In this episode, we are joined by Anna Garcia, Founding Managing Partner of Altari Ventures, an exciting emerging venture capital manager specializing in enterprise Fintech at the earliest stages. Altari Ventures seeks to invest in B2B startups focused on data-driven enterprise intelligence, capital markets and asset management technology, CFO tech stack, embedded finance, and decentralized or centralized financial infrastructure convergence. In this insightful conversation, we learn about Anna’s unique international upbringing and education, discuss how her successful Wall Street career prepared and still educates her unique underwriting approach, and hear what meaningful enterprise trends in financial services have the potential to create substantial economic value for technology investors. Tune in as we cover Anna’s journey from working her way up on the trading floor at Merrill Lynch, to a successful foray into angel investing that encouraged her to pursue her entrepreneurial calling.

In this episode, we are joined by Michael Broughton, Thiel Fellow and Founder of Altro, a Y Combinator Class of 2020 startup backed by Pendulum, Marcy Ventures, Citi Ventures, Black Capital Fund, Concrete Rose Fund that uses recurring monthly expenses, including rent and subscriptions like Netflix or Spotify, to build one’s credit. While attending USC, Michael was denied a $10k loan needed to cover the remainder of his tuition due to family finances and a lack of credit history. This frustrating catch-22 inspired Michael to create Altro, a business focused on financial inclusion. In this insightful conversation, we discuss the potential of innovation to address financial inclusion, the importance of personal storytelling in pitching investors, the power of mentors and human capital scaling, and how to separate hype from execution in a new era of scarce capital. Tune in as we cover Michael’s journey from his upbringing in Korea and Japan growing up in a military household, his admission to USC and Altro’s initial breakthrough with Marcy Ventures that encouraged him to drop out to pursue his entrepreneurial calling.

In this episode, we are joined by Caleb Avery, Founder and CEO of Tilled, a PayFac-as-a-Service platform that allows B2B SaaS companies to monetize payments that pass through their platforms. Caleb is one of the most articulate thought leaders when it comes to deconstructing the mechanics of the payment industry. He founded Tilled in 2019, drawing on nearly a decade of experience advising merchants and software businesses on optimizing their payment processing. He believes in enabling Independent Software Vendors (ISVs) to retain the majority of revenue from payments, a principle that has shaped Tilled's development as a comprehensive payment solution that does not compromise on technology, user experience, or financial benefits. Tune in as we cover Caleb’s journey from an early entrepreneur with a passion for golf to a leader in the Fintech space. We'll discuss the influence of sports on leadership and team dynamics, the Fintech industry's response to changing customer demands and behaviors, and the future of payment methods, including cryptocurrencies.