Imagine being months away from retirement, logging into your super account, and seeing your balance at zero. That’s what thousands of Australians are now facing after the collapse of multiple superannuation funds, with more than $1.2 billion in retirement savings wiped out.

Today we explain how this happened, what went wrong with the platforms and checks that were supposed to protect investors, and why the system isn’t working the way it should. We also share the simple ways to spot red flags, avoid cold-call traps, and choose a financial advisor you can trust.

On this episode, we discuss:

(00:00) Intro
(00:46) The $700k-to-Zero Super Nightmare
(01:34) The First Guardian Master Fund Collapse Explained
(03:20) How Super Platforms and Investment Funds Work
(05:09) Where the Money Went and How it Worked
(07:00) Telemarketing, Google Ads and Conflicted Advice
(09:50) Who Pays When Superannuation Funds Fail?
(13:57) The Red Flags: Cold Calls and Online Traps
(17:14) How to Find and Trust a Financial Planner
(30:24) Super Isn’t Government-Guaranteed - Protect Yourself

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Australians are taxed on almost everything - income, fuel, property, super, even talk of inheritance and spare-bedroom taxes. In this episode we explore how much we really give back to the government, where that $800 billion in tax revenue goes, and whether our complex system is holding back innovation, investment, and everyday Aussies trying to get ahead.

On this episode, we discuss:

(00:00) Intro
(00:37) The Viral Video That Exposes Australia's Endless Taxes
(01:43) Do Aussies Really Pay Too Much Tax?
(03:26) How Much Tax You Actually Pay on $60K, $80K, $100K, and $250K
(06:10) The Beer Analogy That Explains Our Tax System
(07:45) The Wildest Tax Reform Ideas Being Floated
(10:12) EV Taxes, Super Surcharges, and the Never-Ending Grab
(14:16) Why Business Tax Reform Could Boost Innovation
(18:46) Where Australia's $800 Billion in Tax Money Goes
(20:47) The NDIS Blowout and How It's Hurting Those Who Need It Most
(23:33) Can Lower Taxes Spark Aussie Innovation and Growth?

Videos Mentioned:
Australian Tax Office 2025 Parody by @jonbernardk
The Tax System, Explained in Beer! By Johnston Grocke

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Markets are on a high - stocks, property, crypto, even gold - but what could go wrong? Today we talk about how to beat the stock market without losing your pants, sharing our biggest investment mistakes, lessons from the GFC, and the strategies that actually protect your wealth. From dollar cost averaging and stop-loss rules to Buffett-style patience, we unpack how smart investors win over the long run. Get ready to rethink your approach to investments and aim for long-term success rather than fleeting gains.

On this episode, we discuss:

(00:00) Intro

(00:46) The Pain Of Failed Investments
(03:10) Marty's GFC Story: The Leverage Trap and $100K Lesson
(07:10) Learning from Warren Buffett, Charlie Munger & Ray Dalio
(08:59) Timing the Market vs Dollar-Cost Averaging
(10:36) The 4% Rule: How Few Stocks Drive Market Returns
(12:03) Analysing Big Winners: Berkshire, Google & Costco
(15:00) Concentrating On Quality Stocks For Stability
(18:11) When To Double Down Instead Of Selling
(21:18) 2025 Market Outlook - Are We Due for a Pullback?

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is Realestate.com.au too powerful? Vendors are forking out thousands just to list their property, agents are copping big subscription hikes, and the ACCC is asking questions about postcode pricing. REA Group, the business behind the site, now pulls in over 12 million users a month and $1.7 billion in revenue, leaving Domain in the dust. We break down how the network effect built this juggernaut, the impact on sellers and agents, and whether any competitor can really break through.

On this episode, we discuss:

(00:00) Intro
(00:06) Is Realestate.com.au Becoming a Monopoly?
(01:34) Domain vs Realestate.com.au: Market Share Explained
(02:31) REA Group Profits and Revenue Growth
(03:30) Realestate.com.au Listing Fees Explained
(04:46) Why Postcode Pricing Is Under ACCC Review
(05:28) The Network Effect Driving REA's Power
(08:03) Real Estate Agent Subscription Fee Hikes
(14:08) CoStar Buys Domain: Can It Compete With REA?
(20:28) REA Share Price Surge and Dividend Growth

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The ATO is now tracking 600 million data points, from OnlyFans and Airbnb to Uber, crypto and even bank accounts. What does that mean for you? More automatic tax changes, less room for error, and a higher chance of being audited if you get it wrong. We unpack the blurred line between hobby and business, the rise of automatic tax amendments, and the risks of getting your deductions wrong. Plus, we talk audit insurance, data-matching war stories, and what the future of tax compliance could look like in Australia.

On this episode, we discuss:

(00:00) Intro(00:00) Intro
(01:19) OnlyFans Data Now Reported To The ATO
(02:23) When A Hobby Becomes A Business
(05:06) How The ATO Uses 600 Million Data Points
(06:04) 500,000 Tax Returns Automatically Amended
(07:51) How Accurate Is ATO Data Matching?
(09:00) Ride Share, Airbnb And The End Of Side Cash
(10:23) Vehicle Logbooks And The Best Tech To Track Your Car Use
(12:24) Cryptocurrency Data And Capital Gains Traps
(15:44) ATO Reviewing Past Years And Sending Auto Amendments
(18:07) Banks, Loans And Why Redraws Can Be Dangerous
(20:08) Insurance Records And Lifestyle Red Flags
(21:10) Services Australia, Residency And Overseas Income
(22:20) Property And Investment Data Sent To The ATO
(25:24) Should You Pay For Audit Insurance?

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today we celebrate episode 250 and dive into the real difference between vanity metrics and meaningful results on social media. We unpack why likes and views don’t always equal clients, the power of long-form content, and how to choose the right platform for your audience. If you’re in business or professional services, this episode will help you cut through the noise and focus on strategies that actually convert.

On this episode, we discuss:

(00:00) Intro
(01:30) Chasing Likes Vs Chasing Clients
(02:29) LinkedIn Articles That Convert
(07:44) Standing Out With Real Strategy
(09:29) The Silent Metrics That Matter
(13:28) Long-Form Content That Wins Clients
(15:08) Balancing Personal Brand And Strategy
(17:19) Showing Up As Human, Not Just Showboating
(18:48) Choosing The Right Platform To Dominate
(23:59) The Benefit of Being Consistent With Your Strategy
(25:11) Engagement As Relationship, Not Transaction
(27:42) Why You Need A System To Track Results
(29:24) The Power Of Consistency In Content
(33:54) When Social Media Works For Products Vs Services
(35:04) Why Understanding Your Audience Is Critical

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Cameron Schwab became the youngest CEO in AFL history at just 24, going on to lead Richmond, Melbourne and Fremantle through some of their toughest chapters. Now the founder of Design CEO, he draws on those experiences to teach leaders how to thrive under pressure. In this chat, Cameron unpacks what true leadership looks like in high-stakes environments, why culture must be built on principles, not slogans, and why authenticity, courage and vulnerability matter more than ever.

On this episode, we discuss:

(00:00) Intro
(02:29) Carrying The Weight Of Leadership And Legacy
(04:36) Parenting, Perspective And The Role Of Family
(10:55) Becoming CEO of Richmond FC at 24 Years Old
(16:14) Taking On Richmond And Facing Financial Crisis
(20:09) Culture As An Outcome And Building The Right Team
(23:44) Why Authentic Leaders Must Be Vulnerable
(31:29) Four Key Questions Every Leader Should Answer
(35:09) Bringing Mistakes Into The Room And Learning From Them
(41:38) The Four Postures Of Effective Leadership Conversations
(45:31) Creating Your Leadership Trademark
(49:15) How Music And Daily Rituals Shape Leadership Mindset
(56:01) Overcoming Fear And Laziness As A Leader
(59:42) Making Sense, Meaning, Progress And Numbers
(01:02:00) Where To Find Cameron Schwab

Connect with Cameron Schwab on LinkedIn or you can visit their website

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, we dive into the classic debate of property vs shares: which is the smarter way to build wealth in today’s market? We break down the pros and cons of both, from the barriers of deposits, debt, and cashflow in property to the accessibility and liquidity of shares, using real numbers over 20 years. If you’ve ever wondered whether you should buy that investment property or start a share portfolio, this episode will give you the clarity to make a more informed choice.

On this episode, we discuss:

(00:00) Intro
(00:04) Property Vs Shares
(06:56) The Big Advantages Of Shares For Everyday Investors
(08:51) Marty’s Changing View On Property Investment
(09:55) The True Cost Of A 30-Year Mortgage
(14:39) Negative Gearing And The Weekly Cashflow Drain
(16:18) Comparing 30 Years Of Property And Share Returns
(20:50) Leveraging Equity Into The Share Market
(23:10) Dividends Vs Paying Down Debt
(28:02) Emotional Strength Needed For Share Market Volatility
(32:17) New Rental Laws And The Shift In Property Ownership

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.