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We have only scratched the surface of what God’s grace means! Perhaps no other truth has experienced more controversy and counterfeit than the grace of God. The word “grace” is frequently used in the Christian community to speak of our undeserved salvation or an extra dose of spiritual strength. But there is so much more to the grace of God. Indeed, we have only scratched the surface of the ocean that is the supernatural power of God’s grace! In this landmark audiobook, Phill Urena reveals that grace is, in fact, the most powerful force in the universe!

There is a path to successful investing. Here is your road map to get there. Whether you want to learn the financial details of real estate or build your own business, understanding the rules, concepts, and risks of investing is an integral part of the journey. In this easy to understand guide to personal finance, listeners will find a holistic approach to financial advice, covering the entire spectrum of money - and investment-related decisions.

Imagine if men and women were committed to getting their financial lives in order before saying “I do”. Is love really all you need to start a marriage? It turns out that while that sentiment might make for a romantic song or a memorable movie line, financial woes contribute to marital strife. Whether you’re considering marriage, engaged, or already married, it’s never too soon to learn principles of money management that will enable you to enjoy the strongest possible foundation for a lifelong relationship and lasting legacy.