Canada’s mortgage market is shifting and the Fall 2025 Residential Mortgage Industry Report reveals what’s changing for borrowers, lenders, and the housing outlook.

In this episode of In-House, host Joelle Hamilton speaks with CMHC Deputy Chief Economist Aled ab Iorwerth about:

✔ Why fixed-rate mortgages are popular again

✔ Big 6 lenders gaining market share

✔ Rising delinquency rates in Ontario and B.C.

✔ What 750,000+ mortgage renewals mean for payments and affordability

Read the full RMIR: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-research/research-reports/housing-finance/residential-mortgage-industry-report

Explore the interactive Residential Mortgage Industry Data Dashboard: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-data/residential-mortgage-industry-data-dashboard

We need to break down barriers for municipalities—so they can accelerate building and have a lasting impact on housing supply. We sat down with CMHC’s Deputy Chief Economist Aled ab Iorwerth & Director, Government Relations and Head of the Housing Accelerator Fund Chris Woodcock to dive into what’s holding back new housing and the bold actions needed to accelerate growth.

🏡 Listen in for expert insights on the future of Canada’s housing market.

Track Housing Accelerator Fund progress here: https://ow.ly/ZBOB50X6rkn

On this episode, we meet Dale, a senior who found herself homeless and alone during a northern winter. She stayed a few nights with friends, but desperately needed a long-term solution. That's when she found AVEN Pavilion.