• Secrets of Tax Optimization and Minimization
    Jul 25 2025

    Learn the secrets of tax optimization and minimization for real estate investors in El Paso.

    This class is Module 45 of 46 in a series called Real Estate Investing Secrets.

    Topics covered in this module include:

    • The difference between Above the Line vs Below the Line tax benefits for real estate investors
    • The tax-free sale of a primary residence
    • A layman’s explanation of depreciation and depreciation recapture taxes for real estate investors
    • Accelerating depreciation to improve cash flow
    • Writing off repairs and maintenance on rental properties
    • Expensing landlord-paid utilities on rental properties
    • Writing off a home office and the downsides of doing so
    • Real estate investing related travel
    • Expensing meals for real estate investors
    • Writing off closing costs and other acquisition costs for real estate investors
    • How to deal with property management expenses from a tax perspective for real estate investors
    • Deductibility of insurance premiums for real estate investors
    • Mortgage interest tax deductions for real estate investors
    • Expensing accounting, legal, and other professional fees for real estate investors
    • Losses from casualty and theft for real estate investors
    • Expensing property taxes on your rental properties to save on taxes
    • Writing off the tools of the trade for real estate investors
    • Paying for and saving money on taxes with licenses, registration fees, and other taxes paid
    • Documenting and taking the business entity pass-through deduction for real estate investors
    • Plus much more...

    Check out the video and additional resources related to Secrets of Tax Optimization and Minimization.


    Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

    https://RealEstateFinancialPlanner.com/spreadsheet

    Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

    Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the El Paso real estate investor podcast? Book a free consultation to discuss.

    Voir plus Voir moins
    40 min
  • Secrets of Cash on Cash ROI and Cap Rates
    Jul 18 2025

    Learn the secrets of Cash on Cash ROI and Cap Rates in El Paso.

    This class is Module 44 of 46 in a series called Real Estate Investing Secrets.

    Topics covered in this module include:

    • The difference between capitalization rates and cash on cash return on investment
    • Why some real estate investors prefer one over the other
    • How to calculate each including the basic formula and deep visual dive into all the factors in the calculation
    • Where to see these calculations in your deal analysis spreadsheet
    • Why you might want to improve each and how to improve each
    • Plus much more...

    Check out the video and additional resources related to Secrets of Cash on Cash ROI and Cap Rates.


    Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

    https://RealEstateFinancialPlanner.com/spreadsheet

    Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

    Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the El Paso real estate investor podcast? Book a free consultation to discuss.

    Voir plus Voir moins
    41 min
  • Secrets of ROI versus Return on Equity
    Jul 11 2025

    Learn the secrets of return on investment and return on equity in El Paso.

    This class is Module 43 of 46 in a series called Real Estate Investing Secrets.

    Topics covered in this module include:

    • The 4 primary returns from rental properties and the additional area of return
    • The Return Quadrant™ with Reserves
    • Why measuring past returns is easy, but predicting future, pro-forma returns are more challenging and nuanced
    • The more speculative, more market-dependent returns on rental properties
    • The less speculative, more certain returns on rental properties
    • The cash now returns on rental properties and the cash later, wealth-building returns on rental properties
    • Measuring returns in dollars and as a return on investment
    • Where to see these returns on our deal analysis spreadsheet
    • Why the return when you buy a property becomes less important the longer you own a property… and what to do about it
    • It’s not just the return on equity… but this too
    • What stays the same and what changes between return on investment and return on equity
    • Where to see return on investment over time on our spreadsheet
    • What tends to happen to return on investment over time, the longer you own a rental property
    • What tends to happen to return on equity over time, the longer you own a rental property
    • What do many investors do about that phenomenon
    • Equity is not real… I prove it to you
    • What is real: introducing True Net Equity™
    • Equity versus True Net Equity™
    • Where to see True Net Equity™ on our spreadsheet
    • The cost-to-access True Net Equity™
    • Using True Net Equity™ when considering selling or refinancing a property
    • Plus much more...

    Check out the video and additional resources related to Secrets of ROI versus Return on Equity.


    Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

    https://RealEstateFinancialPlanner.com/spreadsheet

    Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

    Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the El Paso real estate investor podcast? Book a free consultation to discuss.

    Voir plus Voir moins
    1 h et 1 min
  • Secrets of Partnerships
    Jul 4 2025

    Learn the secret of real estate investing partnerships in El Paso.

    This class is Module 42 of 46 in a series called Real Estate Investing Secrets.

    Topics covered in this module include:

    • What are the 3 partnership roles
    • Applying real estate partnerships to a variety of real estate investing strategies
    • Partnering with the seller… especially when flipping properties
    • What is the marketplace value of each role and job in the partnership
    • How to finance deals when buying in a partnership
    • How various partnerships holding periods and exit strategies vary by real estate investing strategy and partner desires
    • A warning about the impact of changing partner desires
    • Are partnerships real estate investing or real estate entrepreneurship
    • How much money is required to invest using partnerships for each role and for what
    • What skills are required in partnerships for each role
    • How stable in investing in a partnership for each role
    • What is the risk exposure for each role in a partnership… it is not what you think
    • How quickly do you make money? And, what size of money do you make at what interval for each role in the partnership?
    • How to find partnership deals and partnership opportunities
    • How to analyze partnership deals
    • The ideal and most challenging market conditions for doing partnerships
    • Deal availability and accessibility for partnerships
    • Using retirement accounts to invest in partnerships
    • Plus much more...

    Check out the video and additional resources related to Secrets of Partnerships.


    Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

    https://RealEstateFinancialPlanner.com/spreadsheet

    Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

    Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the El Paso real estate investor podcast? Book a free consultation to discuss.

    Voir plus Voir moins
    1 h et 3 min
  • Secrets of Being Preferred Client
    Jun 27 2025

    Learn the secret of becoming the preferred real estate investor client that real estate agents and brokers in El Paso call first with all the best deals.

    This class is Module 41 of 46 in a series called Real Estate Investing Secrets.

    Topics covered in this module include:

    • How do you get a real estate agent/broker to call you first with the best deals? In other words, how do you become the preferred client that agents/brokers call first with all the best deals?
    • The 6 easy things you can do to get the call
    • What happens if the agent has one client; what happens if the agent has more than one client
    • What a typical day looks like for a real estate agent/broker… what are they dealing with when you think they should be calling you: actual number of emails, calls, texts, meetings and closings
    • With a schedule that… what are they doing for clients looking for properties
    • Are they obligated to send you deals?
    • What properties are they obligated to show you? And, what determines that?
    • When does that obligation start and expire?
    • What are the various deals that investors want to be called about
    • What happens when you’re proactive?
    • Intangibles for calling with deals
    • A discussion about commissions and who gets the discount
    • Plus much more...

    Check out the video and additional resources related to Secrets of Being Preferred Client.


    Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

    https://RealEstateFinancialPlanner.com/spreadsheet

    Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

    Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the El Paso real estate investor podcast? Book a free consultation to discuss.

    Voir plus Voir moins
    1 h et 10 min
  • Secret Real Estate Investing Horror Stories
    Jun 20 2025

    Learn secret real estate investor horror stories.

    This class is Module 40 of 46 in a series called Real Estate Investing Secrets.

    Topics covered in this module include:

    • Mike Tyson says, "Everyone has a plan: until they get punched in the face"... for real estate investors
    • Overcoming fear of tenants, toilets and termites
    • What is expected value and how does it apply to real estate investing
    • Thinking probabilistically for real estate investors
    • The importance of post-mortems and how it helps to reduce, eliminate or mitigate losses and maximizes gains and profits
    • Why making all the mistakes yourself is a novice move and what you should do instead
    • 16 horror stories shared
    • Plus much more...

    Check out the video and additional resources related to Secret Horror Stories.


    Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

    https://RealEstateFinancialPlanner.com/spreadsheet

    Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

    Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the El Paso real estate investor podcast? Book a free consultation to discuss.

    Voir plus Voir moins
    59 min
  • Secrets of Analyzing Multi-Family Properties
    Jun 13 2025

    Learn the secrets of analyzing multi-family properties in El Paso.

    This class is Module 39 of 46 in a series called Real Estate Investing Secrets.

    Topics covered in this module include:

    • The differences between analyzing a multi-family property with commercial financing and a single-family home with more traditional financing
    • Obviously, the numbers are larger when you’re analyzing multi-family property deals, but what about the nuance of the increases
    • How to deal with the listing and getting info on analyzing these types of deals
    • The difference between actual and pro-forma numbers
    • Why you might not be able to see all the units prior to making your offer and how it typically works with larger multi-family properties
    • Why and how to make adjustments to numbers provided to you
    • Determining the value of the property (ARV) and understanding the difference between these multi-family properties and smaller properties
    • Negotiating with multi-family sellers and their agents/brokers
    • How is financing different for 5+ units compared to financing < 5 units
    • What lenders typically look for when financing 5+ unit commercial loans
    • Down payments on 5+ unit commercial loans
    • Debt Service Coverage Ratios… how to calculate it and how it is used when analyzing multi-family properties
    • How amortization/loan term changes with multi-family financing
    • How interest rates differ from more traditional financing
    • The ugly truth about pre-payment penalties with 5+ unit commercial financing
    • Can lenders really insist on reviewing your financials every year when getting commercial financing
    • How closing costs change when analyzing multi-family properties
    • Analyzing properties where you are improving their economics… and how to represent that with rent ready costs
    • Why you’re much less likely to have to use cumulative negative cash flow when analyzing multi-family properties… and it is NOT because the properties cash flow better
    • Modeling monthly rents and monthly other income—especially if you’re improving rents—when analyzing multi-family properties
    • Correctly analyzing vacancy rates for multi-family deal analysis
    • Why you can’t just use the property taxes in the listing when analyzing these deals
    • Why you should call your insurance agent instead of using the seller’s insurance costs during deal analysis
    • Dealing with landlord-paid utilities on multi-family properties including modeling switching to billback for utilities
    • What common expenses might you see when analyzing multi-family properties
    • Dealing with maintenance and capital expenses during multi-family deal analysis
    • A word on liquidity challenges with multi-family
    • Multi-family pros and cons
    • Plus much more...

    Check out the video and additional resources related to Secrets of Analyzing Multi-Family Properties.


    Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

    https://RealEstateFinancialPlanner.com/spreadsheet

    Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

    Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the El Paso real estate investor podcast? Book a free consultation to discuss.

    Voir plus Voir moins
    1 h et 17 min
  • Secrets of Creative Financing
    Jun 6 2025

    Learn the secrets of creative financing and real estate entrepreneurship in El Paso.

    This DOUBLE LENGTH class is Module 38 of 46 in a series called Real Estate Investing Secrets.

    Topics covered in this module include:

    • What is creative financing and how to use it as a real estate investor
    • The 6 types of creative financing
    • Why you should only do deals that are win-win for all involved
    • The benefits and downsides of creative financing as an investor
    • Using jargon versus general discussions… especially with sellers
    • The importance of realizing that you’re not your sellers
    • Why would a seller do creative financing… and why might they not do it
    • The key characteristics of each type of owner financing, the benefits to the seller for doing that type, the qualifications for doing it and what the returns typically look like for each
    • The dangers of specific types of owner financing and why/when you might consider doing a different strategy instead
    • Dealing with seller’s equity
    • Which loans should you assume and which should you consider passing on
    • The differences between rent-to-own, lease-to-own, lease-option and lease-purchases and how attorneys can mix them
    • How much money is required for each type of creative financing
    • What happens to if you don’t buy
    • An advanced strategy that can add an extra $13,500 or more to your bottom line on some deals
    • With creative financing as an acquisition strategy, the options can you utilize on the back end
    • How active/passive are creative financing strategies and what is the typical holding period
    • What are the most common exits from creative financing deals and what financing do your buyers typically use
    • Is creative financial and real estate entrepreneurship more of a real estate investor activity or a real estate entrepreneurial activity
    • What money is required to do creative financing… the most common requirements and less common options
    • What credit is required and for which creative financing strategy
    • What skills are required to do creative financing
    • Are creative financing strategies active or passively stable
    • How scalable is utilizing creative financing and what are its limitations and strengths
    • How risky is creative financing… including a list of its risks
    • How do you find creative financing deals including a discussion of lazy and poor marketing methods
    • What are the best (and worst) market conditions for creative financing
    • How easily available/accessible are creative financing deals and where do you find them
    • Can you invest using creative financing strategies with your retirement accounts
    • A detailed discussion of the most common Frequently Asked Questions (FAQs) and Should Be Ask Questions (SAQs) about creative financing
    • How to think about collecting fees from your tenant-buyers
    • Plus much more...

    Check out the video and additional resources related to Secrets of Creative Financing.


    Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

    https://RealEstateFinancialPlanner.com/spreadsheet

    Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

    Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the El Paso real estate investor podcast? Book a free consultation to discuss.

    Voir plus Voir moins
    2 h et 21 min