Épisodes

  • Rates are Not Moving Down... Buckle UP!
    Jul 24 2025

    You’ve been LIED TO. Rate cuts? Not happening. Relief? NOT COMING. The 2025 EDGE ANALYTICS REPORT just dropped a BOMBSHELL and it’s BAD NEWS for anyone with a MORTGAGE, HELOC, or CREDIT CARD DEBT.

    For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

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    9 min
  • Toronto is Falling Apart... Thanks, Olivia!
    Jul 18 2025

    This week, Vince laces into Toronto's Mayor, Olivia Chow. With sky-high taxes, out-of-control crime, collapsing downtown — is this the "progressive comeback" we were promised? From TTC stabbings to tent cities in parks, Toronto is spiralling… all while the citizens pay record-breaking taxes!

    For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

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    7 min
  • Latest CPI Report Breakdown... It's Not Looking Good, Folks!
    Jul 16 2025

    Trade wars, Tax chaos & a Mortgage crisis are hitting Canadians hard. May 2025 CPI is out — inflation’s sticky, housing costs are rising, and the Bank of Canada is trapped. This week, Vince breaks down how it’s all crushing your wallet and what to do before rates spike again. Don’t wait!

    For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

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    9 min
  • Population Stalls, Renters Recoil & Investors Re-evaluate
    Jul 9 2025

    This week, Vince unpacks a bombshell Stats Canada report that exposes the hard truth about Canada's housing market, immigration policy, and what it all means for investors, landlords, and homeowners across Ontario, BC, and beyond.

    👉 If you’re banking on rental income… think again.
    👉 If you’re sitting on a pre-construction unit… brace yourself.
    👉 If you thought “real estate always goes up”… welcome to 2025.

    If you haven't already, please subscribe to the OwlMortgage Youtube Channel for more informative content!

    For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

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    7 min
  • Toronto Bought $63M Electric Ferries… WITH NO CHARGERS?!
    Jul 4 2025

    Toronto: a global city with third-world governance. In this episode, I break down one of the most insane examples of civic incompetence you’ll ever hear — the City of Toronto spent $63 million on electric ferries… and forgot to build the charging stations. Yes, this actually happened. And yes — their solution is to run the electric ferries on diesel. You can’t make this up.

    For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

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    9 min
  • Canada's Economic Reality Check! No More Rate Cuts???
    Jul 2 2025

    In this episode, Vince breaks down the real economic state of Canada heading into the second half of 2025 — and it’s not pretty. The Bank of Canada just hit pause, jobs are quietly vanishing, mortgage renewals are looming, and Toronto real estate is flashing red.

    For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

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    8 min
  • Why Can't We Build Homes in Ontario?
    Jun 25 2025

    It’s not the Leafs. It’s not the weather. And it’s NOT immigrants buying up all the homes. Ontario’s real estate disaster is man-made — built on bureaucracy, red tape, NIMBYism, and broken policy. On this episode of The Wise Old Owl Podcast, Vince pulls back the curtain on why homebuilding in Ontario is broken — and how it’s crushing the dream of homeownership for millions of Canadians.

    For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

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    7 min
  • Canada's Middle Class is Being Crushed
    Jun 20 2025

    The warning signs are no longer subtle — Canada is already in the storm. In this episode, Vince exposes the real economic pressure quietly strangling the Canadian middle class. From rising delinquencies and surging credit card debt to job market instability and a government with no real plan — this is the hard truth the headlines won’t tell you.

    For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

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    6 min