Canada’s mortgage market is shifting and the Fall 2025 Residential Mortgage Industry Report reveals what’s changing for borrowers, lenders, and the housing outlook.

In this episode of In-House, host Joelle Hamilton speaks with CMHC Deputy Chief Economist Aled ab Iorwerth about:

✔ Why fixed-rate mortgages are popular again

✔ Big 6 lenders gaining market share

✔ Rising delinquency rates in Ontario and B.C.

✔ What 750,000+ mortgage renewals mean for payments and affordability

Read the full RMIR: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-research/research-reports/housing-finance/residential-mortgage-industry-report

Explore the interactive Residential Mortgage Industry Data Dashboard: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-data/residential-mortgage-industry-data-dashboard

We need to break down barriers for municipalities—so they can accelerate building and have a lasting impact on housing supply. We sat down with CMHC’s Deputy Chief Economist Aled ab Iorwerth & Director, Government Relations and Head of the Housing Accelerator Fund Chris Woodcock to dive into what’s holding back new housing and the bold actions needed to accelerate growth.

🏡 Listen in for expert insights on the future of Canada’s housing market.

Track Housing Accelerator Fund progress here: https://ow.ly/ZBOB50X6rkn

On this episode, we meet Dale, a senior who found herself homeless and alone during a northern winter. She stayed a few nights with friends, but desperately needed a long-term solution. That's when she found AVEN Pavilion.

Join our Deputy Chief Economist Tania Bourassa-Ochoa as she delves into the key findings from our recent Housing Supply Report. In this episode, we discuss contrasting trends across key cities, with growth in ground-oriented construction and a slowdown in condos.

Learn how these shifts could impact supply, affordability, and the construction workforce.

Tune in to gain valuable insights and stay updated on the latest housing trends!

How can the housing sector tackle climate change and prioritize sustainability?

Join us in our latest episode of In-House, where we’re joined by Daniel Dicaire, Senior Manager of Sustainability and Conservation at Ottawa Community Housing Corporation.

Listen and subscribe for more insights from Canada’s housing experts.

Canada needs more rental housing—but how do we build it without putting tenants at risk?

In this episode of In-House, CMHC’s Deputy Chief Economist Aled ab Iorwerth explains what CMHC’s research tells us about rent control, financialization, and how to scale up rental supply while safeguarding tenant rights.

Listen and subscribe for more insights from Canada’s housing experts.

📌 Full article: https://ow.ly/15Is50WE2HB

In this episode of In-House, CMHC Deputy Chief Economist Aled ab Iorwerth joins host Joelle Hamilton to unpack the key findings from CMHC’s 2025 Canadian Rental Construction Survey.

We explore what’s driving short-term developer pessimism—and what could help unlock more purpose-built rental housing across the country.

🔍 What you'll learn in this episode:

• Why 42% of developers are pessimistic about the short-term outlook
• The impact of financing challenges, development fees and tariffs
• How developers are shifting toward “build-to-hold” strategies, instead of “build-to-sell"
• Why modular and prefabricated homes are still underused in Canada
• What these insights mean for Canada’s broader housing supply goals

After serving in Afghanistan, Jeremy found himself homeless. With support from Homes For Heroes, he got a second chance—and now helps fellow veterans do the same. Hear his story!