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Planet Wealth: Fortunes of the Brave

Planet Wealth: Fortunes of the Brave

Auteur(s): Lance Woodson & Mary Kathryn Johnson
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 Planet Wealth: Fortunes of the Brave spotlights the visionaries willing to step first, because—much like the old saying—fortune favors the brave. Hosted by Co-Founder & CEO Lance Woodson and CXO Mary Kathryn Johnson, every episode rallies around Planet Wealth's mission: expanding capital access and curating investments—powered by community, accelerated by technology, leading a movement together. Across candid conversations and tactical deep-dives, you'll hear how founders, investors, and trailblazing communities are targeting economic barriers and narrowing the wealth gap one regulated offering at a time. Listeners walk away with transparent frameworks, real-world case studies, and the conviction that nobody has to feel left behind on Planet Wealth. Disclaimer: This show is produced for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. Nothing discussed should be interpreted as an offer to sell—or a solicitation to buy—any security. All investments involve risk. Conduct your own due diligence, consult licensed professionals, and decide whether the opening presented aligns with your personal objectives. Explore a world apart form Wall Street with the Planet Wealth: Fortunes of the Brave Podcast! Connect with Us: https://linktr.ee/planetwealthofficial Website: https://planetwealth.com/© Planet Wealth Finances personnelles Économie
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  • E38: Joshua Kagan: Locked Out of Real Estate? Why Land Is a Smart First Step to Owning Real Assets

    E38: Joshua Kagan: Locked Out of Real Estate? Why Land Is a Smart First Step to Owning Real Assets
    Jan 20 2026
    Joshua Kagan is a real estate and fintech builder focused on expanding access to ownership for everyday people. He is the co-founder of Bonfire and the founder of Friendly Acres, a land-focused venture designed to help people exit stranded land assets while creating affordable pathways into real asset ownership. In this episode of Fortunes of the Brave, Joshua shares how his journey from fix-and-flip investor to fintech founder reshaped his views on democratized access to real estate. Drawing on lessons from launching Bonfire during a volatile regulatory moment, he explains why land has emerged as one of the most practical and overlooked entry points for people who feel locked out of traditional real estate investing. Joshua breaks down why rising home prices, higher interest rates, and student debt have turned the American Dream of ownership into what he calls an "American myth." He explains how regulatory structures like Reg D offerings restrict non-accredited investors from accessing private real assets, and why that imbalance has accelerated wealth concentration over the last two decades. The conversation dives deep into Friendly Acres and Smart Land Investors, where Joshua is tackling the problem from both sides of the market. For sellers, land often becomes a stranded asset that generates taxes but little liquidity. For buyers, land can serve as a lower-cost, lower-maintenance starting point for real asset ownership, often with seller financing and significantly reduced upfront capital requirements. Beyond platforms and capital structures, Joshua emphasizes education as the real unlock. He shares first principles for evaluating land, including population growth, geography, slope, flood zones, and the long-term power of compound growth. The episode closes with a powerful reflection on curiosity, imposter syndrome, and why doing the work matters more than having the "perfect" background. If you care about real assets, inclusive ownership, and building long-term wealth without gimmicks, this conversation offers a grounded and honest framework for thinking differently about land and access. Key Takeaways: Reframe land as a viable first step into real asset ownership Understand how regulation limits access to private investments Recognize why stranded land assets create opportunity on both sides of the market Apply first-principle thinking when evaluating land deals Embrace action over perfection when building in capital-intensive spaces Chapters: 00:00 – Introduction and guest background 02:35 – From first fix-and-flip to real estate builder 04:45 – Lessons learned from building Bonfire 07:33 – Why land is an overlooked entry point to ownership 09:57 – The problem with accredited-only investment access 13:00 – Solving stranded land assets with Friendly Acres 15:31 – Lowering barriers to entry and seller financing 18:19 – First principles of land investing 20:51 – Democratizing access to real estate 25:48 – Advice for builders facing imposter syndrome 30:50 – A life-changing story from Nepal 33:12 – Final reflections on belief, work, and ownership Resources Mentioned: Friendly Acres Smart Land Investors Bonfire Connect with Joshua: Website: Friendly Acres LinkedIn: Joshua Kagan Follow Planet Wealth: Instagram | TikTok | Facebook | LinkedIn | YouTube planetwealth.com
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    26 min
  • E37: Lisa Phillips: Your 9–5 Can Be Fuel: Using Your Job to Fund Real Estate

    E37: Lisa Phillips: Your 9–5 Can Be Fuel: Using Your Job to Fund Real Estate
    Jan 12 2026
    In this episode of Fortunes of the Brave, host Mary Kathryn Johnson sits down with Lisa Phillips, founder of Affordable Real Estate Investments, to unpack how she went from foreclosure to financial independence using affordable rental properties. Lisa is known for helping overlooked investors, especially Black professionals, build profitable real estate portfolios in working class and minority neighborhoods using low cost, high cash flow strategies. Lisa shares how she realized corporate America was not her long term path and reframed her engineering job as a paycheck to fund her real business: affordable real estate investing. She walks through buying an overpriced Las Vegas property at the top of the 2006 market, losing it to foreclosure, and then rebuilding by targeting sub 30k and 30k to 60k homes in lower income but stable areas. Instead of chasing luxury flips, she focused on out of state real estate investing, long distance rentals, and using time as her ally to renovate and stabilize properties on a modest budget. From her first 13k Baltimore house to assembling a portfolio across multiple cities, Lisa explains how investors without generational wealth can start small, live on less, and use each corporate paycheck to buy freedom. She breaks down the mindset shifts required to let go of ego, status, and the belief that your first deal has to be 50k or bigger. One house every 18 to 24 months, in the right market, can change a family's financial trajectory. Lisa also opens the door to global real estate investing, sharing how she now lives part time in France, uses her home as a primary residence and short term rental, and why getting a local property manager is essential when investing across cultures and continents. If you have ever felt "overlooked" by traditional wealth advice, this conversation will show you a practical path into rental properties, no matter your starting point. Listen to this episode of Fortunes of the Brave to learn how to use small, strategic moves to build big, long term freedom. Key Takeaways: • Reframe your day job as a paycheck to fund your real business or investments • Start with low cost rentals in the 30k to 60k range instead of waiting for a perfect big deal • Use time as your advantage by renovating slowly and avoiding rushed, high risk projects • Drop ego and status so you can use "layaway" style strategies and modest steps to build wealth • Apply long distance investing systems to both out of state and international real estate Chapters: • 00:00 - Welcome to Fortunes of the Brave with Lisa Phillips • 00:41 - From corporate burnout to a 40 by 28 retirement goal • 02:51 - Corporate America as a paycheck to your real business • 03:43 - Growing up low income and doing "whatever it took" • 06:29 - The first 13k house and rebuilding after foreclosure • 08:31 - Being forced to invest outside your city on a modest budget • 11:17 - Overlooked investors and why traditional advice misses them • 14:20 - Layaway, Klarna, and dropping ego to start small • 17:23 - Designing a plan for one house every 18 to 24 months • 20:40 - Taking the strategy global and investing while living in France • 23:43 - Short term rentals, property managers, and European market realities • 28:42 - Systems for long distance and out of country investing Resources Mentioned: • Book - The Millionaire Next Door • Book - Millionaire By 30 • Affordable Real Estate Investments (Lisa's company) • Concepts - Layaway, Klarna and modest step investing • Lisa's upcoming book on long distance investing (states and global) Connect with Lisa: • LinkedIn: Lisa Phillips • Other: Instagram, Twitter and YouTube under "Affordable Real Estate Investments" or "Affordablerei" • Follow Planet Wealth: Instagram | TikTok | Facebook | LinkedIn | YouTube planetwealth.com
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    39 min
  • E36: Pamela Cytron: Wealth Isn't Just for the Rich: How Fintech Is Changing Who Gets a Shot

    E36: Pamela Cytron: Wealth Isn't Just for the Rich: How Fintech Is Changing Who Gets a Shot
    Jan 5 2026
    Pamela Cytron, founder of The Founders Arena WealthTech accelerator in Arlington, Texas, has spent more than three decades at the center of fintech, wealth management and enterprise sales. In this episode of Fortunes of the Brave, Pam and host Lance Woodson dig into how wealth is really created, who gets access to it, and why the current system leaves so many founders and everyday investors on the sidelines. They unpack the broken incentives inside venture capital, the realities of raising capital in fintech, and why sales is still a contact sport even in an AI driven world. Pam explains how The Founders Arena selects WealthTech companies that already have real revenue but need help breaking into large institutions and enterprise contracts. Instead of chasing demo days and pitch contests, her boutique accelerator pairs founders directly with decision makers at firms like Goldman Sachs, Schwab and Morningstar, focusing on revenue growth, strategic balance sheet capital and sustainable business models. The conversation goes far beyond cap tables. Pam challenges traditional wealth management to serve the next generation, from college athletes and creators to solo entrepreneurs, and highlights the role credit unions and community focused funds may play in the next phase of wealth innovation. She shares why most founders are under taught in sales, why free POCs quietly kill startups, and how performance based equity could realign incentives between capital and value creation. On a personal level, Pam opens up about resilience, sobriety, beating cancer and building a global career while staying grounded in service. She leaves founders and investors with a simple lens for the future of wealth creation and generational wealth transfer. If you care about fintech innovation, community capital and building wealth on your own terms, this Fortunes of the Brave episode is a masterclass in both money and mindset. Key Takeaways: Redefine wealth as a personal, values driven target instead of a number in a bank accountBuild fintech and WealthTech products that serve real people, not just elite clients and legacy institutionsPrioritize revenue and sales discipline so you are not codependent on venture capitalDesign funding paths that include strategic balance sheet capital, community capital and retail investorsInvest in resilience, self awareness and daily reflection to lead teams through uncertainty Chapters: 00:00 – Behind the scenes and Pam's track record in fintech and exits07:00 – Dallas, Texas and the rise of a new financial services corridor14:00 – Why B2C fintech is so hard and the shift to B2B WealthTech18:30 – Credit unions, community focus and the future of wealth management20:30 – How The Founders Arena selects founders and companies26:30 – Rethinking venture capital, performance based equity and "all money is not good money"36:00 – Broken enterprise sales cycles and why free POCs hurt startups49:40 – Redefining wealth and why it is not just for the rich54:30 – Gen Z, gaming, trading and missing financial literacy guardrails1:10:40 – Sales as a contact sport and teaching founders to sell1:48:30 – Resilience, sobriety, cancer and how adversity shapes leadership Resources Mentioned: The Founders Arena WealthTech AcceleratorCU Wealth (credit union focused fund)AlgoPair behavioral finance platform for students and athletesTexas Stock Exchange initiativeRobinhood, Chime and neo banks in consumer fintech Connect with Pamela: Website: The Founders Arena Follow Planet Wealth: Instagram | TikTok | Facebook | LinkedIn | YouTube planetwealth.com
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    1 h et 11 min
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