Today we’re diving deep into one of the most important—and often misunderstood—pillars of retirement planning: Social Security.

Whether you’re a few years from retirement or already mapping out your retirement income strategy, understanding how Social Security works—and how to optimize it—can make a six-figure difference over your lifetime. We’ll cover everything from when to claim to spousal benefits to tax implications. So Lets Dive in.

Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed

Are we in a stock market bubble? The market certainly “feels” overvalued relative to our experiences in the economy day in and day out. The phrase "stock market bubble" is in the media a lot and many of our clients and friends have asked me the magic question – are we in a stock market bubble? Is this irrational exuberance or is it rational growth? So on this episode we will talk about where things stand relative to past bubbles, and I’ll answer the questions no one seems to want to answer on the record – are we in a bubble?

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Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

It’s back-to-school time at our house so this episode is all about education planning and paying for college. I hear so many question about college planning:

How do I guide my kids to choose the right school? Or no school at all? Is college worth it?

How do I save money for college? How should I pay for college once they enroll in their dream school?

In this episode I cover the framework you should consider using to make smart choices about college. Then we dive into tax smart college savings strategies and the nuts and bolts of paying for college. Plus, in 2025, there are a lot of changes for education funding, 529s, and student loans in the One Big Beautiful Bill. So it’s a great time to make an education plan or reevaluate your existing financial plan for education.

Have questions or want to connect to discuss?

https://www.thecapitalstewards.com/startconversation

Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.