OFFRE D'UNE DURÉE LIMITÉE. Obtenez 3 mois à 0,99 $/mois. Profiter de l'offre.
Page de couverture de Is It Covered?

Is It Covered?

Is It Covered?

Auteur(s): ROC Vox Podcast Network
Écouter gratuitement

À propos de cet audio

 Welcome to Is It Covered?, the podcast that makes insurance engaging, understandable, and even fun!

Hosted by Brian and Bruce Chapman, owners of the family-run JD Chapman Insurance Agency, this show dives into the world of insurance, answering the big question everyone asks: “Is it covered?”

Each episode, we break down real-life insurance claims, explore behind-the-scenes insights into the industry, and share the values that have guided our family business for over 60 years.

From home and auto coverage to commercial insurance and everything in between, Is It Covered? takes the complexity out of insurance while keeping it interactive and relatable.

Whether you’re a first-time insurance buyer or a seasoned business owner, tune in for stories, tips, and advice that help you protect what matters most.©2024 JD Chapman, Inc. Économie
Épisodes
  • Delivery Driver Runs Someone Over

    Delivery Driver Runs Someone Over
    Oct 14 2025
    A delivery run goes sideways when a company truck collides with a passenger car. Injuries, vehicle damage, police reports — and the big question: does the driver’s policy pay, the business’s policy, or both?

    In this episode of Is It Covered?, Bruce and Brian Chapman (with Rich) unpack how insurance actually responds when a crash happens mid-delivery — whether employees use company vehicles or their own cars for work.

    ✓ What Hired & Non-Owned Auto (HNOA) covers for businesses using employee vehicles
    ✓ Why a driver’s personal auto can deny claims for deliveries/commercial use
    ✓ How liability is split when both the driver and employer get pulled into a lawsuit
    ✓ What changes if it’s a company-owned truck vs. an employee’s car
    ✓ When higher limits or an umbrella policy can keep a bad crash from becoming a business-ender
    Whether you run a restaurant, contractor crew, or small fleet — or you deliver on the side — this episode shows how one wreck can expose costly coverage gaps.

    🎧 Listen now and make sure your next delivery isn’t a liability surprise.

    Have a claim scenario you want us to cover? Email brian@jdchapmaninc.com.

    #InsuranceClaim #CommercialAuto #DeliveryDrivers #HNOA #NonOwnedAuto #BusinessInsurance #JDChapman #IsItCovered
    Voir plus Voir moins
    9 min
  • Cash Vanishes From The Shop Overnight

    Cash Vanishes From The Shop Overnight
    Oct 7 2025
    You lock up the office one night, only to come back in the morning and discover the cash drawer has been emptied. The money is gone, and suddenly you’re facing tough questions: Who’s responsible? And more importantly—does insurance step in?

    In this episode of Is It Covered?, hosts Bruce and Brian Chapman dig into a real-world “missing money” scenario. From a pizzeria’s overnight cash loss to office theft cases, we explore how these situations are handled by different types of insurance—and why the answer isn’t always simple.

    ✓ Why cash losses often fall into insurance gray areas
    ✓ What coverage options might apply for employee theft or burglary
    ✓ How business policies differ from homeowners insurance when money is stolen
    ✓ Why deductibles and exclusions make all the difference

    Whether you run a business, sit on cash reserves in your office, or are just curious how insurance treats “vanishing money,” this episode sheds light on a surprisingly common claim type.

    🎧 Listen now—and find out why protecting your cash may require more than just a lock and key.

    Have a claim scenario you’d like us to cover? Email Brian@jdchapmaninc.com

    #InsuranceClaim #BusinessInsurance #Theft #MissingMoney #CashClaims #JDChapman #IsItCovered
    Voir plus Voir moins
    10 min
  • Board Members Sued for Mismanaging Money

    Board Members Sued for Mismanaging Money
    Sep 16 2025
    You volunteer your time to serve on a nonprofit board, helping a cause you care about. But when the organization is accused of mismanaging funds, suddenly every board member is named in a lawsuit.
    In this episode of Is It Covered?, Bruce and Brian Chapman unpack what happens when boards—and their members—get sued. From nonprofit volunteers to corporate directors, these claims are more common (and more personal) than many realize.

    ✓ Why serving on a board can expose you to personal liability
    ✓ What Directors & Officers (D&O) insurance actually covers
    ✓ The difference between nonprofit boards and corporate boards in claims
    ✓ Why employment practices liability is often just as important

    Whether you sit on a nonprofit board, run a business, or are simply curious about what happens when board decisions go wrong, this episode will open your eyes to the protections you need.

    🎧 Listen now—and learn why even the best intentions don’t keep you out of court.

    Have a claim scenario you’d like us to cover? Email Brian@jdchapmaninc.com

    #InsuranceClaim #DirectorsAndOfficers #BoardLiability #NonprofitBoard #BusinessInsurance #IsItCovered
    Voir plus Voir moins
    8 min
Pas encore de commentaire