Épisodes

  • Ep 205: The Power of Your Past: Transforming Everyday Experience Into Career Gold
    Dec 8 2025
    Ep 205: The Power of Your Past: Transforming Everyday Experience Into Career Gold
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    47 min
  • Ep 204: Escape the Clock: How to Retire Early on Your Terms
    Dec 1 2025
    Ep 204: Escape the Clock: How to Retire Early on Your Terms
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    53 min
  • Ep 203: “Money Deja Vu: How to Stop Repeating Financial Mistakes”
    Nov 24 2025
    Ep 203: “Money Deja Vu: How to Stop Repeating Financial Mistakes”
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    44 min
  • Ep 202: Fearless Finance: Turning Uncertainty Into Clarity
    Nov 17 2025
    Ep 202: Fearless Finance: Turning Uncertainty Into Clarity
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    47 min
  • Ep 201: Freedom Over Fear: Why Bankruptcy Can Be a New Beginning”
    Nov 11 2025
    Ep 201: Freedom Over Fear: Why Bankruptcy Can Be a New Beginning”
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    49 min
  • Ep 200: The Emotional Side of Wealth: Hilary Hendershot’s Financial Awakening"
    Nov 3 2025
    Celebrating the 200th episode of the "Money & You" podcast, host Michelle Perkins engages in a discussion with special guest expert Hilary Hendershott (Hendershott Wealth Advisors- HendershottWealth.com) about the intersection of money mindset and financial planning. The conversation highlights how personal experiences with money shape one's financial habits and beliefs, emphasizing the importance of a healthy relationship with money. The speakers reflect on their journeys, including Hilary’s background in financial planning and her realization of the need for a mindset shift to achieve financial abundance.

    Hilary Hendershot is a the founder of a virtual wealth management firm, specializing in helping clients achieve financial freedom through comprehensive planning and tax-efficient strategies. Hilary is also a podcast host and offers valuable resources for individuals looking to improve their financial literacy.
    The episode underscores the significance of understanding financial concepts, particularly for women, and the necessity of seeking comprehensive financial advice rather than relying solely on simplified investment strategies. The discussion also touches on the complexities of tax strategy and the resilience of the stock market, aiming to empower listeners to engage actively with their financial futures. This episode is important as it marks a milestone for the podcast while providing valuable insights into financial literacy and the emotional aspects of money management, encouraging listeners to transform their financial lives.

    00:01 - Introduction to money mindset
    05:56 - Personal financial awakening journey
    15:17 - Evaluating financial advice
    20:27 - Tax strategies for wealth
    29:09 - Understanding stock market risks
    40:19 - Building trust in finance

    Key Takeaways:
    - Mindset Matters: Our beliefs about money can significantly impact our financial reality. Shifting to a mindset of abundance can lead to greater financial freedom.
    • Engagement is Key: Actively participating in financial planning and decision-making is essential for building wealth and confidence.
    • - Value of Professional Guidance: Financial advisors can provide critical insights and strategies that empower individuals to make informed financial decisions.
    • - Understanding Investments: Educating oneself about the stock market and investment strategies can alleviate fears and promote a more positive relationship with investing.
    • - Trust in Financial Relationships: Building trust with financial advisors and within oneself is vital for a healthy financial journey.



    For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

    Subscribe to the "Money & You with Michelle Perkins" Podcast:
    Apple Podcasts, spotify, iheart radio and more

    Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter
    Learn more about Michelle Perkins: https://limitfreelife.com
    LinkedIn: Michelle M. Perkins MBA on LinkedIn
    Instagram: @livealimitfreelife
    YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…
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    45 min
  • EP 199: Podcasting: Turning, Influence Into Profitability
    Oct 27 2025
    In a recent podcast episode, hosts Michelle Perkins and Tony Sweet talk about all things podcasting. He is a seasoned podcaster and producer with over 16 years of experience in the industry and founder of PodXperience (podxperience.com) and has worked with numerous celebrities and brands, helping them navigate the podcasting landscape.

    They discussed the evolution and significance of podcasting, particularly as the “Money and You” show approaches its 200th episode. The conversation highlighted Michelle’s journey in podcasting, which began in 2016 with Internet Radio (UBN Radio), and her collaboration with Tony Sweet, who has been instrumental in her podcasting career.

    They reflected on the growth of the podcasting industry, noting the challenges and rewards of building a podcast brand over time. Emphasizing the importance of podcasting as a marketing tool and personal brand equity, Tony shared insights on the various motivations behind podcasting, from personal branding to financial opportunities. The discussion dispelled some myths and underscored the enriching connections formed through podcasting, allowing hosts to meet diverse individuals they might not have encountered otherwise. This episode is significant as it celebrates the milestones in podcasting and encourages aspiring podcasters to explore the medium's potential for personal and professional growth and how to manage expectations.

    00:05 - Celebrating 200 podcast episodes
    08:48 - Evolving podcasting with PodXperience
    15:16 - The long game of podcasting
    24:14 - Building brands through podcasting
    30:32 - Connections and growth in podcasting

    When the host began in 2008, there were only about 18,000 podcasts worldwide, many of which are no longer active. The podcasting landscape has since evolved significantly, resembling the early days of television and FM radio, with a vast increase in the number of podcasts and a shift towards video content.

    Key Takeaways - Podcasting is a powerful tool for personal branding and marketing.- Quality production can significantly enhance the listener's experience and engagement.- Monetization takes time and requires strategic planning and consistency.- Building a podcast community can lead to valuable connections and opportunities.- The opportunity cost of DIY podcasting versus focusing on content creation and client work.- Discussion on the growth of niche markets, such as the paranormal podcasting community.

    For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the Money & You Podcast:
    Apple Podcasts, spotify, iheart radio and more

    Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter

    Learn more about Michelle Perkins: https://limitfreelife.com
    LinkedIn: Michelle M. Perkins MBA on LinkedIn
    Instagram: @livealimitfreelife
    YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…
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    34 min
  • Ep 198: “Unlocking Home Wealth: The Truth About Reverse Mortgages”
    Oct 20 2025
    In the podcast episode of "Money & You," host Michelle Perkins discusses the topic of reverse mortgages with an expert guest, Laura Phillips. The conversation emphasizes the importance of understanding financial tools like reverse mortgages, particularly for seniors, as a means to tap into home equity for financial security. The discussion highlights common misconceptions and the hesitance of financial advisors to address reverse mortgages, which can lead to misinformation among the public.

    The episode aims to educate listeners about the mechanics of reverse mortgages, including eligibility requirements and potential benefits, such as alleviating monthly mortgage payments. Michelle and Laura also touch on the emotional and practical implications of these loans, especially for women who may outlive their partners.

    This episode is significant as it seeks to empower listeners with knowledge about financial options that can enhance their quality of life in retirement, ultimately fostering a healthier relationship with money. The conversation reflected ongoing concerns about planning for the future and helped to inform people about an option they may not have considered.

    00:01 - Introduction to money mindset
    07:48 - Understanding reverse mortgages
    17:35 - Benefits and considerations
    26:54 - Selling with a reverse mortgage
    38:55 - Empowerment through financial knowledge

    Key Takeaways:- Reverse mortgages can be a valuable financial tool for seniors, allowing them to tap into their home equity without monthly payments.- Education and open discussions about reverse mortgages can help dispel myths and empower homeowners to make informed decisions.- It’s essential to consult with knowledgeable professionals who specialize in reverse mortgages to understand the full implications of such loans.

    Laura Phillips is a mortgage broker for decades and an expert in reverse mortgages with extensive experience in the field. Laura shares her insights and knowledge to help listeners navigate this complex topic and can be reached at: aura@lauraphillips.com --------------------------------------------------------------------------------

    For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

    Subscribe to the Money & You Podcast: Apple Podcasts, spotify, iheart radio and more

    Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter

    Learn more about Michelle Perkins: https://limitfreelife.com
    LinkedIn: Michelle M. Perkins MBA on LinkedIn
    Instagram: @livealimitfreelife

    YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…
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    45 min