Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Trying to decide whether to buy a house or keep renting is a bit like choosing between pancakes and waffles—both can be delicious, both come with their own quirks, and everyone seems to have a strong opinion about which one is “the right” choice. When it comes to retirement, though, the decision feels less like breakfast and more like a long game of Jenga: every move counts, and one wobbly block could change the whole tower. So, should you plant roots with a mortgage or keep things flexible with rent?

On this episode, Brad weights in on the debate from a financial planning point of view and gives his thoughts on how each decision can affect your long-term financial planning goals.

Show Highlights Include:

• Younger People Are Losing Faith In Buying A Home (4:00)

• Owning Is A Good Part Of Wealth Building (9:00)

• Popular Pros And Cons (11:00)

• You're Not Wrong Either Way (12:45)

• There's Quantitative And Qualitative Sides (16:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Day trading is often pitched as the financial world’s version of extreme sports: fast, thrilling, and just dangerous enough to make your mother nervous. The promise is intoxicating—skip the 9-to-5, make money in your pajamas, and casually “retire” before lunch. But behind the glossy Instagram reels of traders on laptops by the beach lies a less glamorous reality: stress sweats, impulsive decisions, and a suspiciously strong relationship with energy drinks. The question is, are the potential rewards worth the emotional rollercoaster—or are day traders just adrenaline junkies with a brokerage account?

On this episode, Brad gives his take on day trading and reveals some of the psychological pitfalls that are more likely to send the everyday trader to the poor house than the penthouse.

Show Highlights Include:

• Definition of a day trader (3:00)

• The Day Trading Gamble (5:45)

• The psychology of it (10:00)

• Watch out for the hot tip (12:45)

• Check Your ego at the door (15:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

If you’ve ever opened a brokerage app, stared at a stock chart shaped like a heart monitor, and thought, “Am I investing, or did I just put $500 on red at the roulette table?” — you’re not alone. For many of us it feels like investing and gambling are like cousins at a family barbecue: one shows up in a suit talking about “long-term growth,” while the other is in a Hawaiian shirt yelling, “Double or nothing!” The line between the two can feel blurry, especially when your retirement plan looks suspiciously like a Vegas weekend—just without the free cocktails.

On this episode, Brad tries once and for all to convince us that investing and gambling are two very different things, while Jared and Kira try to get him to finally admit they are one in the same. It’s a debate for the ages, and the winner will definitely surprise you.

Show Highlights Include:

• The Expected Returns (2:00)

• Stocks Differ From Overall Investing (4:15)

• The Stats Favor Investing (13:30)

• Strategy Vs Luck (16:00)

• Investing By Definition is Gambling (20:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett