In this timely episode, Jon and Wendy walk you through a faith-rooted financial checklist to help you finish 2025 strong and step into 2026 with order, strategy, and peace. From year-end reviews to forward-thinking stewardship, this conversation bridges biblical wisdom with real-world action.

Rooted in Proverbs 21:5 — “The plans of the diligent lead surely to abundance…” — this episode equips you to get your financial house in order and position yourself for greater freedom and Kingdom impact.

• Assess Your Finances: Review your spending plan, pay down debt, and check your emergency fund.
• Holiday Budgeting: Be proactive about gift-giving expenses to avoid January regret.
• Year-End Financial Moves:
• Maximize employer 401(k) match
• Use your FSA/HSA funds
• Review life insurance and term policy options
• Begin tax planning before January
• 
  
• Business & Cash Flow Strategy: Entrepreneurs, don’t just close out the year—plan for scaling.
• Faith, Freedom & Finances: Financial alignment brings freedom to obey God fully and bless others abundantly.
• Spiritual Foundation: Daily time in the Word fuels financial wisdom and long-term clarity.
• 
  

Proverbs 21:5 – “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”

• SafeMoneyRoadmap.com – Get a custom financial strategy tailored to your goals
• 
  
• ProsperInTheKingdom.com – Tools, podcast episodes, and kingdom resources
• 
  
• Book Mentioned: The Science of Scaling (recommended for faith-driven entrepreneurs)
• 
  

1. Conduct a full financial inventory: Budget, debt, savings, and insurance.
2. 
   
3. Set a holiday spending limit before the season begins.
4. 
   
5. Schedule a strategy call via SafeMoneyRoadmap.com.
6. 
   
7. Begin prayerfully setting goals for 2026 with faith and vision.
8. 
   
9. Share this episode with a friend, team member, or fellow believer preparing for the new year.
10. 
    

• Scaling a Christian business
• 
  
• Christian money mindset
• 
  
• Prosper in the Kingdom podcast
• 
  

Abundance begins with alignment. When your financial house is in order, you're free to follow God boldly, give generously, and impact eternally. Whether you're adjusting your budget or preparing to scale your business, this episode will help you do it with faith, diligence, and purpose.

In this powerful and timely episode of Prosper in the Kingdom, John Cleaver and Wendy Lee unpack the global awakening happening within the Christian community—and why financial freedom plays a crucial role in your spiritual calling. Against the backdrop of cultural unrest and spiritual revival, this conversation explores how biblical stewardship, entrepreneurship, and getting your financial house in order are essential tools for advancing the Kingdom in today's world.

Whether you’re navigating spiritual warfare, feeling the call to step off the sidelines, or simply ready to break free from financial bondage, this episode will stir your faith and offer practical guidance to help you rise up—on purpose and without fear.

• Why there’s a growing Christian revival across the globe—and how to be part of it
• The spiritual connection between finances and freedom
• Why debt is one of the enemy’s tools to silence believers
• The importance of financial independence in times of cultural chaos
• Biblical principles that call believers to truth, action, and responsibility
• How to align your money with your mission to make Heaven crowded
• Actionable next steps to create a spending plan, eliminate debt, and live on purpose
• 
  

• John 15:4 – "Remain in me, as I also remain in you..."
• Deuteronomy 8:18 – "But remember the Lord your God, for it is he who gives you the ability to produce wealth..."
• Proverbs 13:11 – "Wealth gained hastily will dwindle, but whoever gathers little by little will increase it."
• Ephesians 5:16 – "Redeem the time, because the days are evil."
• 
  

• 🎯 Get your FREE financial plan: SafeMoneyRoadmap.com
• 💻 Visit the show hub: ProsperInTheKingdom.com
• 📺 Watch previous episodes for help with:
• 
  
• Starting side hustles
• Getting out of debt
• Christian entrepreneurship
• Biblical tithing and financial principles
• 
  

If you're feeling stirred to stop being a spectator and start living boldly, this is your invitation. Get equipped financially, spiritually, and mentally to rise up in this season. Don't wait. Get your free plan today at SafeMoneyRoadmap.com and step into the calling God has placed on your life.

Was this episode a wake-up call for you? Subscribe, leave a review, and share it with someone who needs to hear the truth in love. Let's flood the Kingdom with bold, financially free believers who are ready to make Heaven crowded.

Most Christians focus on how to grow their wealth — but few understand how much they're losing to taxes. In this episode, Jon Cleaver and Wendy Lee simplify what most financial professionals overcomplicate: the tax strategies that let you build and protect wealth the Kingdom way.

You'll learn the three key “tax buckets” that determine how much you keep versus how much you owe. Whether you’re a business owner, W-2 employee, or side-hustling entrepreneur, this episode will challenge what you’ve been told about 401(k)s, Roth accounts, and “safe” savings strategies.

It's time to stop feeding the IRS what God meant for your future and start making smarter, biblically grounded decisions that help you steward your increase well.

• Why the IRS and traditional advisors don’t teach tax efficiency
• The difference between tax now, tax later, and tax-advantaged buckets
• How the wealthy legally avoid taxes using strategies you’ve likely never been taught
• What the Bible says about wise stewardship and financial planning
• Why maxing out your 401(k) could be a “sucker’s bet”
• How to create a tax-free income stream using the “family bank” concept
• Why your retirement should look like a lifetime of Saturdays — not pay cuts
• 
  

• Proverbs 21:20 – "Precious treasure and oil are in a wise man’s dwelling…"
• Deuteronomy 8:18 – "It is He who gives you the power to get wealth…"
• Mark 12:17 – “Render to Caesar the things that are Caesar’s…”
• Ecclesiastes 11:2 – “Divide your portion to seven, or even to eight…”
• 
  

0:00 – Welcome + Why taxes matter more than you think

2:30 – The “tax now” trap: why your savings account isn’t safe

6:40 – Double-dipping taxes & the devoured harvest

10:15 – The myth of “lower taxes in retirement”

14:45 – Why the middle class pays the most in taxes

17:20 – What wealthy people actually do with their money

19:00 – How tax-advantaged strategies work (the “family bank”)

23:00 – Hidden fees and inefficiencies in 401(k)s

26:00 – The 3-bucket challenge: where is your money really going?

• Get your free financial plan: SafeMoneyRoadmap.com
• More tools and teaching: ProsperInTheKingdom.com
• Book mentioned: 401(k) Chaos
• U.S. Debt Clock (see real-time national debt)
• Learn about Family Bank Strategy (by request — DM us!)
• 
  

Want to stop guessing and start stewarding your income wisely?

Get a free financial game plan built around biblical principles and proven tax strategies at SafeMoneyRoadmap.com

Like this episode? Share it with a friend, subscribe on your favorite platform, and tag us when you do! Help us spread this message of faith-driven financial freedom.

Is it wrong for Christians to desire wealth? Can you pursue financial abundance without falling into idolatry? In this powerful episode of Prosper in the Kingdom, hosts Jon Cleaver and Wendy Lee tackle the tension between biblical wealth and the dangers of the prosperity gospel.

You’ll discover what the Bible really says about money, the difference between stewardship and greed, and how to build wealth with kingdom purpose—not guilt or hype. This conversation is for faith-driven entrepreneurs, Christian leaders, and anyone who wants to be financially free without compromising their faith.

From Proverbs 10:22 to the Parable of the Talents, we unpack how money is a tool, not a god—and how your financial legacy can expand God's Kingdom rather than inflate your ego.

This is a must-listen if you’ve ever:

• Felt guilty for wanting financial abundance as a Christian
• Confused Kingdom prosperity with prosperity gospel theology
• Desired to build wealth without compromising your values
• Struggled to reconcile scripture with success
• Wanted practical strategies to manage money with biblical stewardship
• 
  

Let’s shift your mindset from fear to freedom—and learn how to honor God while increasing income.

🎧 Tune in now and learn how to grow your finances without shrinking your faith.

• What the Bible really says about money and wealth
• The truth about the “love of money” (1 Timothy 6:10)
• How Jesus warns about misplaced trust, not abundance
• Why stewardship matters more than status
• Breaking down prosperity gospel vs. Kingdom prosperity
• How money reveals your heart posture
• Tips to give generously, steward faithfully, and leave a legacy
• 
  

• 1 Timothy 6:10 — “The love of money is the root of all evil…”
• Proverbs 10:22 — “The blessing of the Lord makes rich, and he adds no sorrow with it.”
• Matthew 25:14-30 — The Parable of the Talents
• Matthew 6:33 — “Seek first the Kingdom of God…”
• Deuteronomy 8:18 — “God gives you the power to get wealth…”
• 
  

• SafeMoneyRoadmap.com – Get your free Kingdom-based financial plan
• ProsperInTheKingdom.com – Explore coaching and wealth-building resources
• Financial Stewardship Bible (mentioned in episode)
• 
  

• Christian entrepreneurs
• Kingdom-minded business leaders
• Faith-based coaches and consultants
• Believers struggling with money mindset
• Anyone wanting to align faith and finances
• 
  

Subscribe, share, and leave a review to support the mission of helping believers prosper with purpose!

New episodes every Wednesday on Apple Podcasts, Spotify, Google Podcasts, and wherever you listen.

Resources:

• Financial Clarity Tool:⁠ SafeMoneyRoadmap.com⁠
• More at:⁠...

Two incomes, side hustles, and still… you feel behind. Sound familiar?

In this eye-opening episode of Prosper in the Kingdom, John and Wendy trace the financial shift that’s left so many families stretched thin — despite earning more than ever. From Nixon’s decision to take the U.S. off the gold standard in 1971 to today’s lifestyle inflation and normalized debt culture, this episode unpacks why it feels impossible to get ahead — and what you can do about it.

You’ll walk away not only with a deeper understanding of what’s changed in our economy but with five biblical, practical steps to reclaim peace, margin, and financial momentum.

• Proverbs 27:23 – “Be sure you know the condition of your flocks, give careful attention to your herds.”
• Proverbs 22:7 – “The borrower is servant to the lender.”
• Matthew 25:14-30 – The Parable of the Talents: stewardship, multiplication, and responsibility.
• Ecclesiastes 5:10 – “Whoever loves money never has enough…”

• The economic history behind why today’s money doesn’t go as far (hint: gold standard, inflation, and fiat currency).
• How housing, healthcare, tuition, and lifestyle creep have created a financial trap.
• Why today’s “normal” family budget is unsustainable — and how to break free.
• 5 biblical wealth strategies to build margin, peace, and prosperity no matter your income level.
• How to stop playing the consumer game and start stewarding your resources with Kingdom clarity.

• [01:20] Why a single income used to be enough — and what changed
• [08:45] Nixon, gold, fiat currency, and the inflation ripple effect
• [18:10] Why your grandparents could save more (and lived with less)
• [24:30] What the culture of buy now, pay later is really costing us
• [33:10] The 5 Biblical Steps to Reset Your Finances (and future)
• [45:00] Final encouragement: Take back your peace and opt out of consumerism

1. Cashflow Discipline – Don’t just track your spending; assign your dollars with purpose.
2. Debt Elimination – High-interest debt is a trap. Proverbs 22:7 isn’t just a warning — it’s a strategy.
3. Lifestyle Alignment – Peace over possessions. Downsize, simplify, and stop performing for the culture.
4. Multiple Streams of Income – Build financial resilience by diversifying your cashflow, not just your portfolio.
5. Legacy & Margin – Think beyond today. Build margin, protect your family, and teach stewardship to the next generation.

• 5 Wealth Secrets 96% of Us Don’t Know by Craig Hill
• Whatever Happened to Penny Candy? by Richard Maybury
• SafeMoneyRoadmap.com – Free Financial Blueprint for listeners
• Want help building multiple streams of Kingdom-aligned income? prosperinthekingdom.com

If this episode hit home, share it with someone who’s been feeling financially stuck. The system is rigged — but God’s principles still work. Let’s help more families find peace and prosper with purpose.

➡️ Subscribe, leave a review, and tag us on social if this episode blessed you.

Are you chasing a God-given dream but constantly battling distractions?

In this episode of Prosper in the Kingdom, hosts John Cleaver and Wendy Lee dive into one of the most pressing issues facing faith-driven entrepreneurs and Christian leaders today—the battle for focus in a noisy world.

If your calendar feels hijacked, your momentum keeps stalling, or you're constantly pulled off mission by “urgent” but non-essential tasks—this conversation will equip you with the tools and truth to fight back.

Rooted in Proverbs 4:25, this episode is a faith-filled roadmap for reclaiming your kingdom focus and aligning with your purpose-driven calling.

In This Episode:

• How to recognize spiritual distraction as a strategy of the enemy
• Why faith and focus must work together to produce kingdom results
• Real-world examples of distraction in health, wealth, and calling
• How building wealth with wisdom beats chasing quick money
• What it means to practice time stewardship in your daily life
• A powerful 5-step plan to regain clarity and momentum
• Encouragement for Christian entrepreneurs building in noisy seasons

Key Scripture:

“Let your eyes look straight ahead; fix your gaze directly before you.” – Proverbs 4:25Resources:

• Financial Clarity Tool:⁠ SafeMoneyRoadmap.com⁠
• More at:⁠ ProsperInTheKingdom.com

Practical Takeaways:

• Set micro goals that build confidence and compound results
• Identify distractions and shut them down with spiritual authority
• Protect your kingdom productivity by blocking time for growth
• Partner with accountability to stay aligned with your God-given purpose
• Integrate spiritual discipline like prayer, fasting, or journaling to stay centered

This Episode Is For You If:

• You’re building a Christian business or side hustle but feel stuck
• You’re a faith-based leader craving more discipline and direction
• You’ve lost clarity on your God-given calling and want to get back on track
• You’ve been tempted by quick wins instead of purpose-aligned progress
• You want to align your mindset, schedule, and habits with biblical success

Bonus Resources:

• Weekly Book Club: The Science of Scaling by Benjamin Hardy (Wednesdays @ 2PM EST)
• Financial Clarity Tool:⁠ SafeMoneyRoadmap.com⁠
• More at:⁠ ProsperInTheKingdom.com

Subscribe, rate, and share this episode of Prosper in the Kingdom. Help us equip more believers to walk boldly in their calling—without compromise.

Join the Conversation:Have you felt spiritually distracted lately? What’s been pulling your focus off the mission? Share your story in the comments or tag us on social with your thoughts. Let’s grow together.

Stay Equipped for Purpose-Aligned Prosperity:Visit:⁠...

Discover practical, faith-driven strategies for Gen Z to buy a first home, build credit, and start wealth-building—yes, even in today’s market.

For many in Gen Z, the dream of homeownership feels out of reach. Rising interest rates, high housing prices, and limited credit history can make the process overwhelming. But in this episode of Prosper in the Kingdom, hosts John Cleaver and Wendy Lee reveal why buying a home is still possible—and how you can do it with the right plan, discipline, and faith.

From understanding today’s mortgage landscape to practical steps for building credit, saving for a down payment, and finding the right “starter” home, John and Wendy share both personal stories and proven strategies. You’ll learn how to think long-term, leverage your resources, and start building equity now—because every month you’re either paying your own mortgage or someone else’s.

Whether you’re a young adult ready to take the leap, a parent guiding your kids, or someone looking to re-enter the housing market, this conversation is packed with insight, encouragement, and actionable next steps.

What You’ll Learn in This Episode:

• Why Gen Z’s homeownership challenges aren’t impossible to overcome

• How to build and maintain a credit score that qualifies you for better mortgage rates

• The truth about mortgage rates—why you shouldn’t “wait for perfect”

• Affordable ways to save for your first down payment (without starving your budget)

• How to choose a smart starter home that builds equity for your future

• Biblical wisdom for approaching financial decisions with diligence and faith
  

Scripture Reference:

• Proverbs 21:5 – “The plans of the diligent lead to profit as surely as haste leads to poverty.”
  

Resources & Links Mentioned:

• Credit building tools: Credit Wise, Credit Karma, Chime

• Mortgage rate comparison: Bankrate.com

• Connect with John & Wendy at ProsperInTheKingdom.com
  

Call to Action: If you’re ready to turn your housing dream into a reality, start by making a plan today. Share this episode with someone you know who’s thinking about buying their first home. And don’t forget to like, subscribe, and leave a comment with your biggest takeaway—we’d love to hear from you!

In this episode of Prosper In The Kingdom, Jon Cleaver and Wendy Lee dive deep into a truth most of us overlook: time is your most valuable asset—and it’s often squandered. This isn’t about hustle culture or burnout. It’s about stewardship, intention, and honoring your calling through how you spend your 24 hours.

You’ll hear candid stories, biblical insight, and practical wisdom on how to stop letting time slip away and start investing it into the things that matter—your faith, family, finances, and future.

Key Learnings:

• Why time—not money—is your true currency

• How distractions are sabotaging your calling

• The power of scheduling and owning your calendar

• Why “I don’t have time” is a dangerous lie

• How to start a purpose-driven side hustle with as little as 10 hours a week

• Biblical principles on stewardship from Proverbs, Ephesians, and Deuteronomy

• How rest and reflection play into productivity and divine alignment
  

Action Step: Own your time. Take the 90-day challenge Jon and Wendy Lee laid down—just 12 hours a week to build something meaningful. You’ve got 24 hours like everyone else… what will you do with yours?

Connect + Grow: Loved this episode? Share it with someone who needs a wake-up call on how they’re spending their time.

Join our Facebook Group⁠ for exclusive financial tips

⁠Follow us on Instagram⁠ for daily money wisdom:

Jon - https://www.instagram.com/joncleaverofficial/

Wendy - https://www.instagram.com/moneywithwendy/

⁠Visit ProsperInTheKingdom.com⁠ for past episodes and resources

Want a FREE custom financial game plan?

Click here to schedule your session: https://www.safemoneyroadmap.com

Download Wendy’s Trello MLM Starter Course here:

https://trelloschoolwithwendy.thinkific.com/courses/trello-mlm-starter