What does it really take for women to build true financial freedom without burning out or disconnecting from who they are

In this special episode of Women Growing Wealth, Tamar shares a powerful conversation originally recorded for WOMAN with Alexi Panos, where Tamar was the featured guest.

Together, Tamar and bestselling author and global speaker Alexi Panos explore the emotional, energetic, and identity-level foundations of wealth. This is a deep look into money, nervous system capacity, and the patterns that keep women stuck even when they are earning more than ever.

They unpack why high-achieving women still experience fear, scarcity, pressure, or guilt around money and how to shift into a relationship with wealth that feels grounded, safe, and aligned.

This is not about pushing harder or doing more. It is about expanding who you are so money can flow with more ease, clarity, and confidence.

In This Episode, You’ll Learn

• Why most women fear losing money even when they make more than ever
• The Enough Number every woman needs to know to stop chasing endless more
• How to shift from working for money to letting money work for you
• The truth about good debt, investing, and why women are still behind men in wealth-building
• How to expand your nervous system capacity to hold, grow, and circulate abundance
• The identity shifts that create lasting financial freedom

This is a feminine and grounded reclamation of wealth as safety, freedom, and personal power.

Ready to Build Your Own Wealth Strategy

Start with clarity. Download the free Enough Number Calculator and Workbook to learn exactly how much you need to be financially free and how to build a grounded plan to get there.
👉 GetYourEnoughNumber.com

Connect with Tamar

Instagram: @tamarhermes
LinkedIn: Tamar Hermes
Website: WomenGrowingWealth.com
Book: The Millionairess Mentality

Connect with Alexi Panos

Website: https://www.thebridgemethod.org/
Instagram: @alexipanos

Alexi’s Podcast ➡️ https://open.spotify.com/show/6AdessNXwXn7HGKE2OvP1D?si=ef42e37c6bb14303

🎧 Tune in, take notes, and shift your relationship with money from fear to flow.

Dr. Rachel Gainsbrugh didn’t escape burnout, she built her way out of it.

Born in Haiti and raised in Miami, she earned her doctorate in pharmacy, but with it came over $500,000 in student loan debt and years of 80-hour workweeks. It wasn’t until she discovered short-term rentals that everything changed.

Rachel turned two luxury short-term rentals into a portfolio that replaced her full-time income, retired her husband at 46, and allowed her to step away from pharmacy at 41. Her method? Focus on fewer properties, higher profits, and smart systems that create freedom instead of more work.

Now, through her company Short Term Gems, Rachel is helping thousands of professionals especially women in healthcare to build financial independence through luxury within reach real estate investing. Her story is proof that you don’t need a hundred properties to change your life, you need strategy, confidence, and the courage to start.

In this episode, we cover:

• How Rachel replaced her six-figure W2 income with just two properties
• The tax advantages of short-term rentals (and how to offset W2 income legally)
• How to find profitable rental markets using Rachel’s “CROW” method
• The mindset shift from scarcity to strategic abundance
• Why luxury isn’t about price, it’s about experience and impact
• How to use AI and automation to scale your portfolio with ease

🎁 Free Gift from Rachel:
Get her Top 75 Cities for Short-Term Rental Profitability at 75Gems.com

Connect with Rachel Gainsbrugh
Website: shorttermgems.com
Speaking: shorttermgems.com/speaking
Facebook: facebook.com/shorttermgems
Instagram: @drrachelgainsbrugh
LinkedIn: Dr. Rachel Gainsbrugh
TikTok: @luxury_str_doctor
YouTube: The Luxury STR Doctor Show
Podcast: Short Term Gems Podcast

Upcoming Event:
Join Rachel’s in-person event The Beginner’s Blueprint this October — a live experience for professionals ready to start their own profitable short-term rental business.
👉 shorttermgems.com/the-beginners-blueprint

Ready to Build Your Own Real Estate Wealth Strategy?

Real estate is one of the most powerful ways to build wealth and create freedom — but it starts with knowing your numbers.

Use Tamar’s free calculator and comprehensive workbook to find your financial freedom number and design your personalized wealth strategy.

📘 GetYourEnoughNumber.com

Connect with Tamar Hermes

Instagram: @tamarhermes
LinkedIn: Tamar Hermes
Email: tamar@womengrowingwealth.com

Most women I meet are earning six and seven figures. They are running successful businesses, managing teams, or leading their industries, but still sending 30% or more straight to the IRS.

This episode will change that.

In this episode I break down three powerful, legal tax strategies wealthy women use to keep more of what they make and how you can start implementing them before the end of the year.

This isn’t about loopholes or shady accounting. It’s about learning to play by the same rules that the wealthy have been using for decades and understanding how the tax code is actually designed to reward you for contributing to the economy.

Every dollar you save is a dollar you can invest, compound, and use to build the freedom you deserve.

What You’ll Learn

✅ The first step to structure your business correctly for maximum savings
✅ How an S Corp can save you tens of thousands in self-employment tax
✅ The truth about real estate depreciation and why it’s a “double-duty” wealth builder
✅ How to use timing to your advantage and reduce your taxable income before December 31
✅ Why planning proactively (not reactively) changes everything
✅ The difference between earners and wealth builders — and how to become the latter

Key Takeaways

• The tax code isn’t designed to punish you, it’s a roadmap for rewards.
• An S Corp structure can immediately unlock major savings.
• Real estate and strategic assets create both income and deductions.
• The wealthy plan their tax strategies all year long, not just in April.
• Hope is not a tax strategy. Intentional action is.

Ready to Build Your Own Real Estate Wealth Strategy?
Wealth starts with knowing your numbers and aligning your investments with purpose.
Before you dive in, start with your baseline, knowing how much money you need and want to be financially free and see how you can adjust the lever of inflation with smart investments and tax strategy.
My free calculator is a great place to start, and it includes a comprehensive step-by-step workbook to help you calculate your freedom number and plan your strategy with clarity.

My free calculator is a great place to start:
👉 GetYourEnoughNumber.com

Work With Me

If you’re a financially successful woman earning $200K+ and you’re ready to align your investments, taxes, and Enough Number strategy, join the Women Growing Wealth mentorship.

Book your private call: callwithtamar.com

📲 Connect

• Instagram: @tamarhermes
• LinkedIn: Tamar Hermes

Email: tamar@womengrowingwealth.com

What if waiting for the “perfect” time to invest is actually the most expensive mistake you’ll ever make?

In this episode of Women Growing Wealth, Tamar Hermes sits down with real-estate legend Kathy Fettke, co-CEO of Real Wealth, author of Retire Rich with Rentals, and host of The Real Wealth Show and Real Estate News for Investors.

With more than 22 years of experience helping thousands of investors grow their portfolios, Kathy breaks down what keeps women stuck on the sidelines and how to start investing with confidence, even in today’s market. She shares exactly how leverage, time, and strategy build lasting freedom. It’s not an overnight success story, just proven steps that work.

What You’ll Learn

✅ Why waiting to invest costs you more than getting started early
✅ How leverage, not luck, accelerates wealth building
✅ The difference between good debt and bad debt (and how to use both wisely)
✅ What “turnkey” investing really means and why it simplifies the process
✅ How to start building a portfolio even if you’re busy or afraid of risk
✅ Why owning real estate is one of the most powerful paths to freedom

Key Takeaways

• You don’t have to time the market perfectly, you just have to get in.
• Real estate builds wealth through time, leverage, and consistency.
• Security comes from education and reserves, not fear.
• Every property is a “golden goose” building wealth while you live your life.
• The cost of waiting is greater than the cost of starting small.

Resources Mentioned

• RealWealth.com
• Retire Rich with Rentals by Kathy Fettke
• The Real Wealth Show Podcast and Real Estate News for Investors
• GetYourEnoughNumber.com — Free calculator to find your financial freedom number

📲 Connect with Tamar

Instagram: @tamarhermes
LinkedIn: Tamar Hermes
Email: tamar@womengrowingwealth.com

Connect with Kathy Fettke

Website: RealWealth.com
Instagram: @kathyfettke

Podcast: The Real Wealth Show and Real Estate News for Investors
Book: Retire Rich with Rentals

What does it really take to go from making money to mastering it?
In this episode of the Women Growing Wealth Podcast, Tamar Hermes sits down with Jane Mukami — born and raised in Nairobi, Kenya, and now the founder of a seven-figure fitness and nutrition business.

Jane had everything she thought defined success: income, impact, and independence. But her money wasn’t working for her — she was overpaying in taxes, letting cash sit idle, and still feeling trapped.

That’s when she learned how to take control of her finances, calculate her Enough Number, and create true financial freedom and mastery — with strategy, mentorship, and clarity.

If you’ve ever wondered how to make your money work as hard as you do, this episode gives you the exact steps to get there.

🎯 What You’ll Learn

• How to turn discipline into wealth and freedom
• The moment Jane realized income isn’t the same as independence
• The smart money and tax strategies that changed her future
• How mentorship accelerates results and builds clarity
• How to calculate your Enough Number and use it to make powerful decisions

🔥 Key Moments

• 00:02:15 – Jane’s journey from Nairobi, Kenya, to seven-figure entrepreneur
• 00:07:40 – The “buy a car” moment that changed her perspective on taxes
• 00:16:10 – How mentorship and strategy collapsed her freedom timeline
• 00:25:30 – The mindset shift from saving to investing
• 00:33:00 – What financial mastery really looks like once you arrive

Most women know how to make money — but few are taught how to master it.
Jane’s story is proof that financial freedom isn’t about working harder or earning more; it’s about using strategy, mentorship, and intention to build a life you love.

Takeaway

You don’t need to overhaul your life to create freedom — you just need a plan that aligns your money with your goals.
Learn from Jane’s journey, take the steps, and get to financial freedom and mastery the Women’s Way.

• Find Your Enough Number to Become Financially Free: Download a free workbook and caluclator: GetYourEnoughNumber.com
• Join the Movement: WomenGrowingWealth.com

💬 Connect with Jane Mukami

Website: www.fitkenyangirl.com
Instagram: @fitkenyangirl
Facebook: Jane Mukami Fitness
LinkedIn: Jane Mukami

In this week’s episode of Women Growing Wealth, I sit down with leadership and mindset coach Dena Patton, a woman who went from broke and having a stroke at 28, to building multiple purpose-driven businesses and a powerful nonprofit.

Dena shares how mindset mastery, self-worth, and redefining your relationship with money can transform not only your business but your entire life. We talk about breaking through financial limits, building legacy-level impact, and how to go from “good” to truly great.

This conversation will remind you that no matter how much you’ve already achieved, there’s always another level of growth and giving waiting for you.

What You’ll Learn
✅ How your mindset shapes your income and impact
✅ Why self-worth directly affects how much wealth you allow in
✅ How to identify your “smallness narratives” and replace them with greatness
✅ The difference between chasing success and building legacy
✅ Why philanthropy and purpose amplify your abundance
✅ Simple practices to shift your inner dialogue around money

Key Takeaways

• You don’t have to choose between profit and purpose — you can do both
• Greatness attracts greatness. When you trust yourself, opportunities multiply
• Your circle matters. Surround yourself with people who expand your mindset
• Small giving grows over time — start where you are
• True wealth comes from contribution and self-trust

Resources Mentioned

• The Greatness Game by Dena Patton
• Girls Rule Foundation
• DenaPatton.com
• Follow Dena on Instagram: @DenaMariePatton

Ready to Build Your Own Real Estate Wealth Strategy?
Just like we talk about in this episode, wealth starts with knowing your numbers and aligning your investments with purpose. Before you dive in, start with your baseline knowing how much money you need and want to be financially free and see how you can adjust the lever of inflation with smart investments and tax strategy.

My free calculator is a great place to start:
→ GetYourEnoughNumber.com

Connect with Tamar

Instagram: @tamarhermes
LinkedIn: Tamar Hermes
Email: tamar@womengrowingwealth.com

Inflation is stealing your money every single day, but the wealthy have figured out how to make rising costs work for them instead of against them.

In this episode of Women Growing Wealth, I’m breaking down the three simple facts about beating inflation that women tend to overcomplicate, plus the exact strategies you can start using this week to protect and grow your wealth.

💡 What You’ll Learn:

✅ Why that $200 restaurant bill reveals the real threat to your financial future
✅ The 3 wealth-building levers the 1% use (and why they’re simpler than you think)
✅ How compound interest becomes your secret weapon against inflation
✅ The difference between assets that protect you vs. those that hurt you
✅ Why chasing high returns backfires (and what to do instead)
✅ Simple action steps you can take this week to start inflation-proofing your wealth

🔑 Key Takeaways:

• At 3% inflation, your money loses half its buying power every 24 years
• If you need $100K in retirement today, you’ll need $181K in 20 years just to maintain the same lifestyle
• Time is your most powerful wealth-building tool and the one thing you can never buy back
• The wealthy don’t fight inflation, they own assets that rise with inflation

Resources Mentioned:
• Get Your Enough Number (factoring in inflation): getyourenoughnumber.com

• I Bonds: TreasuryDirect.gov

• Join the Women Growing Wealth Community: womengrowingwealth.com

📣 Want to get ahead of inflation?
Start with your baseline knowing how much money you need and want to be financially free and see how you can adjust the lever of inflation with smart investments and tax strategy.

My free calculator is a great place to start:
👉 GetYourEnoughNumber.com

📲 Connect with Tamar:

Instagram: @tamarhermes
Website: https://womengrowingwealth.com/
Book: The Millionairess Mentality: A Professional Woman’s Guide to Building Wealth Through Real Estate
Email: tamar@womengrowingwealth.com

Most women think building wealth means saving more and spending less but that’s not what wealthy women do.

In this episode of Women Growing Wealth, I share the 10 money moves that separate wealthy women from everyone else. These are the strategies I’ve seen turn $50K into $5M, debt into wealth, and financial anxiety into complete freedom.

From tracking your net worth to using debt strategically, mastering real estate formulas, and knowing your Enough Number, these moves will shift the way you think about money forever.

In this episode, you’ll learn:
✅ Why wealthy women track net worth, not budgets
✅ How to invest like you’re already rich
✅ The formula for turning rental properties into long-term cash flow
✅ How to weaponize good debt to grow faster
✅ Why treating taxes like a business expense saves thousands
✅ The freedom that comes with building your FU fund
✅ Why most wealthy women concentrate before they diversify
✅ The importance of automating your wealth building
✅ Why investing in uncomfortable growth accelerates results
✅ How to calculate your Enough Number and create your plan for freedom

Ready to make your next money move to go from Financially Successful to Financially Free?

Get your free Enough Calculator → getyourenough.com

Uncover Your Enough Number with Tamar at

Join us live to map out your Freedom Blueprint Oct 15-17 in Austin→ womengrowingwealthretreat.com

Follow Tamar on Instagram: @tamarhermes
Connect with Tamar on LinkedIn: https://www.linkedin.com/in/tamar-hermes-53b9114a/