In this timely episode, Jon and Wendy walk you through a faith-rooted financial checklist to help you finish 2025 strong and step into 2026 with order, strategy, and peace. From year-end reviews to forward-thinking stewardship, this conversation bridges biblical wisdom with real-world action.

Rooted in Proverbs 21:5 — “The plans of the diligent lead surely to abundance…” — this episode equips you to get your financial house in order and position yourself for greater freedom and Kingdom impact.

• Assess Your Finances: Review your spending plan, pay down debt, and check your emergency fund.
• Holiday Budgeting: Be proactive about gift-giving expenses to avoid January regret.
• Year-End Financial Moves:
• Maximize employer 401(k) match
• Use your FSA/HSA funds
• Review life insurance and term policy options
• Begin tax planning before January
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• Business & Cash Flow Strategy: Entrepreneurs, don’t just close out the year—plan for scaling.
• Faith, Freedom & Finances: Financial alignment brings freedom to obey God fully and bless others abundantly.
• Spiritual Foundation: Daily time in the Word fuels financial wisdom and long-term clarity.
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Proverbs 21:5 – “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”

• SafeMoneyRoadmap.com – Get a custom financial strategy tailored to your goals
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• ProsperInTheKingdom.com – Tools, podcast episodes, and kingdom resources
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• Book Mentioned: The Science of Scaling (recommended for faith-driven entrepreneurs)
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1. Conduct a full financial inventory: Budget, debt, savings, and insurance.
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3. Set a holiday spending limit before the season begins.
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5. Schedule a strategy call via SafeMoneyRoadmap.com.
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7. Begin prayerfully setting goals for 2026 with faith and vision.
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9. Share this episode with a friend, team member, or fellow believer preparing for the new year.
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• Scaling a Christian business
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• Christian money mindset
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• Prosper in the Kingdom podcast
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Abundance begins with alignment. When your financial house is in order, you're free to follow God boldly, give generously, and impact eternally. Whether you're adjusting your budget or preparing to scale your business, this episode will help you do it with faith, diligence, and purpose.

In this powerful and timely episode of Prosper in the Kingdom, John Cleaver and Wendy Lee unpack the global awakening happening within the Christian community—and why financial freedom plays a crucial role in your spiritual calling. Against the backdrop of cultural unrest and spiritual revival, this conversation explores how biblical stewardship, entrepreneurship, and getting your financial house in order are essential tools for advancing the Kingdom in today's world.

Whether you’re navigating spiritual warfare, feeling the call to step off the sidelines, or simply ready to break free from financial bondage, this episode will stir your faith and offer practical guidance to help you rise up—on purpose and without fear.

• Why there’s a growing Christian revival across the globe—and how to be part of it
• The spiritual connection between finances and freedom
• Why debt is one of the enemy’s tools to silence believers
• The importance of financial independence in times of cultural chaos
• Biblical principles that call believers to truth, action, and responsibility
• How to align your money with your mission to make Heaven crowded
• Actionable next steps to create a spending plan, eliminate debt, and live on purpose
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• John 15:4 – "Remain in me, as I also remain in you..."
• Deuteronomy 8:18 – "But remember the Lord your God, for it is he who gives you the ability to produce wealth..."
• Proverbs 13:11 – "Wealth gained hastily will dwindle, but whoever gathers little by little will increase it."
• Ephesians 5:16 – "Redeem the time, because the days are evil."
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• 🎯 Get your FREE financial plan: SafeMoneyRoadmap.com
• 💻 Visit the show hub: ProsperInTheKingdom.com
• 📺 Watch previous episodes for help with:
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• Starting side hustles
• Getting out of debt
• Christian entrepreneurship
• Biblical tithing and financial principles
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If you're feeling stirred to stop being a spectator and start living boldly, this is your invitation. Get equipped financially, spiritually, and mentally to rise up in this season. Don't wait. Get your free plan today at SafeMoneyRoadmap.com and step into the calling God has placed on your life.

Was this episode a wake-up call for you? Subscribe, leave a review, and share it with someone who needs to hear the truth in love. Let's flood the Kingdom with bold, financially free believers who are ready to make Heaven crowded.

Most Christians focus on how to grow their wealth — but few understand how much they're losing to taxes. In this episode, Jon Cleaver and Wendy Lee simplify what most financial professionals overcomplicate: the tax strategies that let you build and protect wealth the Kingdom way.

You'll learn the three key “tax buckets” that determine how much you keep versus how much you owe. Whether you’re a business owner, W-2 employee, or side-hustling entrepreneur, this episode will challenge what you’ve been told about 401(k)s, Roth accounts, and “safe” savings strategies.

It's time to stop feeding the IRS what God meant for your future and start making smarter, biblically grounded decisions that help you steward your increase well.

• Why the IRS and traditional advisors don’t teach tax efficiency
• The difference between tax now, tax later, and tax-advantaged buckets
• How the wealthy legally avoid taxes using strategies you’ve likely never been taught
• What the Bible says about wise stewardship and financial planning
• Why maxing out your 401(k) could be a “sucker’s bet”
• How to create a tax-free income stream using the “family bank” concept
• Why your retirement should look like a lifetime of Saturdays — not pay cuts
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• Proverbs 21:20 – "Precious treasure and oil are in a wise man’s dwelling…"
• Deuteronomy 8:18 – "It is He who gives you the power to get wealth…"
• Mark 12:17 – “Render to Caesar the things that are Caesar’s…”
• Ecclesiastes 11:2 – “Divide your portion to seven, or even to eight…”
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0:00 – Welcome + Why taxes matter more than you think

2:30 – The “tax now” trap: why your savings account isn’t safe

6:40 – Double-dipping taxes & the devoured harvest

10:15 – The myth of “lower taxes in retirement”

14:45 – Why the middle class pays the most in taxes

17:20 – What wealthy people actually do with their money

19:00 – How tax-advantaged strategies work (the “family bank”)

23:00 – Hidden fees and inefficiencies in 401(k)s

26:00 – The 3-bucket challenge: where is your money really going?

• Get your free financial plan: SafeMoneyRoadmap.com
• More tools and teaching: ProsperInTheKingdom.com
• Book mentioned: 401(k) Chaos
• U.S. Debt Clock (see real-time national debt)
• Learn about Family Bank Strategy (by request — DM us!)
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Want to stop guessing and start stewarding your income wisely?

Get a free financial game plan built around biblical principles and proven tax strategies at SafeMoneyRoadmap.com

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