Once upon a time, there was a magical creature known as the full pension where a company would pay your full salary for the rest of your life after you retire. Today, instead of guaranteed checks for life, most of us are handed a retirement plan consisting of a handshake and a heartfelt "good luck." So where did all the pensions go, what replaced them, and—more importantly—where can you still find one? On this episode we're answering those questions and giving you some tips about where you can still bag one of those elusive unicorn pensions.

Show Highlights Include:

• Differences In Funding A Pension And 401k (3:00)

• Two Types Of Pensions (6:30)

• Why Companies Started Eliminating Pensions (8:00)

• The Rise Of The 401k (14:00)

• Industries That Still Offer Pension Plans (19:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

If you've ever wished for a crystal ball that could tell you what your money is about to do, good news — the big banks have been squinting into theirs and making some educated guesses on everything from stock market moves and federal interest rates to whether your dream house will finally stop playing hard to get. They're also forecasting how artificial intelligence will continue quietly taking over our spreadsheets, schedules, and possibly our jobs. So, sit back, relax and enjoy yourselves as we postulate, prognosticate and ponderate what may be in the coming year.

Show Highlights Include:

• What experts use to forecast the year (2:30)

• Predictions from Goldman Sachs (4:30)

• What AI might do this year (8:00)

• Housing Market on the rise? (13:30)

• Renters might be getting a break (16:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

The dawning of 2026 brings in a renewed sense of possibility — a fresh chance to reset, refocus, and finally take control of the areas of life that matter most. For many of us, our finances sit at the top of that list, carrying the weight of old habits, lingering stress, and goals that never quite made it past January.

But this year can be different. With the right intentions and a clear plan, small, meaningful changes can add up to lasting financial confidence. That's why we're kicking off the new year with five resolutions that will help you finally get your finances in order and put you on a path toward financial stability and peace of mind that lasts well beyond the year ahead.

Show Highlights Include:

• I'm going to have a budget pattern (2:15)

• I'm going to stick with a plan this year (6:30)

• I'm not going to take on any new debt (10:15)

• I'm going to be prepared for anything this year (12:45)

• I'm going to increase my income this year (14:45)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Well, it's finally here…the most wonderful time of the year. With the kids jingle belling and everyone telling you to "be of good cheer."

There's a special kind of magic that settles over the world during the days leading up to Christmas day, a twinkling blend of excitement, hope, and the joyful anticipation of what tomorrow might bring.

As we celebrate the yuletide, we're reminded that the true magic isn't found under the tree, but in the moments and connections that make our hearts feel full. And for us those connections have been made through this channel with our viewers.

And to say thank you for all the likes, comments, and good times we present one of the most beloved holiday poems of all time…with a special Mindset twist.

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Just because you love a company doesn't mean investing in it will turn you into the next Warren Buffett. You might think their products are life-changing — maybe they saved you from bad hair days or brought you the softest sweatpants known to humankind — but that doesn't automatically mean their stock will buy you a yacht someday.

The financial world is full of great companies that don't always make for the best investments… and a surprising number that feel sketchier than a midnight infomercial but somehow make their shareholders money. So, on this episode, we're talking about how to tell the difference and giving out some tips to help you tell the difference between a brand you adore and a business that can actually grow your wealth.

Show Highlights Include:

• A Good Investment Company is… (2:30)

• Beware Of FOMO...Fear Of Missing Out (5:30)

• Look At Price To Earnings (10:00)

• Fundamentals Are The Key (14:00)

• Look For Competitive Advantage (17:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Winning the lottery feels like the universe just handed you a golden ticket to Easy Street—until you take a closer look and realize it actually comes with fine print the size of a CVS receipt. Yes, you may have imagined yachts, mansions, and dramatically quitting your job, but the truth is… Between taxes, fees, long-lost "relatives," you're not going to keep nearly as much of that jackpot as you think.

On this episode we're talking about a few smart steps to take to make sure you actually keep your winnings. And the best part? These lessons don't just apply to lottery winners—anyone expecting a big payout, like a pension lump sum, can use the same strategies to protect their money and avoid becoming the star of a financial horror story.

Show Highlights Include:

• The story of Brad's dad winning the lottery (3:15)

• Pensions work the same way (5:30)

• Cons of annuity...no control over the money (10:30)

• Age can matter when choosing lump or annuity (13:30)

• If you win don't buy anything right away (17:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

It's that magical time when financially responsible adults everywhere start asking themselves the big question: "How can I avoid donating half my paycheck to the IRS next year?" While most people would rather dream about sugar plum fairies dancing around the Christmas tree than think about taxes, a little planning before the end of 2025 can turn filing in 2026 from a horror movie into a warm feel-good rom-com where you end up high-fiving yourself for being a tax genius.

Whether it's maxing deductions, topping off your IRA, or finally figuring out what your accountant has been hinting at for years, we're handing out the top tax tips you'll want in your back pocket before the year wraps up—so you can keep more of your money in 2026.

Show Highlights Include:

• Top Off Those Retirement Accounts (3:30)

• Tax Loss Harvesting (6:30)

• Itemizing Starts This Year (9:30)

• Roth Maybe Not The Way To Go (14:45)

• Kira's Biggest Takeaway (17:45)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Ah, the holidays — that magical time of year when families gather to eat, laugh, exchange gifts, and absolutely avoid talking about anything remotely related to money. Mention budgets at Thanksgiving and suddenly everyone's gotta get fresh air. Bring up spending habits at Christmas and you might get a handful of yams thrown at your face. But here's the thing: the holidays are actually the perfect time for healthy, low-stress money conversations… as long as you don't start them with, "So, who here is terrible with money?"

From gentle talks about gift budgets to discussing future plans without triggering a full-blown family feud, this week we're talking about how to keep your holiday season both financially smart and argument-free.

Show Highlights Include:

• Talking To Older Children (3:15)

• Preventing Fighting In Future (7:30)

• No Estate Is Bulletproof (10:30)

• Having Conversations Is A Good Thing (13:30)

• Don't Be Afraid To Ask For Help (18:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett