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The 2-Minute Drill

The 2-Minute Drill

Auteur(s): John Geffert
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 Inspired by his blog ‘Deep in the Trenches’, The 2-Minute Drill is hosted by Financial Advisor and combat veteran, John Geffert. John leverages his knowledge of the U.S. tax code and financial planning to discuss investing, taxes, and financial planning strategies without industry jargon, in plain English, and under two minutes.℗ & © 2020 The 2-Minute Drill Finances personnelles Économie
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  • Does it Make Cents to Refinance Your Mortgage?

    Does it Make Cents to Refinance Your Mortgage?
    Oct 30 2020
    As mortgage rates continue to hit record lows, many people are refinancing their mortgages. Before deciding to refinance, I’d answer two questions. Does the math work What does it allow you to do? Listen as I walk through an example of a homeowner refinancing their $750,000, 30-year mortgage at 4.5%, how it's possible they could pay more in interest by refinancing to a 30-year mortgage at 3.5%, and why that may not be such a bad idea. Read the Blog - https://deepinthetrenches.com/does-it-make-cents-to-refinance-your-mortgage/ (Does it Make Cents to Refinance Your Mortgage?) Read Time - 5 minutes
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    2 min
  • What You May Not Know About The S&P 500

    What You May Not Know About The S&P 500
    Oct 16 2020
    You likely have familiarity with the S&P 500, but did you know Apple makes up over 6% of the index? Or that Apple, Amazon, Microsoft, and both share classes of Google make up 23.25 percent of the S&P 500? That means close to 25 percent of the daily fluctuation in “the market” is driven by the performance of these 5 companies. Listen to learn a few more interesting stats that you may not be aware of. Read the Blog - https://deepinthetrenches.com/what-you-may-not-know-about-the-sp-500what-you-may-not-know-about-the-sp-500/ (What You May Not Know About The S&P 500) Reading Time - 3 minutes
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    2 min
  • Why Playing Time Matters

    Why Playing Time Matters
    Oct 2 2020
    Around this time each year, my wife and I watch HBO’s Hard Knocks. It’s a reality sports series that follows an NFL team through training camp as they prepare for the upcoming season. One of the reoccurring storylines of the show and my wife’s favorite part are the handful of players who are longshots to make the team. Had the LA Chargers been profiled in 2017, Austin Ekeler would have been one of the longshots. Earlier this year, Ekeler is the starting running back for the LA Chargers and just inked a 4-year $24.5 million deal.  None of us will be the starting running back for any NFL team. Still, we can have an Ekeler-like opportunity with enough playing time.  Read the Blog - https://deepinthetrenches.com/why-playing-time-matters/ (Why Playing Time Matters) Reading Time - 2 Minutes
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    3 min
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