Welcome to the next campfire chat episode! In this unfiltered chat Glen, Vince Scully and Jess Brady discuss a number of things, including:

👉🏾 should employer contributions not be considered towards the $30k concessional contributions cap? + tax reform

👉🏿 migration in Australia - how can Treasury's forecasts be so wrong?

👉🏻 are capital gains tax and negative gearing a problem?

👉 what's the deal with land banking?

👉🏼 Glen's views on incentives for people to build wealth + being broke vs poor

👉🏽 the overlap of spending and government + how Glen would run things

👉🏾 I'm hitting Division 293 - worth making non-concessional contributions too?

👉🏿 how much $$$ makes salary sacrifice worthwhile?

👉🏻 constitutionally protected funds, defined benefit schemes + annuities

👉 most investors today haven't experienced major market shifts + a Vince drops some money history knowledge

👉🏼 how often do superannuation beneficiaries need to be renewed?

👉🏽 how much super should I aim for, and how do I calculate salary sacrifice figures to achieve that?

👉🏿 how much super should I have based on my age?

Subscribe to Financially Fierce: https://www.youtube.com/@FinanciallyFierce-aus

Organise a clarity call chat with Jess or check out either The Evergreen Money Growing Club or The Greenhouse Money Growing Program: https://courses.jessicabrady.com.au/workwithmemmm

Check out Lifesherpa Invest: https://lifesherpa.com.au/invest

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Rachelle Kroon from this is property joins Glen to answer your questions! They touch on:

👉🏻 salary sacrifice vs personal contributions - which one wins?

👉 salary sacrifice into super or pay off HELP debt?

👉🏼 receiving large, unexpected sums of cash - what to do?

👉🏽 stories from the community of getting financially scammed

Watch this episode on Youtube: https://youtu.be/05pH6TfV7cM

Check out the online store: https://www.moneypodcast.com.au/store

Check out the Personal Property Securities Register: https://www.ppsr.gov.au/

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

While at FinCon 2025 in Portland, Oregon, Glen James caught up with finance coach and educator, Jenny from @worththehappiness. Glen asked Jenny:

👉🏾 what makes a successful investor?

👉🏿 retirement investing or non retirement investing?

👉🏻 mortgage or invest?

👉 what's the biggest barrier to investing?

👉🏼 do you have to be smart to be good with money?

👉🏽 what's your definition of success and have you made it?

👉🏾 what would you do with a spare 10k?

👉🏿 what's been your best investment to date?

👉🏻 what are you currently reading or listening to?

👉 one book you would recommend to investors

Find Jenny on Instagram at: https://www.instagram.com/worththehappiness/

Learn to be a better investor with The Quick Start-Guide to Investing: https://www.moneypodcast.com.au/store

Nick Bradley is now over on Youtube! Subscribe to his show, 15 Minute Money: https://youtube.com/@15minutemoney?si=GOLaFNrEqh5iUCJ1

Want more investing content? Find 'this is investing' wherever you listen to podcasts.

Have a question or topic for the show? Post it in our Facebook group.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In this episode Breana Davidson from @breeonabudget joins Glen to chat all about her money story! The conversation touches on:

👉🏻 a bit about Breana's story with money

👉 Breana's tipping point with money + how her money system is set up right now

👉🏼 how her superannuation is invested

👉🏽 her view on buying cars

👉🏾 how Breana maximises her money + how to be a minimalist

Follow Bree on Instagram: https://www.instagram.com/breeonabudget/?hl=en

Watch the episode on Youtube: https://youtu.be/GiWi6VU51nU

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

The show has gone travelling! Glen James, John Pidgeon and Rachelle Kroon recorded an episode at Fincon in Portland, Oregon! They touched on a bunch of topics and questions, including:

👉🏿 buying someone out of a property after a separation

👉🏻 how can I encourage my partner to be interested in investing?

👉 after party: the drama around Glen getting into the US

Watch this episode on Youtube: https://youtu.be/ex0MIst16RY

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Should anon move their $8k share portfolio from Raiz Invest to DHHF on the BetaShares Direct platform? Glen shares his thoughts, touching on:

👉 anon's scenario

👉🏾 investing strategy

👉🏿 fee comparison: Raiz vs BetaShares Direct

👉🏻 diversification concerns

👉🏽 alternative options e.g. extra mortgage repayments or robo-investing

Watch this episode on Youtube: https://youtu.be/-kZL3Za8xB8

Learn to be a better investor with The Quick Start-Guide to Investing: https://www.moneypodcast.com.au/store

Nick Bradley is now over on Youtube! Subscribe to his show, 15 Minute Money: https://youtube.com/@15minutemoney?si=GOLaFNrEqh5iUCJ1

Want more investing content? Find 'this is investing' wherever you listen to podcasts.

Have a question or topic for the show? Post it in our Facebook group.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

A bunch of listeners asked about buying property in self-managed super funds (SMSF), so Glen James and John Pidgeon dug deep!

👉🏾 how do you know if you're ready for a SMSF?

👉🏿 what's involved in setting up a SMSF?

👉🏻 why Glen set up a SMSF, details you need to consider + a SMSF example

👉 changing from a SMSF to a retail fund after retirement + why John doesn't have a SMSF

👉🏼 SMSF for investment properties, worth it?

👉🏽 other reasons you might buy property with a SMSF + trustee responsibilities

Watch this episode on YouTube: https://youtu.be/Ql4o3sMu8ZU

Watch the episode on WRAP accounts here: https://youtu.be/9xays21Tsos?si=OR8M1YRhgnEl1QHe

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Superannuation might be boring, but it's powerful for building long term wealth. In this episode Glen and John unpack everything you need to know about super, starting with the basics and moving to a more intermediate level of info. They cover:

👉🏾 the basics: eligibility, the trust structure, contributions + tax

👉🏿 investments: levels of growth, asset allocation + fees

👉🏻 insurance: beneficiaries, insurance policies inside super

👉 plus some FAQs

Watch this episode on Youtube: https://youtu.be/mpAo7M1hrk4

Subscribe to this is property on YouTube: https://www.youtube.com/@thisisproperty

Related episodes 🎧

322 understanding WRAP accounts - Listen on Apple Podcast | Listen on Spotify

829b First Home Super Saver (FHSS) scheme - Listen on Apple Podcast | Listen on Spotify

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.