We’re back with our yearly Predictions Episode and we’re also farewelling our mate Marty as he wraps up his time on the show. We look back on our 2025 predictions to see who was on the money and who was way off, then lock in our calls for 2026. From interest rates and modular homes to AI, robots in business and the payday super nightmare, there’s plenty on the table for next year.

On this episode, we discuss:

(00:00) Our Yearly Predictions Episode
(01:00) Nick’s 2025 Prediction Scorecard
(03:49) Jase’s 2025 Prediction Scorecard
(08:06) Marty’s 2025 Prediction Scorecard
(10:34) Nick’s 2026 Predictions: Modular Homes, Market Dip, Rate Hike, Geopolitics
(15:56) Marty’s 2026 Predictions: Rate Rise, Robots, AI And Jobs
(26:12) Jase’s 2026 Predictions: Payday Super Nightmare, AI Bookkeeping, Bombers
(37:06) Marty’s Farewell And What’s Next

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to episode $$ of The Numbers Game. On today's show

On this episode, we discuss:

(00:00) Intro
(00:39) Why Marty’s Leaving The Show
(02:26) Lesson 1: Know Yourself And Have Courage
(05:14) Leaving “Safe” Jobs To Follow Meaningful Work
(12:59) Lesson 2: Doing Simple Things That Work
(16:02) How Complexity, Compliance And Tech Can Kill Progress
(20:59) Lesson 3: You Are Your Own SEO
(25:03) Why Human Relationships Beat Fancy Tech Stacks
(32:08) Lesson 4: Reverse Engineering Your Business Goals
(36:24) Building A Business As A Valuable Asset, Not Just An Income
(39:20) Lesson 5: Finding Your Edge And Playing To It
(44:46) Compounding Small Advantages Into Big Long-Term Results
(47:25) Marty’s Favourite Numbers Game Moment

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.(00:00) Intro

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More young Australians are choosing to buy “boring” small businesses instead of investing in property. In this episode we look at a young couple who bought a 29-year-old fabrication business and turned it into a highly profitable asset, and we break down how profit, valuation multiples, succession gaps and efficiency improvements can create serious wealth for the right buyer.

On this episode, we discuss:

(00:00) Intro
(01:07) Why Young Australians Are Buying Businesses Instead Of Property
(01:25) The Rise Of “Boring Businesses” And Why They’re So Profitable
(03:05) How A $2.5M Fabrication Business Generates $500K Profit
(06:44) Baby Boomers Retiring & The Small Business Opportunity
(08:34) Small Business vs Salary Jobs: Which Builds Wealth Faster?
(10:18) How Small Business Valuations & Multiples Actually Work
(13:44) Using AI & Automation To Improve Old-School Businesses
(14:28) How A $1.5M Business Becomes A $5M Asset
(21:31) How To Find, Assess & Fund A Small Business In Australia

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today we look at why Singapore’s tax system delivers stronger incentives for business and workers, from 17% company tax to lower personal tax rates and no capital gains. We compare the cost-of-living trade-offs, how innovation is supported, and what Australia could learn from a model that rewards progress instead of punishing it.

On this episode, we discuss:

(00:00) Singapore vs Australia
(00:50) What Singapore Gets Right On Tax And Incentives
(02:19) Singapore’s Startup Tax Exemption Scheme Explained
(04:01) How Early Tax Breaks Help Small Business Survive
(05:36) Singapore’s Personal Tax Brackets vs Australia
(09:25) Cost Of Living: Housing, Cars And Transport In Singapore
(11:49) How Singapore Supports Innovation And Startups
(12:27) Singapore Property Rules
(14:17) Why Cars Are So Expensive Under Singapore’s COE System
(19:20) Social Harmony Policies And Why Crime Is Low
(28:00) How To Structure A Business In Singapore Legally
(30:05) What Australia Could Learn From Singapore’s Approach

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What really happens when you don’t have a proper will in place? From state trustees taking control to long probate delays, contested estates and outdated super nominations, we cover the risks that can leave families exposed. If you want your wealth to end up where you intend, this episode will give you the clarity you need.

On this episode, we discuss:

(00:00) Intro
(00:43) Would You Trust The Government With Your Inheritance?
(01:23) Why Wills Matter More Now Than Ever
(01:43) The Rise Of Contested Wills And Probate Cases
(03:47) What Happens If You Have No Will: State Trustees Step In
(04:08) Nick’s Personal Story: State Trustees Controlling His Grandparents’ Estate
(06:41) The Tim Brigden Case: 3 Years Fighting Public Trustees
(08:23) Why Online Will Kits Cause Problems
(15:09) Crypto & Digital Assets: Lost Forever Without Access
(17:26) How To Talk To Your Parents About Their Wills
(18:11) Estate Planning Lawyers vs General Solicitors

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You may have seen a post on social media claiming 142,000 millionaires are leaving Australia. So today we look at what the migration report actually says, who’s really leaving, and how many wealthy people are moving here instead. We talk about migration, housing, cost of living, safety, and why some Aussies are heading to Dubai and Singapore. A clear look at whether migration is helping or hurting Australia’s future.

On this episode, we discuss:

(00:00) Intro: Debunking The Viral Millionaires Leaving Australia Post
(02:31) What The Henley Migration Report Actually Says
(05:40) Top Destinations For Millionaires And Why UAE, USA And Singapore Win
(06:54) Push Vs Pull Factors: Why Wealthy People Move Countries
(09:30) Australia’s Migration Numbers: Arrivals, Departures And Net Gain
(10:07) Skilled Visas, Critical Job Shortages And Where Migrants Settle
(11:34) Housing, Infrastructure And Whether Migrants Can Really Flourish Here
(18:07) Why Some Aussies Are Moving To Dubai, The UAE And Bali For Tax And Lifestyle
(21:35) Are Migrants Really A Drain On The System? Welfare And Medicare Myth-Busting
(23:01) What Singapore Gets Right About Law, Order And Assimilation
(23:55) Can Australia Compete As A Global Business And Tax Hub?

Resources for this episode:

Forbes Australia — Countries gaining and losing the most millionaires in 2025
Henley & Partners — Private Wealth Migration Report 2025
Henley — Australia’s Abiding Allure (2024)
ABS — Overseas Migration 2023–24
Home Affairs — Migration Program 2023–24 Report (PDF)
Home Affairs — Permanent Migration Stats 2023–24 (PDF)
CGCG — Top occupations granted visas

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A roll of toilet paper might not sound revolutionary, but Who Gives A Crap turned it into a business that gives half its profits to improve sanitation around the world. Today we talk about how putting purpose behind your business can drive growth, why profit still needs to come first, and how the two can work together to create something meaningful.

On this episode, we discuss:

(00:00) Why Marty Brought Toilet Paper To The Studio
(00:13) How “Who Gives A Crap” Turns Toilet Paper Into Purpose
(01:49) How The Company Links Profit To Giving Back
(03:05) Can Purpose And Profit Coexist In Any Business?
(04:33) Simon Griffiths And The B Corp Model Explained
(06:11) Profit As The Driver Of Impact – $70M Revenue And $5.8M Donated
(09:43) “Who Gives A Crap” Raises $41.5M To Grow Its Mission
(11:38) 1% For The Planet And Other Impact Business Models
(15:07) Marty’s Lesson On Revenue Before Charity
(24:03) Building Purpose And Giving Into Everyday Business

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Imagine being months away from retirement, logging into your super account, and seeing your balance at zero. That’s what thousands of Australians are now facing after the collapse of multiple superannuation funds, with more than $1.2 billion in retirement savings wiped out.

Today we explain how this happened, what went wrong with the platforms and checks that were supposed to protect investors, and why the system isn’t working the way it should. We also share the simple ways to spot red flags, avoid cold-call traps, and choose a financial advisor you can trust.

On this episode, we discuss:

(00:00) Intro
(00:46) The $700k-to-Zero Super Nightmare
(01:34) The First Guardian Master Fund Collapse Explained
(03:20) How Super Platforms and Investment Funds Work
(05:09) Where the Money Went and How it Worked
(07:00) Telemarketing, Google Ads and Conflicted Advice
(09:50) Who Pays When Superannuation Funds Fail?
(13:57) The Red Flags: Cold Calls and Online Traps
(17:14) How to Find and Trust a Financial Planner
(30:24) Super Isn’t Government-Guaranteed - Protect Yourself

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.