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This 10-week plan will help you to turn your life around from small beginnings and design a life of financial freedom filled with the small experiences that bring you joy. Authors Ken and Mary Okoroafor started out as resource-poor working-class immigrants and have built a life of financial independence and joyful moments through hard work, smart saving and savvy investing. They know what it feels like to start from ground zero, and as a chartered accountant and former CFO, Ken shares his financial expertise to help you unlock the secret to building wealth.

Most people think that wealth is reserved for the lucky few—those born into privilege, gifted with an entrepreneurial streak, or naturally skilled with money. But the truth is, financial success isn't about luck—it's about habits. Instead of overwhelming readers with rigid budgets or complex investment strategies, this book reveals how small, daily financial moves compound into life-changing wealth—no matter where you start.