Today I'm continuing our multi-part series on Dividend Investing.

Specifically, in part two, I’m sharing:

➤ What the long-term performance has been for dividend-focused funds

➤ Why popular dividend investing charts can be incomplete (or misleading)

➤ The 3 primary reasons dividend strategies typically underperform

If you want to learn more about dividend investing and why it may not be the magical solution it's often marketed as, you'll enjoy this episode.

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***

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Today I'm kicking off a multi-part series on Dividend Investing.

While dividends are a normal occurrence in the global markets, their role in a retirement portfolio is often misunderstood.

➤ What is a dividend, and why do some companies pay them?

➤ How do they affect an investor's return?

➤ Where do dividends fit in the portfolio construction process?

➤ What are the little-known problems with this investment strategy?

➤ And what does my upcoming birthday have to do with dividends? 🥳

I'm covering all of these questions (and more!) in this investing series.

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As a thank you, you'll receive three (3) of my MOST popular retirement & tax cheatsheets.

You'll also receive my weekly retirement newsletter :)

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***

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Today I'm sharing a story about a couple who lost $2 million to an investment scam.

I'm also sharing (new!) resources to help protect your personal data in 2024.

Financial scams are getting more sophisticated and losses are skyrocketing.

In fact, last year, Americans lost $10 billion to financial scams.

That’s $1 billion more than 2022, and is the highest-ever reported annual loss in FTC history.

Everyone is at risk.

And everyone needs to regularly take proactive steps to stay safe.

Tune in to learn more.

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FREE RETIREMENT PLANNING RESOURCES:

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***

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There is no shortage of questions when it comes to navigating and planning for retirement.

➤ How much do I need to save?

➤ How do I optimize my tax bill and avoid overpaying the IRS?

➤ When do I take Social Security?

➤ What should I invest in? (And what should I avoid?!)

The list goes on.

And while you’ve likely read (or heard) helpful answers to most of the big questions, it never hurts to revisit them or get a different perspective.

In fact, some studies suggest that it can take hearing something 7 times before you retain it 🤯

Today on the show, I’m answering listener questions with the Retirement Answer Man himself, Roger Whitney.

Questions like, “What account type is the best retirement account type to fund after you’ve reached your savings goals?”

And, “What’s the best process for making important changes to your investments after learning you aren't invested properly?”

If you want to hear our answers to these great questions (and more!), you’ll enjoy this episode.

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FREE RETIREMENT PLANNING RESOURCES:

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As a thank you, you'll receive three (3) of my MOST popular retirement & tax cheatsheets.

You'll also receive my weekly retirement newsletter :)

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***

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Inflation hit a 40-year high of 9.1% in June 2022.

Today, inflation is hovering around 3%.

If inflation is back in line with long-term historical averages, why does everything still feel so expensive?

When voters were asked what they would most like to see improved in our economy...

...why did 64% of them say "lower prices?"

In this episode, I'm digging into the current state of inflation, why prices still feel high, and where inflation might be headed.

I'm also sharing tactics for how to successfully navigate challenging time periods.

If, like most retirement savers, things still feel outrageously expensive to you, you're going to enjoy this episode.

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RETIREMENT & TAX PLANNING TOOLS:

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As a thank you, you'll receive three (3) of my MOST popular retirement & tax cheatsheets.

You'll also receive my weekly retirement newsletter :)

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***

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Want an easy way to learn how the "Roth 5-Year Rule" affects your unique situation?

Subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive my one-page flowchart (PDF) for navigating this confusing rule.

👉 Click here to join the newsletter!

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TODAY'S EPISODE:

The "Trump-era tax cuts" are set to expire in 2026.

In other words, retirement savers only have two more years to take advantage of today's lower tax rates.

One of the popular strategies to do this is through (aggressive) Roth conversions.

As a result, I’ve had more questions than ever about the wildly confusing “Roth IRA 5-year rule"...

...specifically as it relates to Roth conversions.

To help simplify this rule, I'm sharing TWO simple questions you can answer to understand how the rule works.

I'm also sharing several real-life examples + my thoughts on what an election year might mean for the Tax Cuts and Jobs Act (TCJA).

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Today I'm talking through four (rarely-discussed) retirement planning misconceptions.

In fact, some of these misconceptions might not be misconceptions at all...

...they might be concepts that you've never even considered!

For example, is retirement planning a complex problem OR a complicated problem? (And why does it matter?) 

And, should you develop a retirement plan from the outside in OR the inside out?

To help answer these important questions, I'm joined by Roger Whitney, host of the Retirement Answer Man podcast. 

Along with being a great person and expert retirement planner, Roger is also a deep, critical thinker who will definitely get your wheels turning in this episode.

WANT MORE RETIREMENT PLANNING TIPS?

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As a thank you, you'll receive a copy of my 2024 Tax Planning Cheatsheet.

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EPISODE RESOURCES:

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It's an election year.

As a result, many retirement investors believe that the market MUST be in for a wild ride.

But is that true? 

Over the last 100 years, how have markets behaved during election years?

What have been the best and worst returns? 

How has the market performed during every 4-year presidential term since 1929?

And is it "different this time?" 

To help retirement savers invest wisely during this period of heightened uncertainty, I'm answering these questions (and more).

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