Insurance Finance

Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we’d be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price.

You enrolled in Medicare Parts A & B… now what? For millions of Americans, that’s where the confusion really begins. Medicare 2 picks up where the first step ends—guiding you through the next decisions that follow initial enrollment. Should you stay on Original Medicare or switch to Advantage? Does Medigap give you more freedom—or more cost? Should you keep employer coverage or drop it? Are you a veteran with VA, TRICARE, or CHAMPVA and unsure what to do next? What happens if you choose wrong—will you be stuck?

Creating a captive insurance company may sound daunting, but with Mr. Strauss's guidance you can navigate the legal maze and utilize this valuable strategy with ease. Don’t miss out on crucial out-of-pocket savings and create more liquidity in a more tax-efficient manner. Take steps today and reap the benefits of captive insurance!

Indexed Universal Life Insurance (IUL) is one of the fastest growing financial products on the market. There are a lot of ways to sell an IUL. As an agent, here is a simple system I used to sell Indexed Universal Life.

This comprehensive guide provides everything you need to know about P&C insurance, from the basics to advanced concepts, offering valuable insights into various policies, coverages, and regulations. In this book, you will dive deep into the structure of insurance contracts, the types of coverage available, and the vital differences between policies. You’ll learn about homeowners, commercial, auto, and liability insurance, as well as specialized coverages like flood and earthquake insurance.

お金の「これはダメ！」は【リボ払い】【がん保険】【お任せ運用】お金の「これはいい！」は【ほったらかし投資術】

Insurance is more than just policies and premiums—it's a complex web of human psychology, fear, and the pursuit of security. In The Psychology of Insurance, licensed insurance agent Karman Jones dives into the often-overlooked psychological forces that drive our decisions when it comes to insurance.

The claims process has become so automated that legitimate claims are denied without ever being seen by human eyes. Exceptions and exclusions are buried within small print that can bury your claim. Many claims departments operate under a culture of paranoia in which legitimate claims are denied, sometimes accidentally, sometimes not. Commercial and individual policyholders pay premiums with the understanding that insurers will pay claims fairly, fully, and promptly. It’s time for the insurance industry to Pay Up!.

In 10 Costly Medicare Mistakes You Can't Afford to Make, expert Danielle K. Roberts—co-founder of Boomer Benefits—shares the most common pitfalls people face when navigating Medicare and shows you how to avoid them. Whether you’re approaching age 65, retiring after 65, helping a loved one, or simply unsure about Medigap vs. Medicare Advantage, this audiobook gives you the clarity you need.

Unassuming but formidable, American maritime insurers used their position at the pinnacle of global trade to shape the new nation. The international information they gathered and the capital they generated enabled them to play central roles in state building and economic development.

Are you overwhelmed by the complexities of insurance? Are you overpaying for your insurance? Do terms like coinsurance, deductible, rider, Medicare, life insurance, and liability coverage leave you confused and uncertain? How to Make Insurance Work for You: A Personal Finance Guide is here to boost your insurance literacy and demystify the insurance world, providing you with the knowledge and tools you need to protect your health, assets, and loved ones.

In this landmark book, author Tony Caldwell takes you step-by-step through the thinking, mindset, skill sets, and checklists you need to launch and successfully operate an independent insurance agency. Utilizing his proven method, he not only challenges you to dream your vision so well you can articulate it, but he also provides the practical tools and expertise to help you grow while avoiding common pitfalls. Done the right way, your business will grow into a noble endeavor to benefit your community.

Struggling to turn your agency into a business? This book was written for agents by an agent and with a slightly more academic slant than my other sales books. Most of this information is grounded in practical trial and error and backed by data and proven methodologies. I wrote this audiobook not for fun or for my health. I wrote this book out of necessity to transform my own insurance agency into an actual business. When I first applied for a small business loan through the EDC, I got an education really quick as to what I didn't know about what I didn't know.

Frederick J. Fisher's "Claims-Made Insurance: The Policy That Changed the Industry" is an indispensable guide for insurance professionals navigating claims-made policies. This comprehensive book explores the evolution and critical aspects of these policies that have transformed the insurance landscape.

Are you looking for proven, reliable ways to make more money? Trying to invest for your future? The Guide to Tax Free Wealth 2019, 2020 & Beyond is here to show you how. Don’t stress over confusing investment plans and technical jargon - in this detailed, easy-to-understand guide you’ll discover powerful ways you can make more money that will last long into the future.

Dealing with the aftermath of property damage—whether from fire, flood, or storm—can be an overwhelming experience. In these moments of crisis, having the knowledge and preparation to handle an insurance claim effectively is crucial. This book is written to help homeowners navigate the complex and often confusing world of property damage claims, providing you with practical steps for safeguarding your home, preparing for potential losses, and maximizing your insurance benefits.

This isn’t another book on frugality or risky investing. It’s a real-world plan for middle-income earners stuck with credit cards, student loans, or a mortgage that never seems to end. If you're tired of living paycheck to paycheck and ready to take control, this is for you.

The life insurance industry stands at a pivotal moment. Consumer trust is eroding, many new technology entrants have failed, and the demands for innovation have never been more urgent. Maria Ferrante-Schepis offers a compelling “video tape review” of the industry’s last decade, enabling us to rethink what’s possible in a negative demand category.

An updated and expanded edition of the top-selling consumer guide to Medicare. It explains how to choose the best plans, especially during Medicare’s annual enrollment period, how to use Medicare’s extensive health benefits, and changes to Medicare that are expanding what it will cover and moving care from hospitals into the home.

お葬式・お墓と無縁の人は1人もいません。故石原慎太郎氏は「葬式不要、戒名不要。わが骨は必ず海に散らせ」とお葬式をあげないよう遺言しましたが、実は、遺族によって海洋葬というお葬式が執り行われたのです。