Épisodes

  • Fix & Flip Funding Secrets with Hard Money Lender Michael Hoffman from Longhorn Investments

    Fix & Flip Funding Secrets with Hard Money Lender Michael Hoffman from Longhorn Investments
    Nov 19 2025
    Good morning, afternoon, and evening, investors! Scott Carson here, ready to drop some serious knowledge bombs on your day-to-day investing strategies. Today, we're talking with a true titan of Texas real estate finance, Michael Hoffman, founder and CEO of Longhorn Investments! Since 2008, Mike and his team have funded over 10,000 loans and $2 billion, helping investors nationwide (with about 50% of that still right here in Texas!) turn fixer-uppers into cash-flowing dreams. If you're buying, fixing, and flipping, you're gonna want to grab a burnt orange pen, because Mike’s insights are pure gold – and he's not afraid to tell you why HGTV is fictional!In this episode, you'll learn:Hard Money 101 & First-Time Investor Hacks: Mike demystifies hard money lending: it's asset-based, faster than banks (5-7 days!), and funds up to 100% of loan-to-cost (up to 70% ARV). Plus, hear how Longhorn empowers first-time fix-and-flippers by focusing on the deal's viability (hello, appraisals!), not just your experience level.The Truth About Deals & Rehabs (and why HGTV is Fiction!): Learn why Longhorn meticulously vets every deal – they want you to succeed, not foreclose! Mike stresses the vital importance of hiring a reputable contractor (not the cheapest, and definitely not you for wall-moving projects!) and the necessity of actively overseeing your rehabs to avoid "mucking up the machine."Lender Goals & Market Realities: Mike pulls back the curtain on what motivates a good hard money lender: they're in the note business, not the "loan-to-own" business! Discover why quick draw disbursements (48-72 hours!) are crucial for project success, and how to spot lenders who might be running on fumes. Plus, understand how current market conditions are affecting loan terms and borrower strategies.Property Preferences & Geographic Boundaries: Longhorn's sweet spot? Workforce housing (ARVs under $400k) and brick, 3-bed/2-bath homes built pre-1970s. Mike explains why they avoid mobile homes (unless they're real estate!), condos (those HOA assessments are no joke!), and "Podunkville" locations (you gotta sell it to someone!).Passive Investing Powerhouse: The Trident Fund: Get an exclusive peek behind the curtain at Trident Realty Investments, the $222 million evergreen fund that bankrolls Longhorn's loans. Discover how accredited investors can target a 10% return (with a 1-year lockup) by investing alongside Mike, who's always the first investor in. It’s a transparent, stable way to put your lazy capital to work!This episode with Michael Hoffman is a masterclass in navigating the hard money landscape, offering candid advice and battle-tested strategies for investors at every level. Mike isn't just a lender; he's a partner in your success, even if that means telling you to walk away from a bad deal!Ready to get your next fix and flip funded without all the drama? Or maybe you're looking for a smarter way to invest passively? Head over to LonghornInvestments.com to connect with Mike's team, get pre-qualified, and turn those investment dreams into reality! Go out, take some action, and we’ll see you at the top!Watch the Original Video of this Episode HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest
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    55 min
  • How To CRUSH Your Debt Using the Shred Method with Adam Carroll

    How To CRUSH Your Debt Using the Shred Method with Adam Carroll
    Nov 11 2025
    Hold on to your hats, folks, because this episode of Note Night in America is about to drop some serious financial truth bombs! Scott Carson welcomes Adam Carroll, the Shred Method legend, to help you escape the "payment problem" and become the architect of your own life! If you're tired of the doom and gloom and ready to take the "red pill" to financial freedom, then tune in and prepare to be blown away!Ready to ditch the "broke, busted, and disgusted" routine? Adam Carroll is here to share his game-changing Shred Method and help you transform your home from a liability into your greatest asset! Learn how to think differently, leverage your resources, and create a life of lean, liquid freedom!The Payment Problem: Discover the root cause of financial struggles and how to break free from the cycle of living paycheck to paycheck.Be the Architect: Learn how to design a life that works for you by taking calculated risks and building financial freedom.The Shred Method: Uncover the unique cashflow technique that optimizes your income and eliminates debt in record time. CHECK IT OUT HERE!Mortgage Recasting: Explore the power of recasting your mortgage to minimize your payment and unlock equity for future investments.Equity on Demand: Learn how to access the equity in your home like a two-way street, putting it to work for you while still maintaining control.So, if you're ready to stop buying into the victim mentality and start engineering a life of financial freedom, then dive into this episode! It's time to unplug from the matrix and become the architect of your own destiny! Now, go out there, take some action, and we'll see you at the top!Connect with Adam Carroll HERE!Watch the Original Video HERE!Buy Adam's Book's HERE!About Adam Carroll: Adam has decades of experience working with families and business owners who are interested in creating massive efficiencies when it comes to their income and wealth building capacity. With an unwavering commitment to helping people make the most of the money they make, while limiting risk, reducing tax liabilities, and increasing liquidity, Adam Carroll has spent 15 years helping people do more with the money they make. He is an internationally recognized financial literacy expert, author of three Amazon best-sellers, a two-time TED talk speaker with over 6 million views on YouTube and TED.com, and is the creator of the Broke, Busted & Disgusted documentary which aired on CNBC and is shown in hundreds of high schools and colleges across the country. He is the host of the Build A Bigger Life podcast, the curator of MasteryOfMoney.com and founder of The Shred Method™.Love the show? Subscribe, rate, review, and share!Here’s How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes PinterestGet signed up for the Next Virtual Note Buying Workshop Now!
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    46 min
  • How To Find Note Buyers & Sellers Via the County Records

    How To Find Note Buyers & Sellers Via the County Records
    Nov 4 2025

    What's crackalackin Note Nation! Scott Carson here, your main man in the note game, and I'm stoked to drop some serious truth bombs on ya'll in this episode! Are you tired of getting outbid on those tapes? Do you want the secrets to finding note sellers that the joker brokers want to hide from you? I'm about to give you the keys to the note seller kingdom! Forget the textbooks, we're diving deep into the real-world strategies that'll have you swimming in deals before you can say "cash flow!"


    In this week’s episode, Scott Carson unveils the insider strategies for finding note sellers, cutting out the middlemen, and scoring exclusive deals. He dives into the trenches of county records and online sleuthing, transforming you from a note-bidding newbie to a deal-finding ninja.

    Key Highlights:

    • County Records Hacks: Ever wondered what those dusty old county records are good for? Scott shares his personal hacks for mining county records, and getting information about who’s selling notes in your area. This goes beyond theory - it’s real-world espionage for the note investing world.
    • From Banker to Note Buyer: Scott tells stories from his time as a Chase banker. The first trick involved new DBA searches, going door to door to new businesses and providing business checking account services. How does he use that today? Tune in to find out
    • Digging Deeper Than Anyone Else: Learn why saving every tape is essential to see what tapes have changed hands.
    • Find sellers of notes: Don't let those pesky brokers clog up the machine and clog up your ability to make money. Scott will walk you through exactly how to connect with the actual seller of notes.
    • Outbid? So what?: Scott talks about finding who the buyer is if your bids are not accepted and following up.


    Another episode down, another mountain of knowledge gained! Scott Carson just dropped a bomb of note seller wisdom and you would be a fool to not take it. So listen up, stop bidding on crap, and take action now! Tune in next week for more of Scott's knowledge and be one step closer to becoming a note investing mogul!


    Watch the Original VIDEO HERE!


    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join Note Night in America community today:

    • WeCloseNotes.com
    • Scott Carson Facebook
    • Scott Carson Twitter
    • Scott Carson LinkedIn
    • Note Night in America YouTube
    • Note Night in America Vimeo
    • Scott Carson Instagram
    • We Close Notes Pinterest

    Get signed up for the Next Virtual Note Buying Workshop Now!
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    50 min
  • How to Tap Into Texas Foreclosures for Note Deals

    How to Tap Into Texas Foreclosures for Note Deals
    Nov 3 2025

    In this episode, we explore the Texas foreclosure market and provide actionable strategies for real estate investors. With foreclosure activity on the rise, Texas offers significant opportunities, but navigating this market requires specific knowledge and resources.

    I will explain how to find and capitalize on foreclosure deals in Texas. From securing funding to navigating the redemption process, understanding the nuances of Texas foreclosure law is essential.

    Here's what we cover in this episode:

    • Texas Foreclosure Overview: An analysis of the current foreclosure landscape in Texas, including the unique aspects of the foreclosure process.
    • Key Resources for Investors: A detailed look at Roddy's List (4closure.info), a valuable tool for identifying foreclosure opportunities in Texas.
    • Funding Strategies: Discuss the importance of having readily available funds for Texas foreclosure auctions.
    • Market Analysis: A county-by-county breakdown of foreclosure activity, highlighting key markets and property availability.
    • Additional Tools and Discounts: Learn how to leverage resources and tools, including a discount code for Roddy's List. Use the code WECLOSENOTES at checkout to save $20 bucks!


    In summary, the Texas foreclosure market presents lucrative opportunities for investors equipped with the right knowledge and strategies. By leveraging the resources and insights shared in this episode, you can position yourself to capitalize on these opportunities and achieve your real estate investment goals. Stay tuned for more expert advice and strategies on navigating the world of real estate investing.


    Watch the Original VIDEO HERE!


    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join Note Night in America community today:

    • WeCloseNotes.com
    • Scott Carson Facebook
    • Scott Carson Twitter
    • Scott Carson LinkedIn
    • Note Night in America YouTube
    • Note Night in America Vimeo
    • Scott Carson Instagram
    • We Close Notes Pinterest

    Get signed up for the Next Virtual Note Buying Workshop Now!
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    23 min
  • How Do You Find Private SDIRA Investors in Your County

    How Do You Find Private SDIRA Investors in Your County
    Oct 30 2025

    Tired of begging banks for capital? Ready to tap into a hidden goldmine of private funding? This week, we're diving deep into the world of Self-Directed IRA (SDIRA) investors and revealing how you can easily connect with these motivated lenders. Discover the secrets to finding SDIRA investors, understanding their needs, and securing the capital you need to supercharge your real estate deals. You might just find it easier than making a good cup of kale sausage!

    In this episode, you'll discover:

    • SDIRA 101: What exactly is a Self-Directed IRA and why should every real estate investor care? We break down the basics, even if you thought all IRAs were created equal.
    • County Record Hacks: Learn the surprisingly simple method of using county records to identify SDIRA investors in your local area, like a real estate investing treasure hunt.
    • The Four Key Traits: Uncover the four things every SDIRA investor has in common (hint: they're all good news for you!), like knowing what a sausage even IS.
    • Marketing Mastery: Craft a killer marketing campaign that speaks directly to SDIRA investors, turning postcards and letters into a flood of private capital.
    • Texas-Sized Case Study: We'll walk you through a step-by-step guide to finding SDIRA investors in Texas, complete with website demos and expert tips.

    Conclusion:

    Stop dreaming about private capital and start raising it! Tune in to this action-packed episode and learn how to tap into the SDIRA goldmine today. Remember, these investors are looking for deals – and with our strategies, they'll be looking for YOU!

    Resources Mentioned:

    • netronline.com
    • talkwithscottcarson.com
    • Vistaprint or Postcardmania for your marketing materials.


    Watch the Original VIDEO HERE!



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    Join Note Night in America community today:

    • WeCloseNotes.com
    • Scott Carson Facebook
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    Get signed up for the Next Virtual Note Buying Workshop Now!
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    53 min
  • The Lazy Asset Advantage: Why Notes Beat Foreclosures with Sterling James

    The Lazy Asset Advantage: Why Notes Beat Foreclosures with Sterling James
    Oct 28 2025
    Do you want to know why note investing beats buying foreclosures? Scott Carson chats with one of his recent 1:1 coaching students, Sterling James, a CPA-turned-note investor who's mastered the art of turning distressed debt into serious profits.Sterling shares his journey from flipping houses to buying first lien notes, revealing his conservative approach, risk-minimizing tactics, and keys to success. If you're looking for a more passive, hands-off approach to real estate, this is the episode for you.The Secret CPA Advantage: How Understanding Taxes Gives You a HUGE Leg Up in InvestingLearn how Sterling's background in accounting and taxes provides a unique and powerful lens for evaluating deals, minimizing risk, and maximizing returns. Discover how his tax expertise helps him identify hidden opportunities.Back from the Brink: A Tale of Reinvention and Resilience in Real EstateSterling shares his candid story of facing financial challenges in the past and how he pivoted his investment strategy to find stability and consistent returns through note investing. A powerful lesson in adapting and thriving in any market!First Liens: Your Path to Low-Risk, High-Reward InvestingDiscover why Sterling focuses exclusively on first lien notes, providing maximum security and priority in case of foreclosure. Learn the specific criteria he uses to select notes, ensuring a high probability of success while minimizing potential losses.Case Study: The $45,000 Note That Turned into a WINGet a behind-the-scenes look at a recent deal where Sterling acquired a note for just $45,000 that's performing better than expected. Discover his due diligence process, his strategy for working with borrowers in bankruptcy, and how he generated impressive returns.Lazy Assets and Smart Collaboration:He’s great at finding and building long-term passive investments and why you can do the same with Scott's 1:1 coaching.Ready to take control of your financial future and unlock the power of note investing? This episode is your roadmap to a more passive, profitable, and stress-free investment journey. Connect with Sterling James and his team at securedequities.com to learn more about partnering and putting your capital to work. Don't just dream of financial freedom – start building it today! And as always, don't forget to subscribe to The Note Closers Show for more expert insights, actionable strategies, and the real stories behind the success!Connect with Sterling HERE!Watch the original Video HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes PinterestBook a call with Scott today at HTTP://TalkWithScottCarson.com to see if 1:1 Note Coaching is right for you!
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    50 min
  • Tape Breakdown: 88 Reverse Mortgage Notes

    Tape Breakdown: 88 Reverse Mortgage Notes
    Oct 21 2025

    This week, Scott reviews another tape of assets from a new provider. Buckle up your boot straps and hold on tight for this thrill ride of reverse mortgage notes. Scott dives into the map and spreadsheet, outlining the positives and negatives of the assets, giving tips along the way!

    • Illinois Foreclosure This state takes longer to foreclose on!
    • Manufactured Homes with far comps: How accurate are BPOs with far comps?
    • REO and foreclosure When do you fix up and when do you flip?
    • Days on Market How can you get a good price for an asset in a slower market?
    • Max Claim What exactly is the max claim?
    • Redemption Period and Foreclosure in the same sentence! This one is for the pros that are the most patient of note investors that are prepared for some possible litigation with estate holders!
    • Manufactured Homes at high BPO's These assets are out in the middle of nowhere with comps from 20 miles away.
    • Elderly Owners: Reverse Mortgages require owners that are 65 years or older, you are potentially foreclosing on grandma!
    • HUD Claims: What is the HUD Max Claim?
    • The Seller. This is not Scott's usual seller, so expect surprises when working with a new provider.


    Whether you're a seasoned investor or new to real estate note investing, it can be a challenge so grab your education to get the right start.


    Watch the Original Video Here!


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    Get signed up for the Next Virtual Note Buying Workshop Now!
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    46 min
  • Avoid the Note Investing Duds: Scott's Case Study of a Kentucky Disaster

    Avoid the Note Investing Duds: Scott's Case Study of a Kentucky Disaster
    Oct 21 2025

    Alright, Note Closers! Scott Carson's back with a cautionary tale of epic proportions. And for this episode, it's all about the duds.

    In this cautionary (and terrifying) case study, Scott dissects a Kentucky note "performing" deal so bad, it's practically a masterclass in what not to do.

    Here's what you'll discover:

    • Kentucky Note Red Flags: Why Rural Areas Can Be a Disaster Scott explains why he generally avoids Kentucky altogether. It's typically too rural and requires bonds.
    • Listing Inaccuracies That Will Make You Scream! Inaccurate listings are already frustrating enough. Learn to watch out for this kind of listings that are shot full of holes like Swiss cheese!
    • A Town in Decline! We'll see how Scott avoided this dud by checking the history, the property, etc.
    • Scott's Golden Rule of Note Investing (and Why It Matters) Scott will show you his one rule of not wanting to buy something you are not okay owning.
    • The Aftermath Find out the final verdict on this Kentucky disaster and how you can apply these lessons to your own due diligence.
    • BAD Actors Scott discusses why you have to watch out for greedy sellers who take the common sense out of buying or selling. Don't trust someone who wants to sell you a NPN in NY!


    In Conclusion:


    So, the next time you're tempted by a note that seems "performing" but smells fishy, remember this episode, channel your inner Note Guy, and avoid the duds! Don't end up with a Kentucky note nightmare on your hands. If it sounds too good to be true, then it probably is!


    Watch the Original VIDEO HERE!


    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join Note Night in America community today:

    • WeCloseNotes.com
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    • Scott Carson Instagram
    • We Close Notes Pinterest

    Get signed up for the Next Virtual Note Buying Workshop Now!
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    18 min