In this episode, the guys break down the crucial difference between product and process in IBC—why a whole life policy is just the tool, not the strategy. They also give an update on Scott’s progress toward becoming a practitioner and talk about where real wisdom comes from.

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Contact: infinitemindset@blueskiesic.com

In this Thanksgiving episode, the guys kick things off with Scott’s chaotic battle to take his licensing exam—from failed proctoring software to last-minute rescheduling before Wisconsin’s deer season opens. They then shift into a deep dive on “barriers to capital,” breaking down how qualified plans, mortgages, and locked-up equity keep people from accessing their own money when they need it most. The conversation wraps with why proper structuring, control, and whole life strategies can eliminate these barriers and put financing back in your hands.

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In this episode of The Infinite Mindset Podcast, Andy, Scott, and Jared explore one of the most common questions in Infinite Banking—how much premium is the right amount? They break down what “meaningful and manageable” really means, why your first policy won’t solve every financial need, and how to think long-term about building your personal banking system. Along the way, they discuss the mindset shift required to see premium as a solution, not a cost—and how that shift transforms everything about how you manage money.

Example from Carlos Lara IBC tax strategy parts 1-3

https://infinitebanking.org/banknotes/an-ibc-tax-strategy-part-i-2/

https://infinitebanking.org/banknotes/an-ibc-tax-strategy-part-ii/

https://infinitebanking.org/banknotes/an-ibc-tax-strategy-part-iii/

• These articles are about using IBC as a cash-flow and financing system for business owners
• The tax bill is used as a catalyst / source of funding rather than just an expense out the door. The same dollars serve multiple purposes: building policy value + satisfying tax obligations.
• This is not a shortcut or magic — you still pay your taxes, you still need to follow rules; you’re simply redirecting flows and building a financial system tailored to you.

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Contact: infinitemindset@blueskiesic.com