifestyle for 12–24 months before investing.
• Invest only in what you understand. Simplicity and patience outperform risky, shiny strategies.

⏱️ TIMESTAMPS

00:00 – Welcome & Introduction of Dustin Runyon

01:15 – Growing Up With a Scarcity Money Mindset

05:15 – Starting in Real Estate During the 2008 Crash

07:30 – Chasing Image, Validation & Lifestyle

09:30 – Avoiding Financial Reality & Taxes

13:00 – Discovering $1M in Tax Debt

15:00 – 16 Months of Extreme Financial Discipline

18:30 – Paying Off Debt & Regaining Control

20:00 – First $1M in the Bank After Debt

24:00 – Creating a Financial “Floor” for Freedom

30:00 – Living Below Your Means & Smart Investing

36:00 – Active vs. Passive Income Truth

42:30 – Dustin’s Rules on Debt

48:30 – Leading From Abundance, Not Scarcity

57:15 – Final Thoughts on Wealth, Discipline & Freedom

🧭 RESOURCES & MENTIONS

• The Be Wealthy Mastermind – Brett Tanner’s coaching community
• The 4-Hour Workweek by Tim Ferriss – on freedom and leverage
• The Almanack of Naval Ravikant – principles on wealth and peace of mind
• Rich Dad, Poor Dad by Robert Kiyosaki – rethinking money and mindset
• Gary Keller – teachings on discipline and wealth building

🚨 BE WEALTHY WEBSITE 🚨

👉 www.BeWealthy.com

📱 Follow Be Wealthy:

Facebook: / brettbewealthy

Instagram:

In this episode of the Be Wealthy Podcast, Brett Tanner and co-host Katelyn Mitchell unpack how the wealthy think differently about time and relationships — and why mastering both is the foundation for long-term freedom.

They discuss how successful entrepreneurs leverage delegation, guard their calendars, and build powerful connections that multiply opportunity.

This conversation goes deep into creating leverage in life, scaling impact through people, and protecting your most valuable resource — your time.

• Time is the ultimate currency. How you invest it determines your wealth trajectory.
• Wealthy people buy back their time through delegation, systems, and automation.
• Relationships are your greatest ROI. Surround yourself with growth-oriented people who elevate your vision.
• Learning to say “no” is a superpower that protects your focus and energy.
• Freedom isn’t about working less — it’s about working intentionally on what moves the needle most.
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⏱️Timestamps

00:00 – Introduction: Welcome to the Be Wealthy Podcast

05:00 – Entering the Resort Business

10:00 – The Circles of Relationships Explained

15:00 – Understanding Time and Relationship Priorities

20:00 – Defining Lifetime Relationships

25:00 – Building Long-Term Connections

30:00 – Identifying Your Inner and Outer Circles

35:00 – Turning Acquaintances into Real Connections

40:00 – Managing Draining Relationships

45:00 – The “Average of Five People” Principle

50:00 – Mentorship, Role Models, and Influence

55:00 – Defining What True Wealth Really Means

1:00:00 – Closing Thoughts: Building a Life of Purpose and Freedom

• Tim Ferriss – “The 4-Hour Workweek” (on buying back time and creating leverage)
• Naval Ravikant – “Leverage, Time, and Wealth” Podcast Clip
• Brett Tanner – Be Wealthy Mastermind (coaching and mentorship program)
• *Tony Robbins – Time Management & Energy Focus Framework
• The Pareto Principle (80/20 Rule) (on focusing on high-impact work)
• Be Wealthy Podcast Website: www.BeWealthyBrett.com

🚨 BE WEALTHY WEBSITE 🚨

👉 www.BeWealthy.com

📱 Follow Be Wealthy:

Facebook: / brettbewealthy

Instagram: / bewealthybrett

Twitter (X):

The Be Wealthy Podcast is back! Brett Tanner and Katelyn Mitchell kick off Season 2 with a powerful breakdown of Sam Altman’s viral post “What I Wish I’d Known” — reframed as a blueprint for entrepreneurs chasing freedom and wealth.

From failure, obsession, and raw horsepower to building teams and aligning incentives, Brett shares how the world’s most successful founders think. Plus, Katelyn reveals her journey from golf courses to real estate and how she joined Brett’s mission to #GetFree.

“You don’t learn by reading — you learn by doing. Sometimes you’ve got to throw your wallet over the fence.” – Brett Tanner

• Failure = Feedback: Every misstep is tuition for what comes next.
• Throw Your Wallet Over the Fence: Courage beats inaction every time.
• Raw Horsepower & Obsession: Why energy and urgency create momentum.
• Hustle Doesn’t Scale: Systems and data do.
• Incentives as Superpowers: Align motivation with profit.
• Recruit High-Impact People: Find those with “high horsepower.”
• Think in Decades, Execute in Weeks: Long-term vision, short-term speed.

00:00 – Welcome to Season 2 of Be Wealthy

01:15 – Meet Katelyn Mitchell & her journey into real estate

07:30 – How Brett crashed a KW event (and met Katelyn)

12:30 – Sam Altman’s 13 Lessons → “How to Become a Billionaire”

15:00 – Failure vs Feedback – seeing loss as learning

16:15 – “Throw Your Wallet Over the Fence” analogy

20:30 – Why soft launches kill momentum

24:00 – Cryotherapy startup story + the power of speed

33:00 – Incentives and ownership mindsets

44:00 – Focus & high-conviction bets

50:00 – Clear communication and fighting bureaucracy

54:00 – Recruiting high-horsepower people

58:30 – Think in decades, execute in weeks · #GetFree

• Sam Altman – “13 Things I Wish I’d Known”
• Fire Ready Aim by Michael Masterson
• The Internship (blender scene reference)
• Be Wealthy Podcast Website

🚨 BE WEALTHY WEBSITE 🚨

👉 www.BeWealthy.com

📱 Follow Be Wealthy:

Facebook: / brettbewealthy

Instagram:/ bewealthybrett

Twitter (X): / bewealthybrett

TikTok: / bewealthybrett

The Be Wealthy Podcast brings entrepreneurs the strategies to grow their business — then teaches them how to think about their money. Because wealth is far more than money — it’s freedom.

Hosted by Brett Tanner & co-pilot Katelyn Mitchell.

Mission: #GetFree.

📚 Free Resources: https://www.bewealthybrett.com/resources

🏦 Infinite Banking Education: SaveLikeaBank.com

⚡️ Cost Segregation Studies and 45L Tax Credit: